Insurance on the fly.
Just DIY.

Instant & affordable Health Insurance for you & family.

At a Glance - Health Insurance

When a medical emergency strikes you should be thinking about your loved ones, not worrying about the costs. Wouldn’t it be great to have peace of mind and leave your savings untouched?

Now you can, with affordable health insurance on digibank. The policy covers a wide range of treatments and allows you to make tax savings of up to ₹25,000 in a financial year1. There are no medical tests, so you can get instant low-cost cover for yourself and your family right now on the digibank app.

Instant cover

With no medical tests required

Cashless treatment

Or get reimbursed for expenses

Pre-existing conditions covered

After three years

Dedicated helpline

Available on 1860 425 0000

1. Subject to current tax laws. Under Section 80D of the Income Tax Act, those who purchase a health insurance policy for themselves or their family can claim a tax deduction of up to ₹25,000.

Benefits of Health Insurance

  • You’re covered for fees and expenses : 100% cover for surgeon and doctor fees; 30 days pre-hospitalisation expenses and 60 days post-hospitalisation expenses; ambulance charges up to ₹3000
  • No need for overnight hospitalisation : certain day care treatments are covered
  • Maternity coverage of ₹40,000 : after two years of continuous coverage (only available under a floater policy)
  • The sum insured increases each year : 20% for every year without a claim (subject to a maximum increase of 50%)

Frequently Asked Questions for Health Insurance

View Terms and Conditions View the full list of insurance policy details View the full list of panel hospitals


Health Insurance in Digibank is a Group Health Policy underwritten and issued by Royal Sundaram General Insurance Co. Limited. Claims will be settled by Royal Sundaram General Insurance Co. Limited as per the respective terms and conditions of each of the policy. For more details on risk factors, terms and conditions, please refer to the policy annexure of the respective insurance plan and specific details applicable to each insurance plan. Your participation in this insurance product is purely on a voluntary basis. We advise you to take your own professional advice before you participate. The Group Health Policy of Royal Sundaram are approved by IRDAI vide UIN - IRDAI/NL-HLT/RSAI/P-H/V.I/184/13-14.

DBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the Registered office at GF: Nos. 11 & 12 & FF - Nos.110 to 115, Capitol Point BKS Marg, Connaught Place, Delhi- 110001 is the Composite Corporate Agent of Tata AIA Life Insurance Company Limited (IRDA of India Regn. No.110) CIN: U66010MH2000PLC128403 having the Registered office/principal place of business at 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013, Aditya Birla Sun Life Insurance Company Limited (IRDA of India Regn.No.109) CIN: U99999MH2000PLC128110 having the Registered office address at One India bulls Centre, Tower 1, 16th Floor, Jupiter Mill Compound, 841, Senapati Bapat Marg, Elphinstone Road, Mumbai - 400013, Royal Sundaram General Insurance Company Limited (IRDA of India Regn.No.102) CIN: U67200TN2000PLC045611 having the Registered office address at No.21, Patullos Road, Chennai - 600 002 and Bharti Axa General Insurance Company Ltd. having the Registered office address at First Floor Hosto Centre, No. 43, Millers Road, Vasanth Nagar, Bangalore - 560052. ISNP Registration valid.

Participation by the Bank's client in the Insurance products is purely on a voluntary basis. Insurance products are underwritten and issued by Insurance companies. DBS Bank India Limited does not underwrite the risk or act as an insurer.

How to Apply for Health Insurance

  • For digibank users

    • Using the digibank mobile app
      • Launch the app on your smartphone
      • Log in and select “Insurance” in the navigation menu
  • New to digibank?

    • Download the digibank mobile app on your smartphone
    • Launch the app and sign up for a full digiSavings account
    • Log in and select “Insurance” in the navigation menu