Manipal Cigna Pro Health Prime

At a Glance

Manipal Cigna Pro Health Prime is a comprehensive product with very innovative and beneficial covers such as coverage for Non-Medical Expenses, Option to choose ‘Any Room’ category, Switch off, Premium waiver benefit, Unlimited restoration of Sum Insured, Guaranteed Cumulative Bonus, Discount on Network Providers and much more.

It also provides cover for Individuals with existing conditions such as Asthma, Hypertension, Diabetes, Obesity etc.

Key Features:

  • Covers your Non-Medical expenses
  • Allows you to choose "Any Room" category whether suite or above
  • Restores your Sum Insured unlimited times in case you are short of coverage for related/unrelated illnesses/injuries

Key Benefits:

  • Choice of Sum Insured from ₹ 3 Lacs to ₹ 1 Crore
  • Coverage for Non medical expenses
  • Unlimited Restoration of Sum Insured for related / unrelated illnesses/injuries
  • Choice to avail "Any Room" category
  • Switch off your cover when you are travelling abroad for up to 30 days
  • Waiver of next one year renewal premium due to Accidental Death or if diagnosed with listed Critical Illnesses
  • Wellness Program which lets you earn up to 20% of base premium as rewards
  • Annual Health Check-up irrespective of claims from 1st year onwards
  • Guaranteed Cumulative Bonus of 25% each year up to maximum of 200% of Sum Insured
  • Specialized Plan having Comprehensive coverage from 91st day for those with existing listed health conditions


  • Min Entry Age: Child - 91 days, Adult - 18 years
  • Max Entry Age: Child – 25 Years (floater), Adult – No Limit
  • Policy Period-1, 2 and 3 years

(Discount of 7.5% for 2 years and 10 % for 3 years policy term with single premium payment mode)

The Premium charged on the Policy will depend on the Plan, Sum Insured, Policy Tenure, Age, Policy Type, Gender, Zone of Cover, Optional Covers and Add On Benefits opted. Additionally the health status of the individual will also be considered


DBS Bank India Limited (IRDA of India Registration Number: CA 0257) having the registered office at GF: Nos. 11 & 12, Capitol Point BKS Marg, Connaught Place, Delhi - 110001 is the Corporate Agent of  Manipal Cigna Health Insurance Company Limited (IRDA of India Regn.No.151) CIN: U66000MH2012PLC227948 having the Registered office address at 401/ 402, 4th Floor, Raheja Titanium, Off Western Express Highway, Goregaon East, Mumbai – 400063. DBS Bank India Limited (Bank) does not underwrite the risk or act as an insurer. Manipal Cigna Pro Health Prime by Manipal Cigna with UIN: MCIHLIP22224V012122 is underwritten by Manipal Cigna Health Insurance Company Limited. The contract of insurance is between the insurer and the insured and not between the Bank and the insured. Bank does not give any warranty, as to the accuracy and completeness of the policies. Bank does not accept any liability or losses attributable to your contract of Insurance. Participation by the Bank’s customers in the insurance products is purely on a voluntary basis and is not linked to availment of any other facility from the bank. ISNP registration valid.

The contents and product information of this web site are given strictly for your convenience and is indicative in nature and ‘as is’ received from the Insurer. Nothing contained herein is to be construed as advice, recommendation, offer for a policy or any other assistance. Bank does not guarantee that this website reflects latest amendments/ information at all times or at any time. Bank shall have no liability to the customer for any loss or damage of any kind incurred for reliance on the content and product information available on this website.

For more details on risk factors, terms and conditions, exclusions, please read sales brochure of insurer and policy terms and conditions carefully before concluding a sale. Tax benefits are available as per the prevailing tax laws, which are subject to change.

Contact our 24-hour toll free customer service helpline number 1-800-209-4555 / 1-860-267-1234 or our overseas customer service number 91-44-66854555 or write to us at [email protected]. Visit us at:

UIN: MCIHLIP22224V012122