Loving us comes with its own perks!

Get ready to live more with digi Bucks.

At a glance - digi Bucks

digi Bucks is our way of loving you back with perks! With digi Bucks you can get assured monthly cashback straight into your account for everything you do on digibank. There’s no sign-up required and over 9+ transactions are now rewarded with digi Bucks (points).

So, go transacting, collect your digi Bucks and bring home all the goodies and experiences that let you live more.



Collect 500 digi Bucks and get Rs.250 cashback


Collect 1000 digi Bucks and get Rs.500 cashback


Collect 2000 digi Bucks and get Rs.1000 cashback

How do I earn digibucks

Sr.No Here’s what you need to do digi Bucks (for customers with monthly average balance of Rs. 10,000 to Rs. 49,999) digi Bucks (for customers with monthly average balance of Rs. 50,000 & above) Know more
1 Funds transfer (Inward) Minimum Rs.25,000 using UPI / IMPS / NEFT / RTGS 100 150 Cumulative credit of Rs.25,000 or more will be rewarded with digi Bucks. No intra bank transfers will be considered for digi Bucks for example DBS to digibank or digibank to digibank fund transfers will not receive any digi bucks.
2 Debit Card spends Rs.2,000 – Rs.5,000 100 150 Eligible Transaction: All purchase transactions on POS / e-POS (i.e. transactions at merchant outlets and online transactions) made using digibank VISA Debit Card for that particular *month only.
>Rs.5,000 – Rs.10,000 200 300 Non eligible transaction: Any transaction using digibank Debit Card, cash withdrawals at ATMs or DBS Bank branches, void transactions (other banks / institutions) will not be considered as a spend for this program. If any reversal happens then it would be subtracted and net spend will be considered for digi Bucks. Also note that only cumulative spend on debit card will be considered for digibucks. If customer has done 3 transactions of Rs.10,000 each then his total spend will be at Rs.30,000 and he will be part of top most slab of Rs.20,000 + to be eligible for 400 or 600 digi Bucks.
>Rs.10,000 - Rs.20,000 300 450
>Rs.20,000 400 600
3 Auto BillPay Per active biller 100 150 Only registered bills such as telecom, electricity, gas, power, mutual fund, insurance premium paid using digibank app via auto pay will be rewarded with digi Bucks. Donation payment will not be considered for digi Bucks. Minimum biller value should be Rs.250 or more. Maximum 3 billers will be considered for digi Bucks. Maximum customer can earn is either 300 or 450 digibucks from auto bill payments. This 3 biller condition is effective from 1st April 2019.
4 Other Bank Credit Card Outstanding Payment Min. Credit Card bill payment in a month via digibank app should be Rs.500 100 150 Any Credit Card bill payment done using digibank app (Max. 1 Credit Card payment in a month only) will be eligible for digi Bucks. Minimum Credit Card bill should be Rs. 500. Maximum digi Bucks that can be earned on a Credit Card bill payment per month is 100 or 150.
5 Internet banking Min. 1 login in a month 50 75 digi Bucks will be awarded only on the 1st login of the month.
6 Fixed Deposit Rs.25,000 to Rs.50,000 100 150 Tenure of the FD/RD should be 6 months or more. Cumulative fixed deposit holding by customer will be considered for calculating digi Bucks . For e.g if the customer holds 3 fixed deposits of 1 lac then he would be eligible for 200 or 300 digibucks (depending on the minimum average balance of the customer).

The FD/RD should be active at the time of calculating digibucks, if the customer opens a FD and closes it in the subsequent months then that FD/RD will not be eligible for digi Bucks and digi Bucks awarded will be deducted from the subsequent month's score card.
>Rs.50,000 to Rs.200,000 200 300
>Rs.200,000 to Rs.500,000 300 450
>Rs.500,000 400 600
7 Recurring Deposit Rs.5,000 to Rs.10,000 100 150
>Rs.10,000 200 300
8 Mutual Fund (SIP) (Revised) Rs.1,500 to Rs.5,000 100 150 Cumulative SIP value for each customer.
For e.g if customer has 2 SIPs of Rs.5,000 each then then he / she would be eligible for 200 or 300 digi Bucks and not 400 or 600 digi Bucks.
>Rs.5,000 200 300 Also, in case of Mutual fund investments we will be considering the AUM (value as of date) and not the invested value. 
For e.g. if you start an SIP of Rs.1,500 and now the value has come down to Rs.1,490 then in that case it won’t be eligible for digi Bucks.
9 Personal Loan Any amount 400 600 Earn 400 digi Bucks on your first successful disbursement. Digi Bucks will be credited only for the month in which amount was disbursed.

Frequently Asked Questions for digi Bucks

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