digi Bucks is our way of loving you back with perks! With digi Bucks you can get assured monthly cashback straight into your account for everything you do on digibank. There’s no sign-up required and over 9+ transactions are now rewarded with digi Bucks (points).
So, go transacting, collect your digi Bucks and bring home all the goodies and experiences that let you live more.
Collect 500 digi Bucks and get Rs.250 cashback
Collect 1000 digi Bucks and get Rs.500 cashback
Collect 2000 digi Bucks and get Rs.1000 cashback
|Sr.No||Here’s what you need to do||digi Bucks (for customers with monthly average balance of Rs. 10,000 to Rs. 49,999)||digi Bucks (for customers with monthly average balance of Rs. 50,000 & above)||Know more|
|1||Funds transfer (Inward)||Minimum Rs.25,000 using UPI / IMPS / NEFT / RTGS||100||150||Cumulative credit of Rs.25,000 or more will be rewarded with digi Bucks. No intra bank transfers will be considered for digi Bucks for example DBS to digibank or digibank to digibank fund transfers will not receive any digi bucks.|
|2||Debit Card spends||Rs.2,000 – Rs.5,000||100||150||Eligible Transaction: All purchase transactions on POS / e-POS (i.e. transactions at merchant outlets and online transactions) made using digibank VISA Debit Card for that particular *month only.|
|>Rs.5,000 – Rs.10,000||200||300||Non eligible transaction: Any transaction using digibank Debit Card, cash withdrawals at ATMs or DBS Bank branches, void transactions (other banks / institutions) will not be considered as a spend for this program. If any reversal happens then it would be subtracted and net spend will be considered for digi Bucks. Also note that only cumulative spend on debit card will be considered for digibucks. If customer has done 3 transactions of Rs.10,000 each then his total spend will be at Rs.30,000 and he will be part of top most slab of Rs.20,000 + to be eligible for 400 or 600 digi Bucks.|
|>Rs.10,000 - Rs.20,000||300||450|
|3||Auto BillPay||Per active biller||100||150||Only registered bills such as telecom, electricity, gas, power, mutual fund, insurance premium paid using digibank app via auto pay will be rewarded with digi Bucks. Donation payment will not be considered for digi Bucks. Minimum biller value should be Rs.250 or more. Maximum 3 billers will be considered for digi Bucks. Maximum customer can earn is either 300 or 450 digibucks from auto bill payments. This 3 biller condition is effective from 1st April 2019.|
|4||Other Bank Credit Card Outstanding Payment||Min. Credit Card bill payment in a month via digibank app should be Rs.500||100||150||Any Credit Card bill payment done using digibank app (Max. 1 Credit Card payment in a month only) will be eligible for digi Bucks. Minimum Credit Card bill should be Rs. 500. Maximum digi Bucks that can be earned on a Credit Card bill payment per month is 100 or 150.|
|5||Internet banking||Min. 1 login in a month||50||75||digi Bucks will be awarded only on the 1st login of the month.|
|6||Fixed Deposit||Rs.25,000 to Rs.50,000||100||150||Tenure of the FD/RD should be 6 months or more. Cumulative fixed deposit holding by customer will be considered for calculating digi Bucks . For e.g if the customer holds 3 fixed deposits of 1 lac then he would be eligible for 200 or 300 digibucks (depending on the minimum average balance of the customer).
The FD/RD should be active at the time of calculating digibucks, if the customer opens a FD and closes it in the subsequent months then that FD/RD will not be eligible for digi Bucks and digi Bucks awarded will be deducted from the subsequent month's score card.
|>Rs.50,000 to Rs.200,000||200||300|
|>Rs.200,000 to Rs.500,000||300||450|
|7||Recurring Deposit||Rs.5,000 to Rs.10,000||100||150|
|8||Mutual Fund (SIP) (Revised)||Rs.1,500 to Rs.5,000||100||150||Cumulative SIP value for each customer.
For e.g if customer has 2 SIPs of Rs.5,000 each then then he / she would be eligible for 200 or 300 digi Bucks and not 400 or 600 digi Bucks.
|>Rs.5,000||200||300||Also, in case of Mutual fund investments we will be considering the AUM (value as of date) and not the invested value.
For e.g. if you start an SIP of Rs.1,500 and now the value has come down to Rs.1,490 then in that case it won’t be eligible for digi Bucks.
|9||Personal Loan||Any amount||400||600||Earn 400 digi Bucks on your first successful disbursement. Digi Bucks will be credited only for the month in which amount was disbursed.|
digi Bucks is an exclusive program for full digiSavings account (biometric completed) holders offering rewards in the form of digi Bucks on select transactions on the digibank App or digibank debit card. These digi Bucks will be accumulated on a monthly basis and cashback will be credited in to account in subsequent month.
digi Bucks would be offered to all full digiSavings account (biometric completed) holders maintaining required MAB*(minimum Rs.10,000). Also minimum vintage of 1 month is required after opening full savings account. Customer would not be eligible for digibucks in the month they have opened the account.
The Monthly Average Balance (MAB) is calculated on a simple average of day-end balances for a calendar month. MAB is calculated by adding the closing ledger balance of the account of each day from the start of the month to the end of the month. Then the total sum amount is divided by the number of days in that month. Minimum MAB required for earning digi Bucks is Rs.10,000 per month.
Minimum digi Bucks (in a month) required to be eligible for cashback is 500. All eligible customers will get cashback in their digiSavings account latest by the end of subsequent month.
Customers can earn digi Bucks on specified transaction done on their digiSavings account. On accumulating specified digi Bucks and reaching pre-defined milestone, customers will get cashback as part of this Program.
You can always write to digitalbankIN@dbs.com for any clarification/queries related to the digi Bucks program and can expect a response within 5 working days.
Yes, Fixed deposit / Recurring deposit / Mutual Fund SIP will be eligible for digi Bucks for each month as long as these accounts are live with digibank and not pre-maturely closed. These products will receive fresh digi bucks every month. The digi bucks collected from these products will not be carry forwarded or accumulated and added in next month’s scorecard. Every month fresh score card is prepared and for these 3 products fresh points will be added in your new score card for that particular month.
To be eligible for cashback minimum 500 digi Bucks has to be accumulated in a month. If you have collected less than 500 digi Bucks and MAB is more than Rs.10,000 still you won’t be eligible for cashback.
No digi Bucks will be carry forwarded to next month, each month we will add up your product holdings with digibank and a fresh score card will be prepared for that particular month.
Well, the cash back earning depends on the levels which we have mentioned earlier, here’s the details below:
As this is a monthly cash back program, every month the digi Bucks gets lapsed and in a new month a fresh score card begins. The balance points, in this case, is 125 digi Bucks, however, there is no carry forward for the subsequent month. Your scorecard starts fresh every month and points collected from table 2 gets added in that fresh score card.
Maximum a customer get is 100 digi Bucks for credit card payment. Even if you make multiple card payments still you would be eligible for 100 digi Bucks.
To be eligible for digi Bucks you need to have a full savings account (bio metric done). So upgrade your account to full savings account and collect digi Bucks.