digibucks About Us

Welcome to digi Bucks!
It’s our way of loving you back.

Through the years, you've shown us love and it was about time that we return it back with some more love. With digi Bucks, get rewarded for everything that you do on digibank. Go transacting, collect your digi Bucks and earn monthly cashbacks straight into your account. No sign-up required!

Start collecting your digi Bucks now

Classic: Collect 500 digi Bucks and get Rs.250 cashback
Premium: Collect 1000 digi Bucks and get Rs.500 cashback
Elite: Collect 2000 digi Bucks and get Rs.1000 cashback

Here’s what you need to do:

No Activity Transactions for the month (digi Bucks will be credited only for the month in which the transactions have been done) digi Bucks Description
1 Funds transfer (Credit) Minimum Rs.20,000 using UPI / IMPS 100 Limit of once per *month only i.e only first credit of Rs. 20k or more will be rewarded with digi Bucks.
2 Debit Card spend (Domestic) Rs.2,000 – Rs.5,000 100 Eligible Transaction:
All purchase transactions on POS / e-POS (i.e. transactions at merchant outlets and online transactions) made using digiSavings VISA Debit Card for that particular *month only.

Non eligible transaction:
Any transaction to fund wallet or savings account using digibank Debit Card, cash withdrawals at ATMs or DBS Bank branches, void transactions or Mutual Fund payments(other banks/institutions) will not be considered as a spend for this program.
Rs.5,001 – Rs.10,000 200
Rs.10,001 - Rs.20,000 300
Rs.20,001 or more 400
3 Auto BillPay Per active biller 50 Only registered bills paid using digibank will be rewarded with digi Bucks.
4 Other Bank Credit Card Outstanding Payment (New) Min. CC payment in a month via digibank app to be Rs.250 100 Any credit card bill payment done using digibank app, only for 1 credit card payment done in a month will be eligible for 100 digibucks. Maximum customer can earn in a month is 100 digibucks on CC payment.
5 Internet banking Min 1 login in a month 50 digi Bucks will be awarded only on the 1st login of the month.

No Activity One time purchase digi Bucks Transact once, Earn digi Bucks every month!
1 Fixed Deposit (Revised) Rs.25,000 to Rs.50,000 100 Tenure of the FD/RD should be 6 months or more. These points(digibucks) will be effective from 1st August 2018 and will be for cumulative fixed deposit holding by customer. For e.g if customer holds 3 fixed deposits of 1 lac each then he would be eligible for 350 digibucks and not 600 digibucks or if customer holds 3 RDs of 5k each then he would be eligible for 300 digibucks and not 450 digibucks.

The FD/RD should be active at the time of calculating digibucks, if customer opens a FD and closes it subsequent months then that FD/RD will not be eligible for digibucks.
Rs.50,001 to Rs.200,000 200
Rs.200,001 to Rs.500,000 350
Rs.500,001 or more 500
2 Recurring Deposit Rs.5000 to Rs.10000 150
Rs.10,001 or more 300
3 Mutual Fund (SIP) (Revised) Rs.1500 to Rs.2000 100 These points will be effective from 1st August 2018 and will be for cumulative SIP value for each customer. For e.g if customer has 2 SIPs of Rs.3000 each then then he/she would be eligible for 300 digibucks and not 400 digibucks.

Also for mutual fund we will be considering the AUM (value as of date) and not invested value.
Rs.2,001 to Rs.5,000 200
Rs.5,001 to Rs.10,000 300
Rs.10,001 or more 450
4 Home Loan (1st disbursement) Any amount 900 Earn 900 digi Bucks
5 Personal Loan Any amount 400 Earn 400 digi Bucks after successful emi debits

* Month stands for a Calendar Month, i.e. 1st of every month to 30th/31st.
All customers who has booked FD/RD/SIP/MF lumsum investment prior to 1st Aug 2018 ,they will continue to receive digibucks as per earlier structure. Please note FD/RD should be active and for 6 months duration to receive any digibucks, customers closing RD’s in subsequent month will not be eligible for digibucks

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