Through the years, you've shown us love and it was about time that we return it back with some more love. With digi Bucks, get rewarded for everything that you do on digibank. Go transacting, collect your digi Bucks and earn monthly cashbacks straight into your account. No sign-up required!
Classic: Collect 500 digi Bucks and get Rs.250 cashback
Premium: Collect 1000 digi Bucks and get Rs.500 cashback
Elite: Collect 2000 digi Bucks and get Rs.1000 cashback
|No||Activity||Transactions for the month (digi Bucks will be credited only for the month in which the transactions have been done)||digi Bucks||Description|
|1||Funds transfer (Credit)||Minimum Rs.20,000 using UPI / IMPS / NEFT / RTGS||100||Cumulative credit of Rs. 20k or more will be rewarded with digi Bucks.|
|2||Debit Card spend (Domestic)||Rs.2,000 – Rs.5,000||100||Eligible Transaction:
All purchase transactions on POS / e-POS (i.e. transactions at merchant outlets and online transactions) made using digiSavings VISA Debit Card for that particular *month only.
Non eligible transaction:
Any transaction to fund wallet or savings account using digibank Debit Card, cash withdrawals at ATMs or DBS Bank branches, void transactions or Mutual Fund payments (other banks/institutions) will not be considered as a spend for this program.
|Rs.5,001 – Rs.10,000||200|
|Rs.10,001 - Rs.20,000||300|
|Rs.20,001 or more||400|
|3||Auto BillPay||Per active biller||50||Only registered bills such as telecom, internet, dth, electricity, gas, power, mutual fund paid using digibank app via auto pay will be rewarded with digi Bucks. Any donations will not be considered for digibucks.|
|4||Other Bank Credit Card Outstanding Payment (New)||Min. CC payment in a month via digibank app to be Rs.250||100||Any credit card bill payment done using digibank app, only for 1 credit card payment done in a month will be eligible for 100 digibucks. Maximum customer can earn in a month is 100 digibucks on CC payment.|
|5||Internet banking||Min 1 login in a month||50||digi Bucks will be awarded only on the 1st login of the month.|
|6||Mutual fund registration & Risk profile completion||All new registrations done on or after 17th Nov 2018||250||digi Bucks will be awarded only to those customers who complete their mutual fund registration along with risk profile creation within digibank app. This will be effective from 17th Nov 2018 for all new registrations only.|
|No||Activity||One time purchase||digi Bucks||Transact once, Earn digi Bucks every month!|
|1||Fixed Deposit (Revised)||Rs.25,000 to Rs.50,000||100||Tenure of the FD/RD should be 6 months or more. These points (digibucks) will be effective from 1st August 2018 and will be for cumulative fixed deposit holding by customer. For e.g if customer holds 3 fixed deposits of 1 lac each then he would be eligible for 350 digibucks and not 600 digibucks or if customer holds 3 RDs of 5k each then he would be eligible for 300 digibucks and not 450 digibucks.
The FD/RD should be active at the time of calculating digibucks, if customer opens a FD and closes it subsequent months then that FD/RD will not be eligible for digibucks.
|Rs.50,001 to Rs.200,000||200|
|Rs.200,001 to Rs.500,000||350|
|Rs.500,001 or more||500|
|2||Recurring Deposit||Rs.5000 to Rs.10000||150|
|Rs.10,001 or more||300|
|3||Mutual Fund (SIP) (Revised)||Rs.1500 to Rs.2000||100||These points will be effective from 1st August 2018 and will be for cumulative SIP value for each customer. For e.g if customer has 2 SIPs of Rs.3000 each then then he/she would be eligible for 300 digibucks and not 400 digibucks.
Also for mutual fund we will be considering the AUM (value as of date) and not invested value. For example if you start an SIP of Rs.1500 in July and now the value has come down to Rs.1490 then in that case it won’t be eligible for digibucks.
|Rs.2,001 to Rs.5,000||200|
|Rs.5,001 to Rs.10,000||300|
|Rs.10,001 or more||450|
|4||Home Loan (1st disbursement)||Any amount||900||Earn 900 digi Bucks.|
|5||Personal Loan||Any amount||400||Earn 400 digi Bucks on successful disbursement.|
* Month stands for a Calendar Month, i.e. 1st of every month to 30th/31st.
All customers who has booked FD/RD/SIP/MF lumsum investment prior to 1st Aug 2018 ,they will continue to receive digibucks as per earlier structure. Please note FD/RD should be active and for 6 months duration to receive any digibucks, customers closing RD’s in subsequent month will not be eligible for digibucks.