Recurring Deposit
(noun./rɪˈkəːrɪŋ/dɪˈpɒzɪt)
A Goal-Digger’s Best Friend
A little bit of planning is all it takes to turn your aspirations into reality. Whether it’s that dream Euro trip or the latest cutting-edge tech or those designer shoes that are just so “YOU” – digibank’s Recurring Deposits will turn you into your own genie!
Instant
Opening
Paperless
Up to 5.5%* p.a.
recurring deposit interest rates
Small Steps, Big Moves
Turn dreams into goals and goals into plans one step at a time with digibank’s recurring deposits that start as low as Rs. 100. Plan like a pro, without any stress or financial strain.

Goal-Oriented Savings
Create goal-specific savings that help you plan effectively.

Flexible Payments
Make daily, monthly and quarterly payments online at your ease.

Customisable
Create Recurring Deposits starting at ₹100, and set your own tenure too!

Insured digibank RDs
Your fixed deposits are insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC) for up to ₹5,00,000.
Never Run Out of Options
Take Your Pick:
Recurring Deposit
Smaller sums of money invested over a period of time to meet a specific goal.
Ideal if you’re looking to:
- Save to spend on a new gadget, travels or other goals.
- Ideal to meet all your purchase goals without breaking your budget.
- Enjoy interest rate similar to fixed deposit.
Fixed Deposit
A lumpsum amount invested in one go.
Ideal if you’re looking to:
- Save for unexpected rainy days.
- Ideal to curb your spendthrift tendencies and save for emergencies instead.
- Earn a fixed interest rate.
Think That’s All?
There’s More Where That Came From!
Whether it’s smarter savings, better investments, easy personal loans, international fund transfers - your digibank is designed to help you live better. It’s so easy, it feels like magic!
Personal Loan
Fast-track your life with instant paperless digibank personal loans of up to Rs. 15 Lakhs.
Fixed Deposit
Stay ready for every contingency and rainy days with fixed deposits at a higher interest rate.
Remittance
Keep love and life undelayed with instant international transfers at no extra cost.
Insurance
Through thick and thin, we’ve got you covered with health insurance plans for the family, automobile insurance and travel insurance.
Investment
You don’t need to be a finance guru to make smart investment choices. You’ve got digibank to help you become your own expert.
Thank you for your feedback
Let us know how this article helped:We're sorry to hear that.
How can we do better?