Want to send some love through gifts for your near and dear ones living abroad, but don't know what to get for them? In such cases, transferring funds to them, which they can then use to buy something of their choice, is a better option. With loved ones, when you transfer money, you also transfer happiness. We know staying far away from your family can be difficult, so digibank Remit now provides you with secure money transfer options to over 200 countries. Transfer money from India to UAE in a quick, paperless and hassle-free manner.

 

Benefits

Key benefits of online overseas transfer:

Quick Transfer

If you initiate the transaction process before the cut-off time, your money will be delivered within 1 to 3 working days.

Low Handling Charges

Bank charges at digibank are economical when you send money from India to UAE.

Preferential Exchange Rates

The exchange rates we offer are competitive and make it cost-efficient for you.

 
 

Know the Cost

digibank provides you with the option of sending money to recipients in 200 countries, with zero handling charges for money transfer to 40 nations. However, you can send money to the UAE at a minimal cost of Rs. 500, which is our processing fee. For complete transparency, the other applicable charges and taxes will be displayed on the transaction screen itself. The foreign banks involved in the routing process, if any, and the beneficiary bank may deduct their fees from the remittance amount. digibank does not have any control over this, and it is recommended that you enquire about the applicable charges from your recipient so that you can add the sufficient amount as a buffer.

 

Transaction Time

When you send money from India to UAE, it will reach the recipient within 1-3 working days. To transfer money from India to UAE, you need to do so before the deadline. In case you do not manage to initiate the transfer before the cut-off time for that day, the amount will reach the beneficiary a bit later, in 2-4 working days. The time of 'Estimated Arrival' is also displayed to you on the transaction screen.

 

How to Use digibank Remit Services

For digibank users

  • Visit the digibank ibanking website
  • Log in and click on "Overseas Transfer" tab under "Pay & Transfer"

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New to digibank?

  • Download the App and sign up for a full savings account.
  • Then login to your digibank ibanking website

Android     Apple

 

Frequently Asked Questions

Log in to internet banking, click on 'Pay & transfer' and then the tab 'Overseas Transfer'. If your payee has already been added, you can click on ‘Start a transfer'. If it’s a new payee, you need to add bank details. On successful processing, you will receive an email and SMS as confirmation.


After you log in, you will be required to add details like the full name, account number, and bank details of your new overseas payee before the payment can be initiated. For security measures, you need to follow specific steps to confirm a new payee. They are:

  • You will receive a challenge code via SMS
  • You will see the option to enter the 'Digital Token' on the pre-login page of the digibank app when you open it
  • Type in the challenge code to obtain an OTP
  • Enter the OTP on the Internet Banking page to confirm the new payee 

You are requested to download and log into the digibank app at least once before following this procedure to add the new payee.


No, banks are not permitted to allow funds transfer on a mobile app under Indian law at present. You can use the browser on your mobile phone to access Internet Banking and do the funds transfer.


No paper documents are required for this process since all the relevant details and declaration are obtained digitally. Please read the terms and conditions thoroughly since you will be required to agree to them before you can proceed.


You can send money to the UAE from India for any of the following purposes:

  • Maintenance of family or relatives
  • Education
  • Medical treatment
  • Emigration
  • Holiday trips
  • Business trips
  • Travelling for education
  • Travel expenses for medical treatment
  • Travel for religious purposes
  • Gifts and donation

Yes, there are some limits to the amount you are permitted to transfer. The minimum limit per transaction is USD 10 or its equivalent. The upper limit for transactions carried out in a day is USD 25,000. You can transfer a total of USD 250,000 or its equivalent in a year (as specified by Reserve Bank of India).

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