Bharat QR

Frequently Asked Questions

Bharat QR is the new transformative way to pay with your smartphone. There’s no need to carry cash. Simply log in to your digibank app and scan the QR code to make your payments.

Yes, with digibank app you can scan Bharat QR, mVISA and UPI QR displayed at merchant


The Bharat/UPI QR code is a form of a bar code that has the merchant’s information (merchant name & account number) required for the payment. Depending on the type of QR code, the transaction details could also be captured as part of the QR code. You will just need to scan this QR code with the scanner built in the digibank app to start the payment process.

All digibank savings account holders can make payments using QR by logging into their digibank app and scanning the QR code.

You only need a smartphone with a data connection and the digibank by DBS mobile application downloaded on your phone. You will also need to have money in your savings account to make the payment.

Bharat/UPI QR makes payments easier everywhere. Just look for the Bharat/UPI QR acceptance mark wherever you wish to pay, whether it’s a retail store or your favourite shopping website.

Just download the digibank mobile application and sign up for an account. As soon as you have added funds to the account, you will be able to make payments using QR. To help you keep track of your payments and budgets, all your Bharat/UPI QR transactions will be recorded on your electronic or paper statement.

Look for the Bharat QR or UPI QR acceptance mark and QR code at the billing counter or website or bill copy depending on where you are making the payment. Login to your digibank app and select to pay using the QR code option. You will then need to scan the QR code through the app to get the merchant details, enter the amount and confirm. The transaction will be authenticated using the soft token on your phone and post authentication, the merchant will get paid. Please note If you are using scan to pay option for the first time, you will need to grant the app to access the camera on your phone.

In case your transaction fails, the transaction amount will be credited back to your digibank account.

You can request the merchant directly for a refund or contact us through the virtual assistant on the digibank app.

Yes. All payments made through the digibank application are authenticated first through your secure login and then by the soft token on your device, making it an extremely secure mode of payments.

There are no charges levied by digibank for Bharat QR code payments.