Sl. No. | Limit Type | Min KYC Wallet Limit (in INR unless other wise specified) | Full KYC wallet Limit (in INR unless other wise specified) |
---|---|---|---|
1 | Max permissible balance amount at any point in time | 20K | 100K |
2 | Monthly credit amount limit i.e. Total value of funding permissible during any given calendar month. Includes the following funding modes:
|
20K | Unlimited |
2.a | Monthly Credit card cumulative Limit (Sub set of 2 -Monthly Credit amount limit) | 5K | 25K |
3 | Per transaction amount limit for Recharges | 5K | 5K |
4 | Per transaction amount limit for Bill payments | 10K | 100K |
5 | Max number of Recharges per day | 5 times / day | 5 times / day |
6 | Max number of Bill payments per day | 5 times / day | 5 times / day |
7 | Daily cumulative debit amount limit. This limit gets consumed if any of the following transactions are performed:
FT charges are not part of this Daily cumulative limit |
10K | 100K |
8 | Monthly cumulative debit amount limit - This limit gets consumed if any of the following transactions are performed:
FT charges are not part of this Daily cumulative limit |
20K | 1000K |
9 | Threshold for second factor authentication threshold for the following payment modes:
|
No 2 FA for transactions initiated within app. However, transactions initiated from Kasisto will be subject to 2FA by way of SMS OTP | All Transactions, either initiated in-app or via Kasisto will be subject to 2FA by way of SMS OTP |
10.a | Per tran Max value of Top-up transaction through IMPS inward or NEFT inward or Intra bank inward (DBS A/c to Sigma wallet) | 10K | 100K |
10.b | Per tran Max value of Top-up transaction through Net banking | 10K | 100K |
10.c | Per tran Max value of Top-up transaction through Debit card, Debit + PIN | 5K | 100K |
10.d | Per tran Max value of Top-up transaction through Credit card | 10K | 100K |
Sigma to Sigma Intra bank | Sigma to DBS Inter bank | Sigma to Non DBS Inter bank | ||
---|---|---|---|---|
11 | Daily Funds transfer Limit (Subset of 7 daily debit limit) | 2K | 2K | 2K |
12 | Monthly Funds transfer Limit (Subset of 8 monthly debit limit) | 10K | 5K | 5K |
13 | Per transaction Funds transfer limit (P2A – Account number, IFSC based) | 2K | 2K | 2K |
14 | Per transaction Funds transfer limit (P2P – Mobile transfer) | 2K | NA | NA |
15 | Per transaction Funds transfer limit (P2P – MMID transfer) | 2K |
Sigma to Sigma Intra bank | Sigma to DBS Inter bank | Sigma to Non DBS Inter bank | ||
---|---|---|---|---|
16 | Daily Funds transfer Limit (Subset of 7 daily debit limit) | 2K | 2K | 2K |
17 | Monthly Funds transfer Limit (Subset of 8 monthly debit limit) | 10K | 5K | 5K |
18 | Per transaction Funds transfer limit (P2A – Account number, IFSC based) | 2K | 2K | 2K |
19 | Per transaction Funds transfer limit (P2P – Mobile transfer) | 2K | NA | NA |
20 | Per transaction Funds transfer limit (P2P – MMID transfer) | 2K |
Funds Transfer | Charges |
---|---|
From RuPiZo e-Wallet to RuPiZo e-Wallet | Free |
From RuPiZo e-Wallet to any other DBS Bank Account | (A) INR 1 to INR 1000: No charges |
(B) Above INR 1000: Upto 4%* of the fund transfer amount (inclusive of taxes) | |
From RuPiZo e-Wallet to any third party (non-DBS Bank) account | (A) INR 1 to INR 1000: No charges |
(B) Above INR 1000: Upto 4%* of the fund transfer amount (inclusive of taxes) |
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