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If you have a DBS Treasures NRE or NRO account, it always helps to be well-versed with the charges associated with it. At DBS Treasures, we believe in minimal service charges and total transparency so that you are able to see the NRI savings account fees upfront.

 

NRI savings account fees and charges

Effective 15th February 2020

Description of Charges

Treasures Account

Total Relationship Value (TRV)*

Rs. 5 Lacs – Rs. 30 Lacs

Rs. 30 Lacs – Rs. 2 Crores

>= Rs. 2 Crores

Quarterly charge for the non maintenance of TRV

Rs. 1500

Rs. 1500

Rs. 1500

Debit Card

Annual Fees - Joint Holder

Rs. 100

Free

Free

Replacement of lost / stolen / damaged card

Rs. 250

Free

Free

FX Markup on Debit Card

3.50%

1.75%

1.50%

Collection Services

Outstation Cheque for collection without CMS arrangement (per instrument)

Upto Rs. 5000

Rs. 25

Rs. 25

Rs. 25

Rs. 5,001 to Rs. 10,000

Rs. 50

Rs. 50

Rs. 50

Rs. 10,001 to Rs. 100,000

Rs. 75

Rs. 75

Rs. 75

Rs. 100,001 and above

Rs. 100

Rs. 100

Rs. 100

Cheque collection under speed clearing – INR 100,001 and above

Rs. 100

Free

Free

Foreign currency cheque drawn on foreign bank sent for collection overseas

USD

Rs. 10

Free

Free

Other currencies

Rs. 10 + Correspondent bank and third party charges apply

Correspondent bank and third party charges apply

Correspondent bank and third party charges apply

Local Currency Cheque Returns

Local Currency Cheque return charges

Rs. 350

Rs. 350

Rs. 350


All below privileges are free of charge

General

• Monthly Account Statements (including duplicate statements)
• Cheque Book
• Branch Transactions
• Account Closure

Debit Card / ATM

• Debit Card Annual fees - Primary Holder
• Re-generation of Debit Card PIN
• Transactions at DBS / Non DBS ATMs worldwide

Fund transfer

• NEFT & RTGS - Inward / Outward
• Inward & Outward Remittances^
• Outward – NEFT and RTGS Returns#
• Returned funds for unapplied outward / inward telegraphic transfer
• ECS / NACH return charges

DD / Collection services

• Cashier Order / Payable at per Demand Draft - Issuance / Reissuance / Cancellation^
• Stop payment of cheque
• FCY draft - Issuance / Reissuance / Cancellation^
• Foreign Currency cheque return
• Cheque collection under speed clearing upto and including Rs. 100,000

Other services

• Issuance of Foreign Inward Remittance Certificate
• Old Investigations
• Balance / TDS / Interest / Miscellaneous Certificates
• Telex / Swift enquiry
• Standing Instruction creation / Amendment
• Internet Banking enquiry / Transaction initiation services
• Charges post the free ATM transactions
• Transactions on DBS / Non DBS ATMs outside India


• Other services: Postages (Registered Post) will be charged at actuals; Courier charges: Free for domestic and Rs. 750 for overseas.

• Remote location payments: Correspondent bank charges of Rs. 50 and applicable charges will apply

#Subject to no transaction / application error on DBS part.

*Total Relationship Value (TRV) is across all accounts in a family and calculated by aggregating average quarterly saving account balances and end of period term deposits, insurance, investments and mortgage loan outstanding. 40% of the net balance of the loan (Home Loan / LAP) will be considered towards TRV computation.

^Correspondent bank and third party charges may apply.

For version effective up to 14th February 2020, click here.

 

How to Apply

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