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NRI Savings Account Fees and Charges
NRI savings accounts fees and charges explained
NRI Savings Account Fees and Charges
If you have a DBS Treasures NRE or NRO account, it always helps to be well-versed with the charges associated with it. At DBS Treasures, we believe in minimal service charges and total transparency so that you are able to see the NRI savings account fees upfront.
NRI savings account fees and charges
Effective 15th February 2020
Description of Charges | Treasures Account | ||
|---|---|---|---|
Total Relationship Value (TRV)* | Rs. 5 Lacs – Rs. 30 Lacs | Rs. 30 Lacs – Rs. 2 Crores | >= Rs. 2 Crores |
Quarterly charge for the non maintenance of TRV | Rs. 1500 | Rs. 1500 | Rs. 1500 |
Debit Card | |||
Annual Fees - Joint Holder | Rs. 100 | Free | Free |
Replacement of lost / stolen / damaged card | Rs. 250 | Free | Free |
FX Markup on Debit Card | 3.50% | 1.75% | 1.50% |
Collection Services Outstation Cheque for collection without CMS arrangement (per instrument) | |||
Upto Rs. 5000 | Rs. 25 | Rs. 25 | Rs. 25 |
Rs. 5,001 to Rs. 10,000 | Rs. 50 | Rs. 50 | Rs. 50 |
Rs. 10,001 to Rs. 100,000 | Rs. 75 | Rs. 75 | Rs. 75 |
Rs. 100,001 and above | Rs. 100 | Rs. 100 | Rs. 100 |
Cheque collection under speed clearing – INR 100,001 and above | Rs. 100 | Free | Free |
Foreign currency cheque drawn on foreign bank sent for collection overseas | |||
USD | Rs. 10 | Free | Free |
Other currencies | Rs. 10 + Correspondent bank and third party charges apply | Correspondent bank and third party charges apply | Correspondent bank and third party charges apply |
Local Currency Cheque Returns | |||
Local Currency Cheque return charges | Rs. 350 | Rs. 350 | Rs. 350 |
All below privileges are free of charge | |
|---|---|
General | • Monthly Account Statements (including duplicate statements) |
Debit Card / ATM | • Debit Card Annual fees - Primary Holder |
Fund transfer | • NEFT & RTGS - Inward / Outward |
DD / Collection services | • Cashier Order / Payable at per Demand Draft - Issuance / Reissuance / Cancellation^ |
Other services | • Issuance of Foreign Inward Remittance Certificate |
• Other services: Postages (Registered Post) will be charged at actuals; Courier charges: Free for domestic and Rs. 750 for overseas.
• Remote location payments: Correspondent bank charges of Rs. 50 and applicable charges will apply
#Subject to no transaction / application error on DBS part.
*Total Relationship Value (TRV) is across all accounts in a family and calculated by aggregating average quarterly saving account balances and end of period term deposits, insurance, investments and mortgage loan outstanding. 40% of the net balance of the loan (Home Loan / LAP) will be considered towards TRV computation.
^Correspondent bank and third party charges may apply.
For version effective up to 14th February 2020, click here.
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