NRI Savings Account Fees & Charges: NRE/NRO Account Charges

NRI Savings Account Fees and Charges

If you have a DBS Treasures NRE Account or NRO account, it always helps to be well-versed with the charges associated with it. At DBS Treasures, we believe in minimal service charges and total transparency so that you are able to see the NRI savings account fees upfront.

NRI savings account fees and charges

Effective 15th February 2020

Description of Charges	Treasures Account
Total Relationship Value (TRV)*	Rs. 5 Lacs – Rs. 30 Lacs	Rs. 30 Lacs – Rs. 2 Crores	>= Rs. 2 Crores
Quarterly charge for the non maintenance of TRV	Rs. 1500	Rs. 1500	Rs. 1500
Debit Card
Annual Fees - Joint Holder	Rs. 100	Free	Free
Replacement of lost / stolen / damaged card	Rs. 250	Free	Free
FX Markup on Debit Card	3.50%	1.75%	1.50%
Collection Services Outstation Cheque for collection without CMS arrangement (per instrument)
Upto Rs. 5000	Rs. 25	Rs. 25	Rs. 25
Rs. 5,001 to Rs. 10,000	Rs. 50	Rs. 50	Rs. 50
Rs. 10,001 to Rs. 100,000	Rs. 75	Rs. 75	Rs. 75
Rs. 100,001 and above	Rs. 100	Rs. 100	Rs. 100
Cheque collection under speed clearing – INR 100,001 and above	Rs. 100	Free	Free
Foreign currency cheque drawn on foreign bank sent for collection overseas
USD	Rs. 10	Free	Free
Other currencies	Rs. 10 + Correspondent bank and third party charges apply	Correspondent bank and third party charges apply	Correspondent bank and third party charges apply
Local Currency Cheque Returns
Local Currency Cheque return charges	Rs. 350	Rs. 350	Rs. 350

All below privileges are free of charge
General	• Monthly Account Statements (including duplicate statements) • Cheque Book • Branch Transactions • Account Closure
Debit Card / ATM	• Debit Card Annual fees - Primary Holder • Re-generation of Debit Card PIN • Transactions at DBS / Non DBS ATMs worldwide
Fund transfer	• NEFT & RTGS - Inward / Outward • Inward & Outward Remittances^ • Outward – NEFT and RTGS Returns^# • Returned funds for unapplied outward / inward telegraphic transfer • ECS / NACH return charges
DD / Collection services	• Cashier Order / Payable at per Demand Draft - Issuance / Reissuance / Cancellation^ • Stop payment of cheque • FCY draft - Issuance / Reissuance / Cancellation^ • Foreign Currency cheque return • Cheque collection under speed clearing upto and including Rs. 100,000
Other services	• Issuance of Foreign Inward Remittance Certiﬁcate • Old Investigations • Balance / TDS / Interest / Miscellaneous Certiﬁcates • Telex / Swift enquiry • Standing Instruction creation / Amendment • Internet Banking enquiry / Transaction initiation services • Charges post the free ATM transactions • Transactions on DBS / Non DBS ATMs outside India

• Other services: Postages (Registered Post) will be charged at actuals; Courier charges: Free for domestic and Rs. 750 for overseas.

• Remote location payments: Correspondent bank charges of Rs. 50 and applicable charges will apply

^#Subject to no transaction / application error on DBS part.

*Total Relationship Value (TRV) is across all accounts in a family and calculated by aggregating average quarterly saving account balances and end of period term deposits, insurance, investments and mortgage loan outstanding. 40% of the net balance of the loan (Home Loan / LAP) will be considered towards TRV computation.

^Correspondent bank and third party charges may apply.

For version effective up to 14th February 2020, click here.

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NRI Savings Account Fees and Charges

NRI savings account fees and charges

Description of Charges

Treasures Account

All below privileges are free of charge

How to Apply

NRI Banking

Resident Indian Account

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