Money Market Funds invest in short-term debt instruments, looking to give a reasonable return to investors over a short period of time. These funds are suitable for investors with a low risk appetite who are looking at parking their surplus funds over a short-term. These are an alternative to putting money in a savings bank account.
You can easily move your money in and out of these mutual fund investments. Investments in money market funds can be redeemed in part or as a whole any time to receive the current value of the units.
In India, all mutual funds are regulated by the Securities and Exchange Board of India (SEBI). All mutual funds are required to follow transparent processes, as laid down by SEBI, protecting the interest of investors. Further, SEBI makes it compulsory for all mutual funds to disclose their portfolios every month.
Returns are commensurate with the relatively lower risk involved
This publication is for general circulation only. It does not form part of any offer or recommendation, or have any regard to the investment objectives, financial situation or needs of any specific person. Before committing to an investment, please seek advice from a financial or other professional adviser regarding the suitability of the product for you and read the relevant product offer documents, including the risk disclosures, which can be obtained from DBS Bank India Limited. If you do not wish to seek financial advice, please consider carefully whether the product is suitable for you. Investment into fixed income securities exposes investors to credit and interest rate risks.