Spend and Save campaign

Offer (applicable for DBIL Staff)

To win Amazon vouchers up to INR 8000:

• Spend using DBS debit card as per below table - by 30th November 2020
• Increase the DBS India account TRV* as per below table - by 30th November 2020
• Incremental TRV will be computed over your existing TRV which is considered as of 31st October 2020.
• Maintain the TRV (existing + incremental) till year end (31 December 2020) to win Amazon gift vouchers up to INR 8000/- (as per the tabulated slab)

Here is what you need to keep in mind:

• Spend with your DBS Bank Debit Card before 7 PM (IST), 30th November 2020.
• Increase your Total Relationship Value (TRV)* as per the slabs below before 7 PM (IST), 30th November 2020 and maintain it till 31st December 2020.
• Incremental Total Relationship Value (TRV)* will be computed over your existing TRV which is considered as of 31st October 2020, at 7 PM (IST).
• Incremental balances on salary credit day (25th November 2020) will be excluded from the offer. Defer increasing your Total Relationship Value (TRV)* on the date of salary credit if done with a purpose to become eligible for the offer.

Example

• Say, an AVP with DBIL India has a TRV of INR 36,000 as of 31^st October 2020 with a Savings account balance of INR 8,000; Term deposit balance of INR 16,000 & Investments of INR 12,000.
• In the first fortnight of November, he invests in a life insurance policy with premium INR 36,000.
• He also opens a new fixed deposit of INR 50,000 with DBS, and keeps an additional INR 40,000 in his savings account.
• He then spends INR 6,000 using his digibank debit card at a CROMA store & INR 2,500 on shopping from the amazon app before 30^th November 2020.
• His TRV as of 30^th November 2020, 7PM IST after the debit card spends is INR 1,53,500. He is expected to maintain a TRV of INR 1,36,000 (Existing TRV of INR 36,000 + Added TRV of INR 1,00,000) till 31^st December 2020.
• He maintains a TRV of INR 1,42,750 till 31^st December 2020.

The AVP is eligible for an Amazon India voucher of INR 1,000 because of the following:

• Spent INR 8,500 using debit card at an offline / online store which is greater than the minimum spends criteria of INR 5,000 before 30^th November 2020, 7PM IST.
• Added a TRV of INR 1,00,000 with DBS before the cut-off date and time of 30^th November 2020, 7PM IST.
• Maintained a TRV of INR 1,42,750 which is greater than minimum requirement of INR 1,36,000 (Existing TRV of INR 36,000 + Added TRV of INR 1,00,000) till 31^st December 2020.
• He has made sure that the increment in TRV hasn’t been done on salary credit date which is 25^th November 2020.

Terms and Conditions

• This campaign is brought to you by DBS Bank India Limited (“DBS Bank”).
• TRV: For this campaign, Incremental Total Relationship Value (TRV) will be an aggregate of increments in all of the following - savings account balance, term deposits, insurance premiums and investments (excluding liquid funds).
  Note: Mortgages disbursements or top-ups are not included.
• Salary credits will be excluded from TRV computation
• Offer at customer level (CIF) and not at an account level.
• Eligible customers will receive Amazon India vouchers within 90 days of the campaign end date on their email address and mobile number registered with their DBS Salary Savings Account or digibank Savings Account.
• DBS reserves the right to modify, cancel, extend or discontinue the campaign, the website and/or these terms and conditions or any part thereof at any time without prior notification.
• DBS Bank Debit Card transaction completed before 7 PM (IST) on 30^th November 2020 and TRV added before 7 PM (IST) of 30^th November 2020 will be considered valid for the offer. The transactions done after 7 PM (IST) on 30^th November 2020 will not be evaluated as a part of this campaign.
• Only debit card purchase transactions are considered i.e. all purchase transactions on POS / e-POS (i.e. transactions at merchant outlets and online transactions) made using DBS Bank Debit Card are considered as spends for this campaign. Following are not considered as transactions : Transactions to purely fund wallets (CRED, PayTM, PayUMoney) etc; ATM cash withdrawals ; In-app transactions (Recharge, Bill Payment, QR code, Payment, UPI) ; Payments for online gaming and online gaming websites ; Fuel payment; Tax payments, insurance or mutual fund purchase
• TRV will be calculated at a customer level. TRV at a family level will not be considered for this offer.
• Both TRV maintaining criteria & spends criteria are mandatory for receiving vouchers. Failing to complete any or both, will not be eligible for vouchers.
• For customers with multiple savings accounts, cumulative balances & spends across accounts at the customer level (CIF) will be evaluated for the offer. Only savings accounts where customer is the primary holder will be considered.
• DBS Bank reserves the right to disqualify any customer from the benefits of this campaign if any fraudulent activity is identified as being carried out for the purpose of availing the benefits under the campaign terms and conditions or otherwise by use of the DBS Bank Debit Card.
• Participation in this campaign is voluntary and by participating in the campaign, you are deemed to have read, understood and accepted these Terms and Conditions.
• By participating in this campaign, you consent to our collection and use of your personal data and the use and disclosure of your personal data by/to third parties for the purpose of the campaign. You agree to the terms of the DBS Bank Privacy Policy, a copy which can be found at www.dbs.com/privacy.
• By participating in this campaign, you hereby consent to get your names and other details published as a part of the winner list.
• This campaign will be governed by the laws of India and shall be subject to the jurisdiction of courts in Mumbai.
• Campaign vouchers are available for all DBS customers (except customers who have closed accounts or account freeze as of voucher disbursal date) – criteria for the customers eligibility for vouchers is as explained below.
• All issues pertaining to this campaign to be raised within 90 days from the last day of vouchers fulfilment. If any dispute or complaint or query raised after 90 days, then the same will not be entertained.
• Usage of Voucher is subject to Amazon applicable terms and conditions associated with the Voucher.
• DBS Bank shall not be held liable in any manner whatsoever for any loss or damages arising in connection with the usage of Voucher.
• All inquiries/complaints about Voucher, customer is required to resolve the same directly with Amazon, DBS Bank will not be held responsible for that.
• Customers can email us their concerns at [email protected]
• You can also call our customer care:

Important Terms

Asked spends – Shop with your DBS Bank Debit Card for the amount asked in the campaign communication shared by DBS.

Existing TRV – Your total savings + term deposits + investment holding (excl. liquid funds) + insurance premium with DBS as of 31^st October 2020, at 7 PM (IST).

Incremental TRV – Total additional amount added in savings account and fixed deposit and investments and insurance premium – as per the communication shared by DBS.

Maintained TRV– Existing TRV + Incremental TRV. Do note only the total invested amount will be considered for TRV computations, irrespective of market value of the investments.

Campaign period starts from 1^st November 2020 and ends on 31^st December 2020.

Important Dates

31^st October 2020 – Date considered for the existing TRV.

30^th November 2020 – Add asked TRV to existing TRV by 7 PM (IST) of 30^th November 2020.

30^th November 2020 – Shop with your DBS Bank Debit Card for the asked amount before 7 PM (IST) of 30^th November 2020.

31^st December 2020 – Maintain the (Existing + Asked TRV) with DBS till 31^st December 2020.

DBS Bank Debit Card spends criteria

• Customer needs to shop for a minimum of the amount shared in the communication from DBS.
• Customer can shop for the asked amount in a single or multiple transaction.
• DBS Bank Debit Card spends can be done either online or offline.
• Any transaction done on the last day of the campaign period (30^th November 2020) after 7 pm will not be eligible for this campaign.
• Please ensure your debit card spends do not interfere with Maintained TRV.
• Customer will only get the vouchers, when all transactions are complete.
• All purchase transactions on POS / e-POS (i.e. transactions at merchant outlets and online transactions) made using DBS Bank Debit Card will be considered as spends for this campaign.
• Incomplete payments will not be considered valid for the campaign.
• Only completed payments (Online or offline) will be considered valid for this campaign.
• Any transaction to purely fund a DBS account or any other wallet/financial institution associated app/website (e.g. CRED, PayTM, PayUMoney, Mobikwik, Citrus, Airtel Money, RazorPay etc.) will not be considered as DBS debit card spends for this campaign.
• Cash withdrawals at ATMs or DBS Bank branches, fuel payment, tax payments, insurance or mutual fund purchase will not be considered as a DBS Bank Debit Card spends for this campaign.
• Any account or any wallet transfers will not be considered as DBS Bank Debit Card spends for this campaign.
• In-app transactions (Recharge, Bill Payment, QR code, Payment, UPI) will not be considered as spends for this campaign.
• Payments for online gaming and online gaming websites will not be considered as spends for this campaign.
• Incomplete / rejected / invalid / returned / disputed or unauthorized / fraudulent transactions will not be considered for the campaign.
• DBS Bank may request bills and related proof of purchase, the failure to present this may lead to disqualification.