Accessible the way you want, our savings account combines convenience with attractive interest rates.
Online, on your mobile device or via ATM
From 3% to 7% depending on your balance
NRE and NRO accounts available
Nature |
Rate of Interest (per annum) |
Domestic |
Balance up to Rs. 1 lakh will get 3.25% interest rates |
Any balances over and above Rs. 1 lakh and up to Rs. 2 lakhs will get 3.5% on the incremental amount* |
|
Any balances over and above Rs. 2 lakhs and up to Rs. 3 lakhs will get 4.25% on the incremental amount* |
|
Any balances over and above Rs. 3 lakhs and up to Rs. 4 lakhs will get 7% on the incremental amount* |
|
Any balances over and above Rs. 4 lakhs and up to Rs. 5 lakhs will get 7% on the incremental amount* |
|
Any balances over and above Rs. 5 lakhs and up to Rs. 10 lakhs will get 6% on the incremental amount* |
|
Any balances over and above Rs. 10 lakhs and up to Rs. 20 lakhs will get 5.50% on the incremental amount* |
|
Any balances over and above Rs. 20 lakhs and up to Rs. 50 lakhs will get 5% on the incremental amount* |
|
Any balances over and above Rs. 50 lakh and up to Rs. 1 Cr will get 5% on the incremental amount |
|
Any balances over and above Rs. 1 Cr and up to Rs. 5 Cr will get 3% on the incremental amount |
|
Any balances over and above Rs. 5 Crs and up to Rs. 10 Crs will get 3% on the incremental amount* |
|
Any balances over and above Rs. 10 Cr will get 3% on the incremental amount thereon |
|
NRO/NRE |
Balance up to Rs. 1 lakh will get 3.25% interest rates |
Any balances over and above Rs. 1 lakh and up to Rs. 5 lakhs will get 3.5% on the incremental amount^ |
|
Any balances over and above Rs. 5 lakhs will get 3% on the incremental amount^ |
If the balance in the savings account is 5 Cr 50 Lakhs, then the Savings Account Interest will be calculated as follows:
Savings Interest Calculation |
Rates Applied as per the below Slab |
|
Up to Rs 1 Lakh: 3.25% |
Up to Rs 1 lakh |
3.25% |
Rs 1 lakh - Rs 2 lakhs: 3.50% |
Above Rs 1 lakh and up to Rs.2 Lakhs |
3.50% |
Rs 2 lakhs - Rs 3 lakhs: 4.25% |
Above Rs.2 Lakhs and Upto Rs.3 Lakhs |
4.25% |
Rs 3 lakhs - Rs 4 lakhs: 7.00% |
Above Rs.3 Lakhs and Upto Rs.4 Lakhs |
7.00% |
Rs 4 lakhs - Rs 5 lakhs: 7.00% |
Above Rs.4 Lakhs and Upto Rs.5 Lakhs |
7.00% |
Rs 5 lakhs - Rs 10 lakhs: 6.00% |
Above Rs 5 lakhs and up to Rs.10 lakhs |
6.00% |
Rs 10 lakhs - Rs 20 lakhs: 5.50% |
Above Rs 10 lakhs and up to Rs.20 lakhs |
5.50% |
Rs 20 lakhs - Rs 50 lakhs: 5.00% |
Above Rs 20 lakhs and up to Rs.50 lakhs |
5.00% |
Rs.50 lakhs – Rs.1 Cr: 5.00% |
Above Rs.50 lakhs and up to Rs.1 Cr |
5.00% |
Rs.1Cr – Rs.5 Cr: 3.00% |
Above Rs.1Cr and up to Rs.5 Cr |
3.00% |
Remaining Rs.50 lakhs: 3.00% |
Above Rs.5 Cr |
3.00% |
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