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IDEAL Tutorials

IDEAL Tutorials

DBS IDEAL Tutorial Videos
First Time Login English Hindi Tamil Telugu Kannada
How to Login English Hindi Tamil Telugu Kannada
Access Your Account Related Information English Hindi Tamil Telugu Kannada
Creating and Managing Alerts English Hindi Tamil Telugu Kannada
How to Pay & Transfer English Hindi Tamil Telugu Kannada

 

 

DBS IDEAL Step-by-Step Guides
First Time Login English Hindi Tamil Telugu Kannada
How to Login English Hindi Tamil Telugu Kannada
Access Your Account Related Information English Hindi Tamil Telugu Kannada
Creating and Managing Alerts English Hindi Tamil Telugu Kannada
Pay & Transfer English Hindi Tamil Telugu Kannada
Dashboard English Hindi Tamil Telugu Kannada

 

 

FAQs
What documents are required to open a Business Account?

Please refer to our application checklist for the documents required.

If I don’t live in India, do I have to come down personally to open a Business Account?

In order for us to better understand the nature of your business, we do require a face-to-face meeting with you before we can open your Business Account.

I plan to open several accounts under different currencies. Will I have to maintain a minimum balance for each account?

Yes, a minimum balance must be maintained if you open an INR account. Exchange Earner’s Foreign Currency (EEFC) accounts that are opened in foreign currency require no minimum balance.

A fall-below fee will be deducted if your average quarterly credit balance is less than the minimum quarterly balance requirement. For more information, please refer to our pricing guide.

How is my average daily balance for the quarter calculated, and when will the fall-below fee be deducted from my Business Account?

Your end-of-day credit balance is tracked throughout each quarter of the year. These balances are then added together and divided by the number of days in the quarter in order to determine your average daily balance. If your average quarterly balance falls below the minimum balance requirement for the account, then a fall-below fee will be deducted at the end of each quarter.

Are interests paid on balances in Business Accounts?

Business accounts function as current accounts and do not offer interests as recommended by the Reserve Bank of India (RBI).

Is there a limit to the number of transactions I can conduct in a day?

There is no limit to the number of transactions you can conduct per day.