business accounts

Business Accounts

Conduct your daily business banking activities easily and conveniently

Business Accounts

Conduct your daily business banking activities easily and conveniently

At a Glance
Carry out your daily business banking needs with an account that is easy to open and simple to manage. Our Business Accounts offer a comprehensive range of services designed to help you grow.
safe

Safe

Ensure your funds are safe with an "AA-" and "Aa1" rated bank

business

Choice

Choose from Business Entrepreneur Account, Business Edge Account, Business Edge Preferred Account and E-Business Lite

Account Features
  E-Business Lite Business Entrepreneur Account Business Edge Account Business Edge Preferred Account
Key Features Digital focused account to manage your basic banking and transactional needs Day-to-day banking transactions for your business If you require multiple transactions and need to stay in touch with us regularly regarding your account status Businesses that expect the utmost in banking products and services to match your business banking demands
Average Balance  INR 50,000 per quarter INR 100,000 per quarter INR 500,000 per quarter INR 1,000,000 per quarter
Contact Us

Schedule a callback via this online form.

Alternatively, you can reach us at 1800 103 6500 / 1800 419 9500

Email: businesscarein@dbs.com

 

FAQs
What documents are required to open a Business Account?

Please refer to our application checklist for the documents required.

If I don’t live in India, do I have to come down personally to open a Business Account?

In order for us to better understand the nature of your business, we do require a face-to-face meeting with you before we can open your Business Account.

I plan to open several accounts under different currencies. Will I have to maintain a minimum balance for each account?

Yes, a minimum balance must be maintained if you open an INR account. Exchange Earner’s Foreign Currency (EEFC) accounts that are opened in foreign currency require no minimum balance.

A fall-below fee will be deducted if your average quarterly credit balance is less than the minimum quarterly balance requirement. For more information, please refer to our pricing guide.

How is my average daily balance for the quarter calculated, and when will the fall-below fee be deducted from my Business Account?

Your end-of-day credit balance is tracked throughout each quarter of the year (every three months). These balances are then added together and divided by the number of days in the quarter in order to determine your average daily balance. If your average quarterly balance falls below the minimum balance requirement for the account, then a fall-below fee will be deducted at the end of each quarter.

Are interests paid on balances in Business Accounts?

Business accounts function as current accounts and do not offer interests, as recommended by the Reserve Bank of India (RBI).

Is there a limit to the number of transactions I can conduct a day?

There are no limits to the number of transactions per day.