Business Accounts

Conduct your daily business banking activities easily and conveniently

Open a Business Account

Carry out your daily business banking needs with an account that is easy to open and simple to manage. Our Business Accounts offer a comprehensive range of services designed to help you grow.

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Why choose DBS Business Accounts?

  • Ensure your funds are safe with an "AA-" and "Aa1" rated bank. DBS has been named the Safest Bank in Asia by Global Finance for five consecutive years, from 2009 to 2013
  • Apply for a Business Account that caters specifically for your business needs. Choose from Business Entrepreneur Account, Business Edge Account and Business Edge Preferred Account
  • Benefit from our easy to understand approach to banking. We are the first Asian Bank to achieve the Crystal Mark award for the use of plain English for terms and conditions governing business



Product Features

We have three types of Business Accounts to meet the challenges of your business banking needs:

Business Entrepreneur Account – Ideal for day-to-day banking transactions for your business. An average balance of INR 100,000 per quarter is required

Business Edge Account – Suitable if you require multiple transactions and need to stay in touch with us regularly regarding your account status. An average balance of INR 500,000 per quarter is required

Business Edge Preferred Account – Highly recommended for businesses that expect the utmost in banking products and services to match your business banking demands. An average balance of INR 1,000,000 per quarter is required

We also do offer Fixed Deposit Accounts where you can earn higher interest for your surplus funds.


What documents are required to open a Business Account?

Please refer to our application checklist for the documents required.

I want to open a Business Account, however I don’t live in India. Do I have to come down personally?

In order for us to better understand the nature of your business, we do require a face-to-face meeting with you before we can open your Business Account.

I plan to open several accounts under different currencies. Will I have to maintain a minimum balance for each account?

Yes, a minimum balance must be maintained if you open an INR account. Exchange Earner’s Foreign Currency (EEFC) accounts that are opened in foreign currency require no minimum balance.

A fall-below fee will be deducted if your average quarterly credit balance is less than the minimum quarterly balance requirement. For more information, please refer to our pricing guide.

How is my average daily balance for the quarter calculated, and when will the fall-below fee be deducted from my Business Account?

Your end-of-day credit balance is tracked throughout each quarter of the year (every three months). These balances are then added together and divided by the number of days in the quarter in order to determine your average daily balance. If your average quarterly balance falls below the minimum balance requirement for the account, then a fall-below fee will be deducted at the end of each quarter.

Are interests paid on balances in Business Accounts?

Business accounts function as current accounts and do not offer interests, as recommended by the Reserve Bank of India (RBI).

Is there a limit to the number of transactions I can conduct a day?

There are no limits to the number of transactions per day.


How do I apply?

Simply visit us at any of our Branches and our Relationship Manager will be glad to assist you.

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Safest Bank in Asia, 2012, Global Finance

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