Fuel your business growth with funding that’s tailored to meet your needs.
Apply for a quick, hassle-free digital business loan today and elevate your business to the next level.
|Turnover||Up to INR 25Cr|| |
INR 25Cr- INR 100Cr
|Loan Amount||Up to INR 5Cr*||Up to INR 20Cr*|
|Facilities||Working capital financing, Trade facilities, Term loan||Working capital financing, Trade facilities, Term loan|
|Collateral||Residential, Commercial and Industrial property acceptable|
|Documents required*|| || |
How to apply for a DBS Digital Business Loan?
Click on “apply now” for a call back from a relationship manager to help you avail our facilities.
What is the applicable rate of interest? Does the bank charge any fees?
The interest rate will vary based on your company’s financial performance and the guarantors’ credibility.There is an arrangement fee when the loan is approved. For further details please refer here.
What type of collateral are acceptable for the loan?
Residential, Commercial and Industrial property are acceptable collaterals.
Select one or more products below
Overdraft facility provides you with a flexible usage of the funds as you can loan up to an approved credit limit anytime.
By utilizing only the amount required, the interest charged to you is only on the amount utilized.
As it is a revolving line of credit, you pay regular monthly interest on usage but no fixed repayment.
Avail long term loans in both INR and foreign currency denomination.
Long term loan can be availed for purchase of fixed assets, expansion of your manufacturing units or for other business purposes.
Loans are offered for a period of up to 5 years depending on eligibility and project requirement.
Avail pre-shipment financing or Packing Credit as bridging finance with an Export Letter of Credit in hand.
Packing Credit lets you access working capital financing for purchase of raw materials and shipping of the good.
Proceeds from you Export Letter of Credit can be used to pay off the financing availed.
Letter of Credit
Build relationships with clients and support new business opportunities with a DBS Letter of Credit.
A Letter of Credit(LC) is issued at your request to assure payment to your supplier up to a stated amount. within a prescribed time.
The documents received are then checked to be in compliance with the Letter of Credit terms and certify them before you make payment.
Reassure your buyer or seller of payment with a Bank Guarantee. In the event that you fail to fullfill your contractual obligations, we will honour payment to your beneficiaries upon receipt of a claim that complies with the guarantee terms.
Performances Guarantee offered up to a period of 3 years (incl. claim period). Financial guarantee offered up to a period 1 year.
Invoice Discounting Purchase
Purchase Invoice Discounting (PID) available in INR and FCY. Sales Invoice Discounting (SID) available in INR.
Get instant cash flow on outstanding invoices without waiting for customer payments.
More flexible than long term loan or OD/CC to manage late payments, or keep up with seasonal business demands.
Manage your risk and grow your business with forward contracts.
Deal Online Platform to give you complete control to login anywhere for Foreign Exchange Transactions.
SME advisory sales teams help you identify and hedge against the potential risks of doing business overseas.
Please click here for the list of parties with whom customer information for processing of loan can be shared by the bank.