Business Loans

Medium Enterprises division caters to entities with turnover between INR 100 crores to INR 1000 crores. We understand the banking needs of fast growing enterprises that are emerging as leaders in their respective industries. We are dedicated to building and maintaining long-term partnerships with clients from a diverse range of industries. 

Our goal is to provide Medium Enterprises range of customized solutions to manage their businesses with ease and confidence. Services include business accounts, liquidity and cash management solutions, trade services, treasury solutions and a range of borrowing solutions.

How to Apply

Simply call DBS BusinessCare at 1800 419 9500/ 1800 103 6500 and our Relationship manager will be glad to assist you.

You will need to submit the following documents for loan application:

  • Company registration documents and business profile
  • Latest bank statements from major banks
  • Last 3 year audited financials
  • Business owners information
  • Collateral details

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Products Offered

Select one or more products below

  • overdraft

    Overdraft/Cash Credit

    Overdraft facility provides you with a flexible usage of the funds as you can loan up to an approved credit limit anytime.

     

    By utilizing only the amount required, the interest charged to you is only on the amount utilized.

     

    As it is a revolving line of credit, you pay regular monthly interest on usage but no fixed repayment.

  • term loan

    Term Loan

    Avail long term loans in both INR and foreign currency denomination.

     

    Long term loan can be availed for purchase of fixed assets, expansion of your manufacturing units or for other business purposes.

     

    Loans are offered for a period of up to 10 years depending on eligibility and project requirement.

  • packing

    Packing Credit

    Avail pre-shipment financing or Packing Credit as bridging finance with an Export Letter of Credit in hand.

     

    Packing Credit lets you access working capital financing for purchase of raw materials and shipping of the good.

     

    Proceeds from you Export Letter of Credit can be used to pay off the financing availed.

  • letter

    Letter of Credit

    Build relationships with clients and support new business opportunities with a DBS Letter of Credit.

     

    A Letter of Credit(LC) is issued at your request to assure payment to your supplier up to a stated amount. within a prescribed time.

     

    The documents received are then checked to be in compliance with the Letter of Credit terms and certify them before you make payment.

  • banker

    Bank Guarantee

    Reassure your buyer or seller of payment with a Bank Guarantee. In the event that you fail to fullfill your contractual obligations, we will honour payment to your beneficiaries upon receipt of a claim that complies with the guarantee terms.

     

    Performances Guarantee offered up to a period of 3 years (incl. claim period). Financial guarantee offered up to a period 1 year.

  • invoice

    Invoice Discounting Purchase

    Purchase Invoice Discounting (PID) available in INR and FCY. Sales Invoice Discounting (SID) available in INR.

     

    Get instant cash flow on outstanding invoices without waiting for customer payments.

     

    More flexible than long term loan or OD/CC to manage late payments, or keep up with seasonal business demands.

  • spot

    Currency Hedging

    Manage your risk and grow your business with forward contracts.

     

    Deal Online Platform to give you complete control to login anywhere for Foreign Exchange Transactions.

     

    SME advisory sales teams help you identify and hedge against the potential risks of doing business overseas. 

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