Cheque Express

Save costs with our easy-to-use cheque payment and issuance service

Free up your time and resources by outsourcing your cheque issuance to DBS. Simply generate your instructions and payment files through IDEAL™, our online banking platform, and we will issue cheques on your behalf by taking care of the printing, signing of cheques through facsimile signatures of authorised signatories, and mailing of cheques. Our secure and convenient service gives you more time to focus on growing your business.


Why choose DBS Cheque Express?

  • Issue both Corporate cheques and Demand Drafts with ease in INR and with your Exchange Earner’s Foreign Currency (EEFC) account
  • Lower your administrative costs of maintaining inventory and cheque stationery
  • Improve efficiency and eliminate the need to prepare, sign and mail cheques
  • Limit queries and improve transparency with our payment advice slips
  • Reduce the risk of fraud. We validate cheque details when cheques are presented
  • Simplify your reconciliation process with our timely cheque status reports
  • Plan ahead by giving us your cheque instructions up to 30 calendar days in advance
  • Save time with our various cheque delivery options to suit your preferences


How many locations can DBS support Cheque Express?

We support over 10,000 payable locations for Cheque Express through Payable at Par cheques in 12 DBS locations and demand drafts in other locations.

How are the cheques delivered to my beneficiaries?

We offer several delivery options ranging from self-collection, via courier or postal mail.

How safe are DBS’ security features?

Our state-of-the-art technology captures issuance information, which is used to validate the presentment data against the customer’s original payment file. This mitigates the risk of unauthorised changes.

Can the cheques be customised for my company?

Yes, we can customise your cheques and payment advice slips to feature your company name and logo with the support of multiple page advices.

How will I be billed?

We’ll bill you on a monthly basis for all the cheques issued on your behalf.

What is the cut-off time for submitting payment files on IDEAL™ and how soon will my payees receive the cheques by courier?

The cut-off times are as follows and your customer/payee will receive the cheque by courier after the courier details are generated the next working day.


TaskCut-Off Time
Payment file sent to DBS via IDEAL™
  • Monday to Friday: By 2pm
  • Saturday: By 10.30am

Cheques printed, sealed in envelope and mailed out

Same day if received within cut-off times stated above

Customer/Payee receives cheque by courier

As per courier details. Courier details will be provided the next working day

Cheque issuance report available via IDEAL™

Available same day via IDEAL™

How do I keep track of the cheques issued, presented or cancelled?

You will be provided with a daily Cheque Express status report via IDEAL™ for easy reference to see which cheques have been issued or presented and which are outstanding, cancelled or rejected.


How do I apply?

Please contact your Relationship Manager or visit any of our Branches and we will arrange for a Relationship Manager to assist you with your application.