Export Services

Packing Credit

Improve your working capital with pre-shipment financing

Access working capital financing for the purchase of raw materials and shipping. DBS helps facilitate trade by providing pre-shipment financing under our Packing Credit in the form of a bridging finance.


Why choose DBS Packing Credit?

  • Grow your business with the Best Trade Finance Bank in India and the bank that was named the Rising Star for the Transaction Bank category, both awarded by The Asset in 2013
  • Fund your manufacturing process and improve your cash flow with DBS. We provide pre-shipment financing for the purchase of raw materials
  • Bundle this offering with Letter of Credit Negotiation/Discounting, which means the proceeds can be used to repay the packing credit loan



Disbursal/ extension of new Packing CreditINR 1,500 flat
RolloverINR 1,500 flat


Do I need a credit facility to apply for packing credit? Are there any other requirements for approval of my packing credit?

Yes, you must obtain a credit facility with DBS.

How do I access the financing rate?

Please visit us at any of our Branches and a Relationship Manager will assess your needs and provide you with a quotation.

How long does it take to process the financing?

If we receive the application by 3pm on a working day, we can process them on the same day. If we receive the documents after 3pm, we will process them within the next working day.

Are there any special schemes under Packing Credit?

Gold Card Scheme for Exporters
Eligibility Criteria: Track record of the Exporter and internal credit criteria.
Key features of the Gold Card Scheme are:

  • Competitive rates of interest (INR/Foreign Currency)
  • Preferential granting of Packing Credit in Foreign Currency, subject to availability of foreign currency funds
  • Faster credit approval process, including sanctioning of ad-hoc limits to support seasonality

Please note that exporters will be able to enjoy the above stated facilities subject to compliance with DBIL’s eligibility criteria, internal assessments and checks. Should you have any queries, please feel free to get in touch with your Relationship Manager for further details.


How do I apply?

Simply visit us at any of our Branches and our Relationship Manager will be glad to assist you.