Packing Credit

Improve your working capital with pre-shipment financing

Packing Credit

Improve your working capital with pre-shipment financing

At a Glance
Access working capital financing to buy raw materials and shipping with an Export Letter of Credit in hand.


We provide pre-shipment financing under Packing Credit in the form of bridging finance


Proceeds from the Export Letter of Credit are used to pay off the financing

Features & Benefits

Improve your cash flow

We provide pre-shipment financing for the purchase of raw materials

Bundle with Letter of Credit Negotiation/Discounting

Proceeds can be used to repay pre-shipment financing


Refer to our pricing guide

How to Apply

Simply visit us at any of our Branches and our Relationship Manager will be glad to assist you.

Contact Us

Schedule a callback via this online form.

Alternatively, you can reach us at 1800 103 6500 / 1800 419 9500

Email: [email protected]

Do I need a credit facility to apply for packing credit? Are there any other requirements for approval of my packing credit?

Yes, you must obtain a credit facility with DBS.

How do I access the financing rate?

Please visit us at any of our Branches and a Relationship Manager will assess your needs and provide you with a quotation.

How long does it take to process the financing?

If we receive the application by 1.30 pm on a working day, we can process them on the same day. If we receive the documents after 1.30 pm, we will process them within the next working day.

Are there any special schemes under Packing Credit?

Gold Card Scheme for Exporters
Eligibility Criteria: Track record of the Exporter and internal credit criteria.
Key features of the Gold Card Scheme are:
• Competitive rates of interest (INR/Foreign Currency)
• Preferential granting of Packing Credit in Foreign Currency, subject to availability of foreign currency funds
• Faster credit approval process, including sanctioning of ad-hoc limits to support seasonality

Please note that exporters will be able to enjoy the above stated facilities subject to compliance with DBIL’s eligibility criteria, internal assessments and checks. Should you have any queries, please feel to get in touch with your Relationship Manager for further details.