Fixed Deposit Account

Maximise your returns with Asia’s safest bank

Open a Business Account

Enjoy enhanced yields, higher returns and improved liquidity with a DBS Fixed Deposit Account. Backed by DBS Singapore’s AAA sovereign credit rating and the safety of our strong balance sheet, DBS is the bank of choice for deposits in USD and Asian currencies. We offer highly competitive rates with tenures ranging from seven days to five years. You can open an account for as little as INR 10,000.

Apply Now



Why choose DBS Fixed Deposit Account?

  • Ensure your funds are safe with an "AA-" and "Aa1" rated bank. DBS has been named the Safest Bank in Asia by Global Finance for five consecutive years, from 2009 to 2013
  • Increase your returns with competitive interest rates that are higher than a typical Business Account
  • Choose from a flexible range of tenures, ranging from seven days to five years


Can I withdraw my Fixed Deposit before its maturity date?

Yes. However, early withdrawals will attract a 1% penalty fee and may result in you receiving less than the principal amount and a significantly reduced rate of interest than originally agreed. As such, you should consider making an early withdrawal carefully.

Please visit us at any of our Branches should you need more information.

Can I place a Fixed Deposit without opening a Fixed Deposit Account?

You will need a Fixed Deposit Account to place a Fixed Deposit.

Where can I find DBS' Fixed Deposit rates?

Please see our rates here

What is the cut-off time to place a Fixed Deposit with DBS?
Our daily cut-off time is 4 pm.
Do I need to submit a new set of account opening documents to open a Fixed Deposit Account if I already have a DBS Business Account?

Yes, however you do not need to complete the full set of documents. Please visit us at any of our Branches and we will arrange for a Relationship Manager to assist you with your application.

When will I receive the Fixed Deposit Advice?
The Fixed Deposit Advice will be sent to you within three to four working days from the date when your tenure begins.


How do I apply?

Simply visit us at any of our Branches and our Relationship Manager will be glad to assist you.

Apply Now
Apply Now

Apply for a DBS Business Account online in just 5 minutes and enjoy tailored, industry-specific solutions.

Apply Now

Safest Bank in Asia, 2012, Global Finance

View All