fixed deposit

Fixed Deposit Account

Maximise your returns with Asia’s safest bank

Fixed Deposit Account

Maximise your returns with Asia’s safest bank

At a Glance
Enjoy enhanced yields, higher returns and improved liquidity with a DBS Fixed Deposit Account.


Your funds are secure with DBS; voted by Euromoney as the Safest bank in Asia from 2009 to 2019



Choose from a flexible range of tenures, ranging from seven days to five years. You can open an account for as little as INR 10,000.

Contact Us

Schedule a callback via this online form.

Alternatively, you can reach us at 1800 103 6500 / 1800 419 9500

Email: [email protected]

Can I withdraw my Fixed Deposit before its maturity date?

Yes. However, early withdrawals will attract a 1% penalty fee and may result in you receiving less than the principal amount and a significantly reduced rate of interest than originally agreed. As such, you should consider making an early withdrawal carefully.

Can I place a Fixed Deposit without opening a Fixed Deposit Account?

You will need a Fixed Deposit Account to place a Fixed Deposit.

Where can I find DBS' Fixed Deposit rates?

Please see our rates here

What is the cut-off time to place a Fixed Deposit with DBS?

Our daily cut-off time is 4 pm.

Do I need to submit a new set of account opening documents to open a Fixed Deposit Account if I already have a DBS Business Account?

Yes, however you do not need to complete the full set of documents. Please visit us at any of our Branches and we will arrange for a Relationship Manager to assist you with your application.

When will I receive the Fixed Deposit Advice?

The Fixed Deposit Advice will be sent to you within three to four working days from the date when your tenure begins.



DBS Bank India is pleased to announce the following two new offerings within our deposit portfolio to our customers. For more details on the below mentioned offerings, please contact your relationship manager.

  • Green Deposits

    Green Deposits

    Green Deposits are fixed deposits raised from customers in India who intend to invest in green and ecologically sustainable, environment-friendly initiatives.

    Funds raised from green deposits are used to finance green loans which are availed by customers for investing in sustainable and environment friendly projects.

  • Benchmark Linked Deposits

    Benchmark Linked Deposits

    This deposit provides a dual feature of assurance of fixed deposit along with a flexible opportunity to increase your returns.

    The rate of interest offered under this deposit is linked to benchmark rate announced by RBI with a fixed spread.

    As and when the benchmark rates are revised by RBI, the rate of interest offered would accordingly revise with the same fixed spread for the next deposit creation