Unlocking Indonesia’s Wealth Potential 2026: Navigating global uncertainty and domestic investment opportunities with Bank DBS Indonesia
Indonesia, 04 Feb 2026 - Bank DBS Indonesia held an event titled “Unlocking Indonesia's Wealth Potential: DBS Guides Through Indonesia's Resilient Economy with Unparalleled Wealth Insights and Tailored Solutions” as part of its commitment to providing in-depth insights for DBS Treasures and DBS Treasures Private Client customers to understand global risks and investment opportunities, thereby maintaining a resilient and balanced portfolio. This was prompted by various global economic policies and geopolitical factors that affect market conditions. The event was attended by a team of experts, including DBS Chief Investment Officer Hou Wey Fook; Indonesia's Head of Research, DBS Group Research William Simadiputra; and Head of Segmentation, Liabilities, and Secured Lending PT Bank DBS Indonesia Natalina Syabana.
Amid fiscal uncertainty and market volatility, several sectors have emerged as new drivers of growth. The technology sector is now a significant growth driver in the global investment landscape, particularly in the United States, which has seen a historic surge in investment in data centers and hardware to support large language models (LLMs). This surge has been accompanied by market attention to the balance between capital expenditure and revenue growth, signaling challenges for the sustainability of expansion.
With a surge in investment in the technology sector, including AI, there are potential risks that need to be considered. If growth expectations are too high compared to business fundamentals, some market segments risk forming an ‘AI bubble’. This situation requires investors to adjust their strategies, focusing on companies that are able to adapt technology to improve efficiency and operational value, rather than simply focusing on pure-play AI players.
Despite the complexity of global dynamics, growth opportunities continue to emerge selectively in a number of regions. Asia is projected to regain its growth momentum as trade uncertainties subside. Intra-regional trade strength and adaptability are the main drivers of sustained growth in the region, providing opportunities for investors who are able to strategically position their portfolios.
Meanwhile, the commodities market is expected to enter a more constructive phase towards 2026, supported by expectations of a trade truce and interest rate cuts that provide a positive boost to macro sentiment. However, persistent tariffs require investors to remain selective in placing their portfolios. Industrial metals, particularly copper and rare earth elements, are viewed as being in a strategic position given their structural role in the global economy. On the other hand, the long-term upward trend in gold remains solid as a hedge asset, supported by monetization pressures, uncertainty, and central bank reserve diversification strategies.
Indonesia's Economic Resilience Supports Domestic Investment Opportunities
Amid global economic uncertainty, Indonesia continues to demonstrate relatively strong economic fundamentals, presenting opportunities for investors to continue managing their portfolios in a measured manner. Strong domestic demand continues to be the main driver of growth, while controlled inflation provides room for Bank Indonesia (BI) to maintain monetary policies that support stability and economic activity. On the fiscal side, ongoing consolidation further strengthens the resilience of the national economy and creates a more conducive investment climate in the medium term.
“For investors, these conditions open up opportunities in sectors supported by domestic consumption, including retail and e-commerce, in line with the increasing adoption of digital technology by the public. In addition, the acceleration of infrastructure development, particularly in the renewable energy sector, also presents long-term investment opportunities that are in line with the national energy transition agenda,” said Indonesia's Head of Research, DBS Group Research William Simadiputra.
Beyond domestic factors, Indonesia's investment appeal is also supported by its position in the regional and global economic landscape. Indonesia's strategic position and its role in regional cooperation, such as ASEAN, enable diversification of trade and investment flows, thereby helping to mitigate some external risks. The government's ongoing efforts to improve the business climate through regulatory reform, digital transformation, and the development of a sustainable financial framework have also expanded the range of investment options available. However, investors still need to be mindful of global risks, domestic policy dynamics, and environmental and climate change challenges when formulating sustainable investment strategies.
Bank DBS Indonesia Investment Solutions for a Resilient and Sustainable Portfolio
In supporting investors to respond to these global and domestic dynamics, the role of financial institutions has become increasingly strategic. Bank DBS Indonesia continues to strengthen its role in assisting customers navigate global uncertainty and domestic market dynamics.
“As a trusted partner for global wealth, through wealth management services, our focus is to provide relevant and structured advisory services to assist customers in navigating global uncertainty and domestic opportunities so that customers can make decisions based on a deep understanding of market trends, selectively capture growth opportunities, and maintain a resilient portfolio amid volatility,” said Head of Segmentation, Liabilities, and Secured Lending at PT Bank DBS Indonesia Natalina Syabana.
Within this framework, DBS Treasures and DBS Treasures Private Client combine the direct global expertise of DBS Chief Investment Office experts with personalized investment strategies to help customers understand investment trends, opportunities, and risks. This service includes portfolio solutions tailored to the client's risk profile, including access to alternative asset classes and Asia ex-Japan equities, enabling clients to make selective strategic decisions while strengthening portfolio resilience amid market volatility.
To meet the more complex needs of customers, DBS Treasures Private Client also provides more advanced and comprehensive advisory services through highly customized solutions such as KPD (Fund Management Contracts) with investible funds starting from IDR 5 billion. Through the KPD product, customers can choose their own underlying assets according to their risk profile and financial goals after thorough discussions with experienced Relationship Managers (RMs), Product Experts, and Fund Houses/Investment Managers. Going forward, Bank DBS Indonesia will continue to support sustainable portfolio management.
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About DBS
DBS is a leading financial services group in Asia with a presence in 19 markets. Headquartered and listed in Singapore, DBS is in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's "AA-" and "Aa1" credit ratings are among the highest in the world.
Recognised for its global leadership, DBS has been named “World’s Best Bank” by Global Finance, “World’s Best Bank” by Euromoney and “Global Bank of the Year” by The Banker. The bank is at the forefront of leveraging digital technology to shape the future of banking, having been named “World’s Best Digital Bank” by Euromoney and the world’s “Most Innovative in Digital Banking” by The Banker. In addition, DBS has been accorded the “Safest Bank in Asia” award by Global Finance for 17 consecutive years from 2009 to 2025.
DBS provides a full range of services in consumer, SME and corporate banking. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region’s most dynamic markets.
Established in 1989 as part of the Singapore-based DBS Group, PT Bank DBS Indonesia (Bank DBS Indonesia) is one of the banks with the longest history in Asia. Currently operating 1 Head Office, 13 Branch Offices, 16 Assistant Offices, 1 Functional Office and 3,011 active employees in 15 Major Cities in Indonesia, Bank DBS Indonesia provides comprehensive banking services that focus on the customer experience to 'Live more, Bank less'. We also see a purpose beyond banking and are committed to supporting our customers, employees, and the community towards a sustainable future.
PT Bank DBS Indonesia is licensed and supervised by The Indonesian Financial Services Authority (OJK), and an insured member of Indonesia Deposit Insurance Corporation (LPS).
DBS is committed to building lasting relationships with customers, as it banks the Asian way. Through the DBS Foundation, the bank creates impact beyond banking by uplifting lives and livelihoods of those in need. It provides essential needs to the underprivileged, and fosters inclusion by equipping the underserved with financial and digital literacy skills. It also nurtures innovative social enterprises that create positive impact.
With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities. For more information, please visit www.dbs.com.
Amid fiscal uncertainty and market volatility, several sectors have emerged as new drivers of growth. The technology sector is now a significant growth driver in the global investment landscape, particularly in the United States, which has seen a historic surge in investment in data centers and hardware to support large language models (LLMs). This surge has been accompanied by market attention to the balance between capital expenditure and revenue growth, signaling challenges for the sustainability of expansion.
With a surge in investment in the technology sector, including AI, there are potential risks that need to be considered. If growth expectations are too high compared to business fundamentals, some market segments risk forming an ‘AI bubble’. This situation requires investors to adjust their strategies, focusing on companies that are able to adapt technology to improve efficiency and operational value, rather than simply focusing on pure-play AI players.
Despite the complexity of global dynamics, growth opportunities continue to emerge selectively in a number of regions. Asia is projected to regain its growth momentum as trade uncertainties subside. Intra-regional trade strength and adaptability are the main drivers of sustained growth in the region, providing opportunities for investors who are able to strategically position their portfolios.
Meanwhile, the commodities market is expected to enter a more constructive phase towards 2026, supported by expectations of a trade truce and interest rate cuts that provide a positive boost to macro sentiment. However, persistent tariffs require investors to remain selective in placing their portfolios. Industrial metals, particularly copper and rare earth elements, are viewed as being in a strategic position given their structural role in the global economy. On the other hand, the long-term upward trend in gold remains solid as a hedge asset, supported by monetization pressures, uncertainty, and central bank reserve diversification strategies.
Indonesia's Economic Resilience Supports Domestic Investment Opportunities
Amid global economic uncertainty, Indonesia continues to demonstrate relatively strong economic fundamentals, presenting opportunities for investors to continue managing their portfolios in a measured manner. Strong domestic demand continues to be the main driver of growth, while controlled inflation provides room for Bank Indonesia (BI) to maintain monetary policies that support stability and economic activity. On the fiscal side, ongoing consolidation further strengthens the resilience of the national economy and creates a more conducive investment climate in the medium term.
“For investors, these conditions open up opportunities in sectors supported by domestic consumption, including retail and e-commerce, in line with the increasing adoption of digital technology by the public. In addition, the acceleration of infrastructure development, particularly in the renewable energy sector, also presents long-term investment opportunities that are in line with the national energy transition agenda,” said Indonesia's Head of Research, DBS Group Research William Simadiputra.
Beyond domestic factors, Indonesia's investment appeal is also supported by its position in the regional and global economic landscape. Indonesia's strategic position and its role in regional cooperation, such as ASEAN, enable diversification of trade and investment flows, thereby helping to mitigate some external risks. The government's ongoing efforts to improve the business climate through regulatory reform, digital transformation, and the development of a sustainable financial framework have also expanded the range of investment options available. However, investors still need to be mindful of global risks, domestic policy dynamics, and environmental and climate change challenges when formulating sustainable investment strategies.
Bank DBS Indonesia Investment Solutions for a Resilient and Sustainable Portfolio
In supporting investors to respond to these global and domestic dynamics, the role of financial institutions has become increasingly strategic. Bank DBS Indonesia continues to strengthen its role in assisting customers navigate global uncertainty and domestic market dynamics.
“As a trusted partner for global wealth, through wealth management services, our focus is to provide relevant and structured advisory services to assist customers in navigating global uncertainty and domestic opportunities so that customers can make decisions based on a deep understanding of market trends, selectively capture growth opportunities, and maintain a resilient portfolio amid volatility,” said Head of Segmentation, Liabilities, and Secured Lending at PT Bank DBS Indonesia Natalina Syabana.
Within this framework, DBS Treasures and DBS Treasures Private Client combine the direct global expertise of DBS Chief Investment Office experts with personalized investment strategies to help customers understand investment trends, opportunities, and risks. This service includes portfolio solutions tailored to the client's risk profile, including access to alternative asset classes and Asia ex-Japan equities, enabling clients to make selective strategic decisions while strengthening portfolio resilience amid market volatility.
To meet the more complex needs of customers, DBS Treasures Private Client also provides more advanced and comprehensive advisory services through highly customized solutions such as KPD (Fund Management Contracts) with investible funds starting from IDR 5 billion. Through the KPD product, customers can choose their own underlying assets according to their risk profile and financial goals after thorough discussions with experienced Relationship Managers (RMs), Product Experts, and Fund Houses/Investment Managers. Going forward, Bank DBS Indonesia will continue to support sustainable portfolio management.
[END]
About DBS
DBS is a leading financial services group in Asia with a presence in 19 markets. Headquartered and listed in Singapore, DBS is in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's "AA-" and "Aa1" credit ratings are among the highest in the world.
Recognised for its global leadership, DBS has been named “World’s Best Bank” by Global Finance, “World’s Best Bank” by Euromoney and “Global Bank of the Year” by The Banker. The bank is at the forefront of leveraging digital technology to shape the future of banking, having been named “World’s Best Digital Bank” by Euromoney and the world’s “Most Innovative in Digital Banking” by The Banker. In addition, DBS has been accorded the “Safest Bank in Asia” award by Global Finance for 17 consecutive years from 2009 to 2025.
DBS provides a full range of services in consumer, SME and corporate banking. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region’s most dynamic markets.
Established in 1989 as part of the Singapore-based DBS Group, PT Bank DBS Indonesia (Bank DBS Indonesia) is one of the banks with the longest history in Asia. Currently operating 1 Head Office, 13 Branch Offices, 16 Assistant Offices, 1 Functional Office and 3,011 active employees in 15 Major Cities in Indonesia, Bank DBS Indonesia provides comprehensive banking services that focus on the customer experience to 'Live more, Bank less'. We also see a purpose beyond banking and are committed to supporting our customers, employees, and the community towards a sustainable future.
PT Bank DBS Indonesia is licensed and supervised by The Indonesian Financial Services Authority (OJK), and an insured member of Indonesia Deposit Insurance Corporation (LPS).
DBS is committed to building lasting relationships with customers, as it banks the Asian way. Through the DBS Foundation, the bank creates impact beyond banking by uplifting lives and livelihoods of those in need. It provides essential needs to the underprivileged, and fosters inclusion by equipping the underserved with financial and digital literacy skills. It also nurtures innovative social enterprises that create positive impact.
With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities. For more information, please visit www.dbs.com.
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World's Best Bank 2025, 2018 - 2022
Euromoney, Global Finance, The Banker
Asia’s Safest Bank, 2009 – 2025
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