DBS Green Home Loan offers homebuyers preferential mortgage rates for at least 40% of 2025 launches
DBS financing 10 BCA Green Mark-pending properties, representing some 40% of all 2025 launches
New offering has some of the lowest green home loan rates for Green Mark properties, with more launches potentially qualifying
Coinciding with the 20th anniversary of the BCA Green Mark scheme, the launch of the DBS Green Home Loan aims to make sustainable living more accessible to homeowners by offering preferential financing rates.
On the developer side, the bank is also currently financing a pipeline of 10 Green Mark-pending properties, representing 40% of all residential property launches in 2025[2], to address the growing demand for sustainable housing options in Singapore.
By financing the development of green buildings and providing attractive mortgage options for green homes, the bank is creating a supportive ecosystem cycle that encourages greater market adoption of green housing. The approach also reflects DBS’ commitment to advancing sustainable development across the nation, in line with the Singapore Green Plan’s 2030 targets for “Greener Infrastructure and Buildings”.[3]
Said Calvin Ong, Head of Consumer Banking Group, DBS Singapore, “With the DBS Green Home Loan, we aim to encourage sustainable homeownership while supporting the broader green building ecosystem. By offering competitive rates for Green Mark certified and pending properties, we incentivise environmentally conscious homebuying decisions while supporting developers who are investing in sustainable building practices. Our financing of 10 Green Mark-slated residential properties, representing 40% of this year's residential launches[2], demonstrates our ongoing efforts to build towards Singapore’s greener future.”
Mr Ang Kian Seng, Group Director of Environmental Sustainability (ES), BCA, said, “DBS Bank's Green Home Loan marks another exciting milestone in Singapore's green building journey. Such industry-led initiatives align well with our Singapore Green Building Masterplan. Green Mark certified buildings provide healthier indoor living environments while reducing energy costs for homeowners and we are glad to see more residential developments pursuing higher Green Mark ratings in recent years. I encourage more partners to join us in accelerating Singapore's transition to a greener, more sustainable Built Environment for future generations”.
The DBS Green Home Loan is available to private BUC properties with valid BCA Green Mark ratings as reflected in the SLEB Green Mark Building Directory. Properties which are earmarked for certification are also eligible. More details at https://www.dbs.com.sg/personal/loans/home-loans/dbs-green-home-loan.
The launch complements DBS’ broader sustainability agenda, adding to the bank’s lineup of green consumer offerings. In 2021, DBS launched Singapore’s first Green Car Loan, offering attractive interest rates and cash rebates to support the adoption of electric and hybrid vehicles. Bookings more than doubled and more than SGD 264 million in loans were disbursed in 2024. DBS has also engaged over 2.2 million customers via LiveBetter, its one-stop platform offering insights and solutions that support financial planning and positive social impact. On the LiveBetter platform, DBS customers collectively invested over SGD 42 million in sustainable funds and ETFs via Invest Better and contributed more than SGD 2.7 million to environmental and social causes via Give Better. Spend Better, a feature designed to raise customer awareness of SMEs and MSME merchants that prioritise sustainable business practices, has facilitated nearly SGD 2.5 million in transactions.
[1] Based on 3M SORA rate package for a SGD 1 million loan, Year 1 promotional pricing. More details at https://www.dbs.com.sg/personal/loans/home-loans/dbs-green-home-loan
[2] As of 9 July 2025
[3] The Singapore Green Plan 2030’s targets for Greener Infrastructure and Buildings include: Stepping up the pace to green 80% of buildings (by gross floor area) by 2030; having 80% of new developments (by gross floor area) to be Super Low Energy buildings from 2030. Visit www.greenplan.gov.sg for more details.
About DBS
DBS is a leading financial services group in Asia with a presence in 19 markets. Headquartered and listed in Singapore, DBS is in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's "AA-" and "Aa1" credit ratings are among the highest in the world.
Recognised for its global leadership, DBS has been named “World’s Best Bank” by Global Finance, “World’s Best Bank” by Euromoney and “Global Bank of the Year” by The Banker. The bank is at the forefront of leveraging digital technology to shape the future of banking, having been named “World’s Best Digital Bank” by Euromoney and the world’s “Most Innovative in Digital Banking” by The Banker. In addition, DBS has been accorded the “Safest Bank in Asia“ award by Global Finance for 16 consecutive years from 2009 to 2024.
DBS provides a full range of services in consumer, SME and corporate banking. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region’s most dynamic markets.
DBS is committed to building lasting relationships with customers, as it banks the Asian way. Through the DBS Foundation, the bank creates impact beyond banking by supporting businesses for impact: enterprises with a double bottom-line of profit and social and/or environmental impact. DBS Foundation also gives back to society in various ways, including equipping underserved communities with future-ready skills and helping them to build food resilience.
With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities. For more information, please visit www.dbs.com.
