Group Management Committee

Sanjoy Sen

Sanjoy Sen

Consumer Banking

Managing Director & Group Head

As Group Head of Consumer Bank, Sanjoy leads the bank’s consumer banking business across the region and plays a lead role in growing and deepening its regional consumer footprint. His responsibilities includes driving digital transformation, developing new ecosystem partnerships, and leveraging DBS’ banking and technology capabilities to scale the consumer business in Asia.

Sanjoy has over 30 years of extensive international consumer banking experience. He spent the first 22 years of his career in Citibank, before he joined ANZ Banking Group in 2012 to head its Retail, Private Banking & Wealth business in Asia. He then joined DBS Bank in 2018, following the successful integration of ANZ’s retail and wealth business. Sanjoy was appointed to his current role in 2020, and currently also serves on the board of DBS Bank Taiwan Ltd and DBS Foundation.

Sanjoy sits on several advisory boards and committees of non-profit organizations in a pro-bono capacity. These include: the International Relations Committee for Singapore Institute of Directors, the Digital Committee for National Volunteer & Philanthropy Centre (NVPC) and Visa’s Senior Client Council for Asia Pacific. He also served on Techskills Accelerator (TESA) Finance Sector Committee from 2016-2021, which aims to build and develop a skilled workforce for Singapore’s digital economy. In 2019, Sanjoy was conferred the IBF Fellow award for Consumer Banking by the Institute of Banking & Finance in Singapore.

Sanjoy is a Singaporean who holds a B.Tech degree in Electronics Engineering from Indian Institute of Technology (IIT) and a Post Graduate Diploma in Business Management from Indian Institute of Management (IIM). He has also completed an executive management programme from Harvard Business School.