DBS Bank Indonesia and Mirae Asset Securities Launch Online RDN Onboarding | Bahasa
Consumer Banking Director of PT Bank DBS Indonesia, Melfrida Gultom, said that the collaboration strengthens the company's position as a trusted partner in wealth management that is committed to providing financial services that are more inclusive, relevant, and easily accessible to all potential investors.
"Together with Mirae Asset Sekuritas, we are committed to enhancing the digital investment ecosystem in Indonesia and encouraging public participation in inclusive and sustainable long-term financial management. This is also in line with our ‘Live more, Bank less’ principle, which prioritizes technological transformation to provide a banking experience that is increasingly flexible and relevant to the needs of today's investors who want convenience without compromising security," said Melfrida in a press release today, August 25, 2025.
The rapid growth of the Indonesian capital market has become an important momentum in expanding access to financial services. Based on data from PT Kustodian Sentral Efek Indonesia (KSEI) as of May 2025, the number of capital market investors in Indonesia has exceeded 16.5 million, an increase of 60 percent since 2022, with 99.7 percent being local individual investors. The preference for bonds is also supported by the recommendation of DBS CIO, especially amid global market uncertainty, with these instruments being considered more stable while offering attractive potential returns.
After previously only being available through offline channels, prospective investors can now open a DBS Bank Indonesia RDN digitally through the Mirae Asset Sekuritas platform. The process begins with registering as a Mirae Asset platform user, followed by opening an RDN online. Once the RDN is registered and active, customers can top up their accounts, monitor their balances, and access their RDN e-statements through the DBS digibank app. This step was taken to simplify the registration process, speed up investment access, and provide a more practical, secure, and convenient experience for investors.
Through the RDN services of Bank DBS Indonesia and Mirae Asset Sekuritas, customers will enjoy a number of benefits, such as competitive interest rates of up to 1 percent per annum, no minimum balance, no administration fees, and direct balance monitoring through the DBS digibank app.
In the future, customers will also be able to enjoy the USD RDN feature, paving the way for investors to diversify their portfolios globally.
On the same occasion, Director of PT Mirae Asset Sekuritas Indonesia, Tomi Taufan, said that the launch of online onboarding is part of the long-term commitment of the company and Bank DBS Indonesia to continue innovating, putting customers at the center of service, and strengthening their position as leaders in providing advanced and trusted digital investment solutions.
“As a securities company focused on innovation and investor education, we believe digitization is the key to growing a broader and more sustainable investor base,” said Tomi.
Previously, Bank DBS Indonesia and Mirae Asset first launched their RDN service partnership in September 2024. In addition, Bank DBS Indonesia and Mirae Asset continue to expand their collaboration beyond RDN services, including providing more affordable access to Government Securities (SBN) products such as bonds, marked by the launch of M-STOCK Online Retail Bond in February 2025.
To open an RDN with Mirae Asset and Bank DBS Indonesia, please visit this page.
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About DBS
DBS is a leading financial services group in Asia with a presence in 19 markets. Headquartered and listed in Singapore, DBS is in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's "AA-" and "Aa1" credit ratings are among the highest in the world.
Recognised for its global leadership, DBS has been named “World’s Best Bank” by Global Finance, “World’s Best Bank” by Euromoney and “Global Bank of the Year” by The Banker. The bank is at the forefront of leveraging digital technology to shape the future of banking, having been named “World’s Best Digital Bank” by Euromoney and the world’s “Most Innovative in Digital Banking” by The Banker. In addition, DBS has been accorded the “Safest Bank in Asia” award by Global Finance for 16 consecutive years from 2009 to 2024.
DBS provides a full range of services in consumer, SME and corporate banking. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region’s most dynamic markets.
Established in 1989 as part of the Singapore-based DBS Group, PT Bank DBS Indonesia (Bank DBS Indonesia) is one of the banks with the longest history in Asia. Currently operating 1 Head Office, 13 Branch Offices, 16 Assistant Offices, 1 Functional Office and 3,011 active employees in 15 Major Cities in Indonesia, Bank DBS Indonesia provides comprehensive banking services that focus on the customer experience to 'Live more, Bank less'. We also see a purpose beyond banking and are committed to supporting our customers, employees, and the community towards a sustainable future.
PT Bank DBS Indonesia is licensed and supervised by The Indonesian Financial Services Authority (OJK), and an insured member of Indonesia Deposit Insurance Corporation (LPS).
DBS is committed to building lasting relationships with customers, as it banks the Asian way. Through the DBS Foundation, the bank creates impact beyond banking by uplifting lives and livelihoods of those in need. It provides essential needs to the underprivileged, and fosters inclusion by equipping the underserved with financial and digital literacy skills. It also nurtures innovative social enterprises that create positive impact.
With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities. For more information, please visit www.dbs.com.
About PT Mirae Asset Sekuritas Indonesia
PT Mirae Asset Sekuritas Indonesia is part of Mirae Asset Financial Group, a global non-bank financial services group with approximately US$550 billion (equivalent to Rp 8,000 trillion) in assets under management at the end of last year.
The company is one of the largest and best securities companies in Indonesia and is the most active member of the stock exchange in terms of volume and frequency of customer stock trading, which has been among the highest for the past four years.
Mirae Asset currently holds licenses as a Securities Broker (PPE), Securities Underwriter (PEE), and Mutual Fund Selling Agent (APERD).
Adjusted net working capital (MKBD) also indicates the health of the company's operations and is one of the largest. Mirae Asset's MKBD was around Rp1.24 trillion in the last year.
This figure is well above the minimum requirement set by regulations and legislation for securities companies, which is IDR 25 billion, along with other requirements.
Consumer Banking
