NRI Diwali Homecoming Joy
15 Oct 2025

India Calling: Celebrate Your NRI Homecoming

Open NRI Savings Account

For many Non-Resident Indians (NRIs), Diwali is a festival of lights, joy, and togetherness. It is also a season for coming home, reconnecting with loved ones, and giving back to family. However, homecoming celebrations often bring added financial responsibilities: gifts to buy, money to send, bills to settle, and investments to review.

DBS Treasures helps NRIs manage festive finances effortlessly. You can access personalized wealth solutions, enjoy competitive rates on savings and deposits, and make foreign transactions at minimal cost. With seamless account access across markets, sending money home and managing investments becomes simple, allowing you to focus on celebrating Diwali with your family.

Celebrate Without Financial Stress

Managing finances from abroad can be simple and secure with DBS Treasures. The NRI Savings Account allows NRIs to:

  • Access and manage funds easily while in India.
  • Monitor balances and transactions through Mobile or Internet Banking.
  • Receive interest and benefits on your savings while keeping funds safe.
  • Enjoy a unified view of income earned abroad and in India.

These features help you celebrate Diwali with your family confidently, knowing your finances are well managed.

Types of NRI Accounts

Choosing the right NRI account can make your Diwali homecoming easier. DBS Treasures offers options to suit different needs:

  • NRE Account (Non-Resident External): Ideal for NRIs looking to transfer foreign income to India with full repatriability. Funds and interest are tax-free in India.
  • NRO Account (Non-Resident Ordinary): Suitable for managing income earned in India, such as rent or dividends. Repatriation is partially allowed, and interest is taxable.
  • FCNR Account (Foreign Currency Non-Resident): Helps NRIs save in foreign currency while avoiding exchange rate fluctuations. Interest earned is tax-free in India.

Selecting the right account ensures easy access to funds, smoother remittances, and better planning for festive expenses.


Open NRI Savings Account


Why Choose DBS Treasures Remittance

DBS Treasures Remittance provides NRIs with a reliable, secure, and convenient way to send money abroad, especially during festive seasons. Key advantages include:

  • Same-Day Transfers: Remittance requests submitted before the cut-off are processed on the same day, ensuring prompt delivery to over 200 countries.
  • No Bank Charges: Send money without any fees or hidden costs, so the full amount reaches your beneficiary.
  • Competitive Exchange Rates: Take advantage of preferential forex rates, with better value offered for higher transaction amounts.
  • Seamless Digital Experience: Initiate and manage transfers easily via DBS Mobile or Internet Banking, avoiding branch visits and paperwork.
  • Real-Time SWIFT Verification: Reduce errors and rejections with instant SWIFT code validation for accurate beneficiary details.
  • Full Credit to Beneficiary: Every transfer reaches the recipient transparently, with no hidden deductions.

These features make DBS Treasures Remittance a fast, secure, and hassle-free option, giving NRIs confidence and peace of mind while supporting family celebrations or other international financial needs.

Festive Finance Tips for NRIs

Returning home for Diwali is exciting, but careful planning can make your celebrations smoother. Here are some tips for NRIs:

  • Plan your remittances in advance to avoid last-minute delays and ensure funds reach your family on time.
  • Track your expenses during festive shopping, gifts, and travel to stay within your budget.
  • Use your NRI Savings Account for convenience, as both NRE and NRO balances can help manage income from abroad and in India.
  • Consider short-term deposits or recurring investments for festival-related expenses, so you can enjoy celebrations without impacting savings.
  • Keep documentation handy, such as FIRCs, for transparency and compliance.

Following these simple tips helps NRIs celebrate Diwali with joy while keeping finances organized and stress-free.


Open NRI Savings Account


Conclusion

Returning home for Diwali should be about celebrating with family, not worrying about finances. With DBS Treasures, you can manage your money securely, track investments, and handle remittances efficiently from one platform.

Enjoy tailored benefits like customized wealth solutions, seamless access to your accounts across markets, low-cost foreign transactions, and competitive interest on savings and deposits.

Celebrate your homecoming with ease. Sign up for your NRI homecoming benefits and let DBS Treasures take care of your finances while you focus on what truly matters.

 

 

Disclaimer - The information provided in this article is for general informational purposes only. For specific guidance or details, please consult with your Relationship Manager or relevant expert.