Why are mutual fund investments becoming more popular in the midst of the pandemic? Here’s why! | Bahasa

Indonesia.15 Jul 2021.3 min read

Bank DBS Indonesia presents a comprehensive online investment solution through digibank by DBS

Bank DBS Indonesia encourages more people to invest starting from IDR 100,000

Indonesia, 15 Jul 2021 - In the midst of the current pandemic, people are becoming more aware of the importance of investing. As the pandemic restricts freedom of movement, many people have decided to invest their travel budgets. Indonesian Central Securities Depository (KSEI) data at the end of June 2021 show that more than 9.3 million new Single Investor Identification (SID) numbers were registered at KSEI.

However, Financial Services Authority (OJK) data reveal that the public has a relatively poor understanding of Indonesian financial products, particularly capital market goods such as stocks, mutual funds, bonds, or state securities (SBN). In fact, investing in the stock market can give us profit. Furthermore, investing is becoming more accessible to everyone. Anyone can start investing early with IDR100,000 through the digibank by DBS application. This is definitely also our primary objective in democratising various investment products. This will surely motivate you to increase your profits, right?

If you are not sure how to start investing, one of the best and most secure options is to invest in mutual funds. In addition to being stable, low risk, and highly liquid, there is no need for customers to do their own research because mutual funds are analysed by investment managers from reputable financial organisations.

Recognising the public's growing interest in investing, digibank by DBS offers investment solutions that are entirely accessible and manageable online. Take a look at these 5 advantages for investing in mutual funds online on the digibank by DBS application to make it easier for you to get started! 
  • Buying, selling, and switching investment can now be done using a single app

Previously, customers had to switch from a bank to an online mutual fund share trading platform; however, digibank by DBS has eliminated this step, allowing users to sell, purchase, and switch investment using a single application.

Before deciding to purchase, sell, or switch your investment, you can get complete information on each product through the digibank by DBS application, including a prospectus and a summary of mutual fund information, as well as the terms and conditions set by the Bank, in the documents in the digibank by DBS application.

If the product risk level exceeds your risk profile, you will receive a pop-up notification informing you of the risk difference. You can decide to proceed with the transaction on the digibank by DBS application after considering the suitability of the product risk with your risk profile. Isn't it safe? 

  • Select the mutual fund category with the best performance and rating with ease

For those of you who are just starting to invest, you definitely need to be careful and understand which investment products are safe to manage your finances, including mutual funds. Therefore, you must see a list of mutual funds that have performed the best from the last year to the date specified for mutual fund products available at PT Bank DBS Indonesia. Furthermore, to stay up to date, you can also view a list of the mutual funds most purchased by customers from the previous month to the date listed for mutual fund products available at PT Bank DBS Indonesia.

To be more secure, you can also view a list of mutual funds based on product scoring issued by PT Infovesta Utama, an independent research and technology company that provides capital market solutions and is tailored to meet the needs of PT Bank DBS Indonesia. The product scoring is based on an assessment conducted for a year and is carried out regularly every month. 

  • Purchasing shares on a regular basis is now more flexible

If this is your first purchase, you must obtain a Single Investor Identification, or SID. You may register by simply clicking on the application and waiting for a maximum of 2x24 hours for the confirmation email. This SID or investment ID number is important because it serves as confirmation that someone is properly registered as a capital market investor and is one of the main requirements for investing in Government Securities.

After receiving the SID, you can make purchases through the digibank by DBS programme by selecting mutual funds and then periodic purchases without having to register again. Furthermore, the digibank by DBS application allows you to easily change the mutual fund investment nominal per month and direct debit date. The app also provides you with complete information on your mutual fund transactions and other mutual fund documents.

  • Beginners can start investing with IDR 100,000

Do you want to learn more about investing in mutual funds but are still hesitant to invest large sums? Don't worry. Through digibank mutual funds, you can invest starting from IDR100,000. That way, you can learn to invest in mutual funds without worrying about losing all you have. Isn’t it fascinating?  

  • 100% digital investment process in Asia's Safest Bank

The current pandemic certainly restricts our activities and requires us to stay at home. However, being at home is not a barrier for those of you who want to try to invest safely. Presented by Bank DBS Indonesia as part of DBS Bank, which has been named “The Safest Bank in Asia” for 12 consecutive years by Global Finance, digibank by DBS allows customers to perform various financial transactions with a 100% digital process that can be accessed anywhere and anytime.

“As one of the pioneers of digital banking in Indonesia, digibank by DBS, which is part of Bank DBS Indonesia, is always striving to present innovative new products and services to meet customers' daily needs. We want to democratise our investment products through digibank mutual funds so that they can reach a wider audience. As a result, consumers can easily invest in just one application,” said Managing Director, Head of Digital Banking Group PT Bank DBS Indonesia, Leonardo Koesmanto.

If you are interested, you can try to download the digibank by DBS application and Level Up how you invest with a wide selection of products to manage finances only through one application. For more information, you can visit the link go.dbs.com/Reksadana.





About DBS

DBS is a leading financial services group in Asia with a presence in 18 markets. Headquartered and listed in Singapore, DBS is in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's "AA-" and "Aa1" credit ratings are among the highest in the world.

Recognised for its global leadership, DBS has been named “World’s Best Bank” by Euromoney, “Global Bank of the Year” by The Banker and “Best Bank in the World” by Global Finance. The bank is at the forefront of leveraging digital technology to shape the future of banking, having been named “World’s Best Digital Bank” by Euromoney. In addition, DBS has been accorded the “Safest Bank in Asia” award by Global Finance for 12 consecutive years from 2009 to 2020.

DBS provides a full range of services in consumer, SME and corporate banking. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region’s most dynamic markets. DBS is committed to building lasting relationships with customers, and positively impacting communities through supporting social enterprises, as it banks the Asian way. It has also established a SGD 50 million foundation to strengthen its corporate social responsibility efforts in Singapore and across Asia.

With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities. For more information, please visit www.dbs.com.