DBS strengthens capital management capabilities with inaugural synthetic securitisation transaction

Singapore, 30 Jun 2026 - DBS today announced the successful completion of its inaugural synthetic securitisation transaction, referencing a USD 1 billion diversified portfolio of corporate loans. The transaction enhances DBS’ capacity to optimise capital and support client financing needs as the bank continues to scale its franchise across the region. In addition, this is the first such transaction undertaken by a Singapore bank, underscoring DBS’ ongoing efforts to broaden access to innovative solutions across the region’s financial markets.

Synthetic securitisations, also known as Significant Risk Transfer (SRT) transactions, are widely used by global banks as part of prudent capital and risk management. Through this transaction, investors bear a share of the referenced portfolio’s credit risk, enabling them to gain exposure to loan portfolios underwritten by the bank. This allows DBS to reduce the regulatory capital held against these assets and redeploy it towards new lending and growth opportunities, while continuing to own and service the underlying loans.

While DBS’ capital ratios are well above regulatory requirements,this new capability enhances the bank’s ability to support Asia’s rising demand for financing and reflects the bank’s ongoing expansion of its capital management toolkit. It also establishes a foundation for the bank to selectively execute more SRT transactions in future.

Philip Fernandez, Group Corporate Treasurer, DBS, said: “This debut transaction strengthens our ability to maintain strong capital and balance sheet discipline and prudently capture opportunities as we scale our franchise. We are also pleased to contribute to the continued development of Singapore’s financial markets by introducing globally established risk management solutions to the region. This builds on our track record of bringing innovative structures to market, such as our pioneering role in Singapore’s covered bond space.”




About DBS
DBS is a leading financial services group in Asia with a presence in 19 markets. Headquartered and listed in Singapore, DBS is in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's "AA-" and "Aa1" credit ratings are among the highest in the world.

Recognised for its global leadership, DBS has been named “World’s Best Bank” by Global Finance, “World’s Best Bank” by Euromoney and “Global Bank of the Year” by The Banker. The bank is at the forefront of leveraging digital technology to shape the future of banking, having been named “World’s Best Digital Bank” by Euromoney and the world’s “Most Innovative in Digital Banking” by The Banker. In addition, DBS has been accorded the “Safest Bank in Asia“ award by Global Finance for 17 consecutive years from 2009 to 2025.

DBS provides a full range of services in consumer, SME and corporate banking. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region’s most dynamic markets.

DBS is committed to building lasting relationships with customers, as it banks the Asian way. Through the DBS Foundation, the bank creates impact beyond banking by uplifting lives and livelihoods of those in need. It provides essential needs to the underprivileged, and fosters inclusion by equipping the underserved with financial and digital literacy skills. It also nurtures innovative social enterprises that create positive impact.

With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities. For more information, please visit www.dbs.com.