Annual Report - Financial Highlights Pt 6

	Financial Highlights (pt 6)
	Group Cumulative Specific & General Provisions as Percentage of Unsecured NPLs
	Cumulative General Provisions Cumulative Specific Provisions Cumulative Provisions as % of Unsecured NPLs 1998: 103% (-62 percentage points) 1997: 165% Unsecured NPLs were fully covered by cumulative provisions at year end 1998.
	Group Regional Exposure & Regional Exposure as Percentage of Total Assets
	TDB Regional Exposure Regional Exposure excluding TDB 1998: S$9.8 billion (including TDB) : S$3.9 billion (excluding TDB) (-36.7%) 1997: S$6.1 billion Excluding TDB, the Group's exposure to the Regional Countries declined by S$2.3 billion or 36.7%, at end-December 1998.	Regional Exposure as % of Total Assets 1998: 9.9% (including TDB) : 4.2% (excluding TDB) (-5.2 percentage points) 1997: 9.4% * Include POSBank's assets
	Up Financial Highlights pt 1 Financial Highlights pt 2 Financial Highlights pt 3 Financial Highlights pt 4 Financial Highlights pt 5 Financial Highlights Pt 6 Group Regional Exposure at end 1998