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DBS Bank Annual Report 1998


Performance at a Glance

Financial Highlights

Letter to Shareholders

Corporate Governance

Operations Review

Financial Report

 

 


Financial Highlights (pt 3)
Group Customer Loans & Advances & Customer Loans to Total Assets Ratio
 Customer Loans & 
     Advances,  including
     Bills Receivable 
1998: S$56.2 billion (+40.1%)
1997: S$40.1 billion

The increase was attributable to the consolidation of POSBank's (S$13.4 billion) and TDB's (S$3.8 billion) loans. Excluding this, customer loans would have declined by 2.8%.

  Total Assets  

  Customer Loans to Total
     Assets Ratio

1998: 56.8% 
(-4.8 percentage points)
1997: 61.6%

 

Group Customer Deposits

  Customer Deposits
1998: S$73.9 billion (+120.1%) 
1997: S$33.6 billion
The increase was mainly attributable to the consolidation of POSBank's (S$28.1 billion) and TDB's (S$5.0 billion) deposits. Excluding this, growth would have been 21.4%. 

The Group continued to actively manage its liabilities, balancing liquidity and cost.
 

Group Total Assets & Return on Average Total Assets (ROA)

  Total Assets 
1998: S$99.0 billion (+51.9%)
1997: S$65.2 billion

The increase was due mainly to the consolidation of POSBank's (S$29.4 billion) and TDB's (S$5.4 billion) assets.

   Return on Average Total
       Assets
1998: 0.27% (-0.45 percentage points)
1997: 0.72%

The decline in ROA was due to the lower profit in 1998.
Up
Financial Highlights pt 1
Financial Highlights pt 2
Financial Highlights pt 3
Financial Highlights pt 4
Financial Highlights pt 5
Financial Highlights Pt 6
Group Regional Exposure at end 1998