Today, online shopping has become the preferred option for purchasing different products and services. Ecommerce sites allow you to compare numerous options from the comforts of your home or office. Further, buying online is a lot cheaper than buying from brick-and-mortar stores. However, online shopping will be fun and profitable only if cyber safety is given importance. One must keep the following precautions in mind to enjoy a risk-free online shopping experience.
The presence of ‘https’ in the address bar indicates that the ecommerce site uses data encryption, which means no third-party can access or manipulate the information being transferred from your device and the e-shopping website. Unless the data is decrypted, the information transmitted will come across as meaningless letters and numbers. Data encryption is a must when transmitting details of your credit card, debit card, or bank accounts online.
A well-disguised spam email promising great discounts may lure buyers to fake versions of popular ecommerce websites. One must avoid blindly relying on email newsletter links. Instead, type the address in the address bar of the browser to minimize risk of submitting financial information to a fraud website.
Use social media to learn more about new online shopping sites before proceeding to buy from such sites. A quick visit to YouTube can help you view the site’s video adverts, while the Facebook profile will help you assess the authenticity of the site. Further, seek feedback from your social contacts to ensure the site offers an authentic online shopping experience.
Instead of submitting your credit card or debit card details to online shopping sites, consider using e-wallets or one-use virtual cards to minimize adverse consequences of theft or leakage of private data. Avoid saving your financial details online. Spending a few extra minutes submitting the credit card details can prove very beneficial in the long run.
A mobile app that allows online shopping from a mobile device or tablet can be a very convenient option. However, one must make sure the app is completely secure before using it. Research the app’s security features before proceeding ahead. Pose queries to the online shopping site and consider their answers before shopping through the app. If unsatisfied, prefer using the web browser in your mobile device for online shopping.
Make it a point to note the site’s corporate address along with all contact details before placing the order. This will help you take further action in the unlikely event you are dissatisfied with services of the unprofessional ecommerce site.
Prefer shopping online from your home Internet network. If shopping through a mobile device, prefer using the data network of your mobile service provider over public wireless networks. Public WiFi hotspots allow third parties to access data transmitted by all connected devices. Minimize online shopping risks by transacting with encrypted sites over safe private networks.
Don’t shop online without installing an up-to-date antivirus program or app on your computer, laptop, smartphone, or tablet.
One can never be too cautious when conducting financial transactions over the Internet. Following basic cyber security rules will ensure the online shopping experience is a zero- risk affair. Further, have a conservative and common-sense approach towards online deals and offers from unknown sites that sound too good to be true. It is better to stick to reputed sites offering quality products at affordable prices when shopping online.