Sanjoy Sen

Group Management Committee

Consumer Banking

Managing Director & Group Head

As the Group Head of Consumer Bank at DBS Bank, Sanjoy leads the consumer business across the region. He is responsible for defining strategy, driving business performance and leading the expansion of the regional footprint. His role also includes driving digital transformation, creating new ecosystem partnerships, and using DBS's banking and technology capabilities to grow the consumer business.Sanjoy has over 35 years of international consumer banking experience. He joined DBS in 2018. Prior to that, he led ANZ Bank’s Consumer & Private Bank in Asia Pacific region for 5 years. Before that, he spent 22 years at Citibank, where his last position was Consumer Bank Head for the Middle East and North Africa.Sanjoy currently serves on several boards within DBS. He is a Board Director at DBS Bank India, DBS Vickers Holding, and DBS Vickers Thailand. He also serves on the board of the DBS Foundation, overseeing sustainability efforts and championing social enterprises.Sanjoy is actively involved in various external boards and committees. He currently serves as Board Director and Treasurer at the Singapore Institute of Management. He is on the board of Governors and Treasurer for Singapore International Foundation, supporting its mission to build enduring people to people ties for a better world. He is a member of the Strategic Advisory Council of the Singapore FinTech Association, contributing to the strategic growth and global expansion of the FinTech ecosystem.Sanjoy is passionate about financial innovation, digital inclusion, sustainability, and corporate volunteerism. Previously, he held honorary positions at the National Volunteer & Philanthropy Centre (NVPC) and the Singapore Institute of Directors.

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Sanjoy Sen

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