Sustainability  >  Overview  >  Our Approach

Our Approach to Sustainability

Sustainability at DBS is focused on three main areas of action.

Responsible Banking

As a responsible business, we aim to deliver innovative, forward-looking products and services in a fair and responsible manner.

We achieve this through proactive initiatives, such as:


Green and Social Finance

Offering solutions that help direct financing to create positive outcomes for both society and the environment.

Learn more

Responsible Financing

Shaping and incentivising sustainable practices of our customers through our lending and capital market activities.

Learn more

Financial Inclusion

Delivering solutions that help bring financial services to traditionally underserved segments.

Learn more

Fair Dealing

Committing to offering products and services suitable for our customers.

Learn more

Cyber Security and Data Protection

Managing cyber security and data protection and data governance.

Learn more

Preventing Financial Crime

Taking measures to avoid being a channel for perpetrating financial crime or laundering its proceeds.

Learn more

Responsible Business Practices

Within our own operations, we believe in making sure that our practices and processes remain responsible and resilient against macroeconomic, social and environmental pressures, while investing in our people and seeking to influence our partners and suppliers towards becoming more sustainable.

These are our areas of focus:


Managing Our Environmental Footprint

Making a difference by acting responsibly through sustainable practices, behaviour and technology that respect our environment.

Learn more

UK Modern Slavery Act

Addressing the risks of modern slavery in our organisation, financing practices and supply chain.

Learn more

Sustainable Sourcing

Influencing our supply chain towards more sustainable practices, through the DBS Sustainable Sourcing framework.

Learn more

DBS Speak Up

Giving DBS employees the opportunity to speak up on misconduct and/or wrong-doing by a DBS employee, customer, vendor or third party.

Learn more

Employer of Choice

Committing to provide an inclusive work environment where every employee can develop professionally and personally.

Learn more

DBS Code of Conduct

Setting out the principles and standards of behaviour that are expected of DBS employees when dealing with customers, business associates, regulators and colleagues.

Learn more

Responsible Tax Management

Committing to pay our fair share of taxes across the countries in which we operate, and to comply with applicable tax laws and regulations.

Learn more

Creating Social Impact

We recognise that a good business is one which goes beyond dollars and cents to create positive impact for society and the environment, and together, we can build a more resilient and prosperous future.

Learn more about some of our initiatives:


DBS Foundation

Building a more inclusive Asia by championing social entrepreneurship through the DBS Foundation.

Learn more

Recycle more, Waste Less

Doing our part for a better tomorrow together.

Learn more

People of Purpose

Bringing our values to life through our employee volunteer movement, which leverages our time and skills to make meaningful contributions.

Learn more

Give for Good

Connecting clients to programmes and charity causes curated by selected national agencies in Singapore.

Learn more

Sustainable Development Goals

To truly make a difference, we believe in creating measurable impact. The DBS approach to sustainability is guided by six of the United Nations’ (UN) Sustainable Development Goals (SDGs).

These were chosen according to where we believe we can make the most impactful contributions, taking into account our sustainability strategy, the markets we operate in and our businesses. The UN SDGs, adopted in 2015 as part of the 2030 Agenda for Sustainable Development, are internationally accepted as targets that aim to end poverty, protect the planet and ensure that all people enjoy peace and prosperity.

Sustainability Governance

The Board has overall responsibility for sustainability and considers environmental, social and governance (ESG) matters in the formulation of our strategy. ESG matters that are material to value creation are integrated into our balanced scorecard which is used to set objectives, drive behaviours, measure performance and determine remuneration of our people. The scoreboard is updated yearly and approved by the Board.

The Board delegates the execution of DBS’ strategy to the CEO, who heads the Group Executive Committee and is responsible for managing DBS’ day-to-day operations.

The DBS Sustainability Council, chaired by the Chief Sustainability Officer and comprising senior leaders across business and support units, reports to the CEO. It is responsible for developing DBS’ overarching sustainability framework, setting key performance indicators (KPIs) and targets in consultation with the relevant stakeholders, and driving sustainability initiatives across the bank. The Council also advises the CEO on material ESG matters which contributes to DBS’ overall materiality assessment. This in turn informs the Board’s strategic planning. The council meets monthly and provide periodic updates to the CEO, Group Management Committee and the Board.