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DBS Treasures is a premium banking proposition where the minimum relationship value with DBS Bank India Limited needs to be built up-to INR 30 Lacs over a period of 6 months from account opening. The Total Relationship Value (TRV) is across all accounts in a family and calculated by aggregating average quarterly savings account balances and end of period term deposits, insurance, investments and mortgage loan outstanding. 40% of the net balance of the loan (Home Loan / LAP) will be considered towards TRV computation.