Financial Results,
Supplements & Regulatory
Disclosures

2015

First Quarter

• Media Briefing: Audio and video with synchronised slides
• Presentation: Record first quarter earnings
• Presentation: On a solid footing
• Press Release: DBS first-quarter net profit rises to record SGD 1.27 billion (27 Apr)
• First quarter 2015 Financial Performance Summary
• Pillar 3 Disclosures - Composition of Capital as at 31 March 2015
• Pillar 3 Disclosures - Main Features of Capital Instruments as at 31 March 2015
• Pillar 3 Disclosures - Leverage Ratio as at 31 March 2015
• First quarter 2015 Financial Data Supplement

2014

Full Year

• Media Briefing: Audio and video with synchronised slides
• Presentation: 2014 record earnings, broad-based income growth
• Presentation: A new milestone
• Press Release: DBS full-year 2014 net profit rises to record SGD 4.05 billion (10 Feb)
• Full Year 2014 Financial Performance Summary
• Pillar 3 Disclosures - Composition of Capital as at 31 December 2014
• Pillar 3 Disclosures - Main Features of Capital Instruments as at 31 December 2014
• Pillar 3 Disclosures - Quantitative Disclosures as at 31 December 2014
• Disclosure Requirements for Assessing Global Systemically Important Banks as at 31 December 2014
• Full Year 2014 Financial Data Supplement
• DBS Group Holdings Full Year 2014 Accounts
• DBS Bank Full Year 2014 Accounts
• DBS Hong Kong Full Year 2014 Accounts
• DBS China Full Year 2014 Accounts
• DBS Taiwan Full Year 2014 Accounts
• DBS Indonesia Full Year 2014 Accounts

Third Quarter

• Media Briefing: Audio and video with synchronised slides
• Presentation: Nine-month earnings at record $3 billion
• Presentation: Continuing strong business momentum
• Press Release: DBS third-quarter earnings rise 17% to SGD 1.01 billion (31 Oct)
• Third quarter 2014 Financial Performance Summary
• Pillar 3 Disclosures - Composition of Capital as at 30 September 2014
• Pillar 3 Disclosures - Main Features of Capital Instruments as at 30 September 2014
• Third quarter 2014 Financial Data Supplement

Second Quarter

• Media Briefing: Audio and video with synchronised slides
• Presentation: First-half earnings cross $2 billion
• Presentation: Record first-half earnings
• Press Release: DBS first-half earnings rise 9% to cross SGD 2 billion (1 Aug)
• Second quarter 2014 Financial Performance Summary
• Pillar 3 Disclosures - Composition of Capital as at 30 June 2014
• Pillar 3 Disclosures - Main Features of Capital Instruments as at 30 June 2014
• Pillar 3 Disclosures - Quantitative Disclosures as at 30 June 2014
• Second quarter 2014 Financial Data Supplement

First Quarter

• Media Briefing: Audio and video with synchronised slides
• Presentation: Record earnings, broad-based income growth
• Presentation: Powering ahead
• Press Release: DBS first-quarter earnings rise 9% to a record SGD 1.03 billion (30 Apr)
• First quarter 2014 Financial Performance Summary
• Pillar 3 Disclosures - Composition of Capital as at 31 March 2014
• Pillar 3 Disclosures - Main Features of Capital Instruments as at 31 March 2014
• First quarter 2014 Financial Data Supplement

2013

Full Year

• Media Briefing: Audio and video with synchronised slides
• Presentation: 2013 earnings at record
• Presentation: Breaking new ground
• Press Release: DBS posts record 2013 net profit of SGD 3.50 billion (14 Feb)
• Full Year 2013 Financial Performance Summary
• Pillar 3 Disclosures - Composition of Capital as at 31 December 2013
• Pillar 3 Disclosures - Main Features of Capital Instruments as at 31 December 2013
• Pillar 3 Disclosures - Quantitative Disclosures as at 31 December 2013
• Disclosure Requirements for Assessing Global Systemically Important Banks as at 31 December 2013
• Full Year 2013 Financial Data Supplement
• DBS Group Holdings Full Year 2013 Accounts
• DBS Bank Full Year 2013 Accounts
• DBS Hong Kong Full Year 2013 Accounts
• DBS China Full Year 2013 Accounts
• DBS Taiwan Full Year 2013 Accounts
• DBS India Full Year 2013 Accounts
• DBS Indonesia Full Year 2013 Accounts

Third Quarter

• Media Briefing: Audio and video with synchronised slides
• Presentation: Sustained nine-month performance
• Presentation: Continued franchise resilience
• Press Release: DBS reports third-quarter earnings of SGD 862 million (1 Nov)
• Third quarter 2013 Financial Performance Summary
• Pillar 3 Disclosures - Composition of Capital as at 30 September 2013
• Pillar 3 Disclosures - Main Features of Capital Instruments as at 30 September 2013
• Third quarter 2013 Financial Data Supplement

Second Quarter

• Presentation: First-half earnings at record
• Presentation: Strong earnings demonstrate resilience of our franchise
• Press Release: DBS first-half earnings rise 5% to record SGD 1.84 billion (1 Aug)
• Second quarter 2013 Financial Performance Summary
• Pillar 3 Disclosures - Composition of Capital as at 30 June 2013
• Pillar 3 Disclosures - Quantitative Disclosures as at 30 June 2013
• Second quarter 2013 Financial Data Supplement

First Quarter

• Presentation: Record earnings as income reaches new high
• Presentation: A solid start to 2013
• Press Release: DBS first-quarter earnings reach record SGD 950 million (2 May)
• First quarter 2013 Financial Performance Summary
• First quarter 2013 Financial Data Supplement

2012

Full Year

• Presentation: Full-year earnings at record
• Presentation: Delivering value
• Press Release: DBS full-year 2012 net profit rises to record SGD 3.81 billion (6 Feb)
• Full Year 2012 Financial Performance Summary
• Full Year 2012 Financial Data Supplement
• DBS Bank Full Year 2012 Accounts
• DBS Hong Kong Full Year 2012 Accounts
• DBS China Full Year 2012 Accounts
• DBS Taiwan Full Year 2012 Accounts
• DBS India Full Year 2012 Accounts
• DBS Indonesia Full Year 2012 Accounts

Third Quarter

• Presentation: Nine-month earnings at record
• Presentation: 11 quarters of solid earnings demonstrate resiliency of franchise
• Press Release: DBS third-quarter earnings rise 12% to SGD 856 million (1 Nov)
• Third quarter 2012 Financial Performance Summary
• Third quarter 2012 Financial Data Supplement

Second Quarter

• Presentation: First-half earnings at record
• Presentation: Another solid quarter despite a challenging environment
• Press Release: DBS first-half earnings rise 13% to record SGD 1.74 billion (3 Aug)
• Second quarter 2012 Financial Performance Summary
• Second quarter 2012 Financial Data Supplement

First Quarter

• Presentation: Record earnings on sustained momentum across businesses
• Presentation: Earnings at yet another record as franchise operates at higher plane
• Press Release: DBS first-quarter earnings rise 16% from year ago to record SGD 933 million (27 Apr)
• First quarter 2012 Financial Performance Summary
• First quarter 2012 Financial Data Supplement

2011

Full Year

• Presentation: Strong execution and balance sheet drive record full-year earnings
• Presentation: Continued focus on execution in a challenging operating environment
• Press Release: DBS full-year 2011 net profit hits record SGD 3.04 billion (10 Feb)
• Full Year 2011 Financial Performance Summary
• Full Year 2011 Financial Data Supplement
• DBS Bank Full Year 2011 Accounts
• DBS Hong Kong Full Year 2011 Accounts
• DBS Hong Kong Full Year 2011 Supplementary Information
• DBS China Full Year 2011 Accounts
• DBS India Full Year 2011 Accounts
• DBS Indonesia Full Year 2011 Accounts

Third Quarter

• Presentation: Operating trends sustained despite challenging environment
• Presentation: Strong performance despite challenging operating environment
• Press Release: DBS third-quarter earnings up 6% from year ago to SGD 762 million
• Third quarter 2011 Financial Performance Summary
• Third quarter 2011 Financial Data Supplement

Second Quarter

• Presentation: Sustained customer income underpins performance
• Presentation: Record earnings in 1H 2011
• Press Release: DBS first-half earnings up 23% to record SGD 1.54 billion (28 Jul)
• Second quarter 2011 Financial Performance Summary
• Second quarter 2011 Financial Data Supplement

First Quarter

• Presentation: Record earnings underpinned by broad-based growth
• Presentation: Our strategic priorities - An update
• Press Release: DBS first-quarter earnings rise 52% from year ago to a record SGD 807 ... (29 Apr)
• First quarter 2011 Financial Performance Summary
• First quarter 2011 Financial Data Supplement

2010

Full Year

• Presentation: Record full-year earnings as execution drives performance
• Presentation: Executing against strategy
• Press Release: DBS full-year 2010 core earnings rise 28% to record SGD 2.65 billion as ... (11 Feb)
• Full-Year 2010 Financial Performance Summary
• Fourth quarter 2010 Financial Data Supplement
• DBS Bank Full Year 2010 Accounts
• DBS Hong Kong Full Year 2010 Accounts
• DBS Hong Kong Full Year 2010 Supplementary Information
• DBS China Annual Report 2010
• DBS China Full Year 2010 Accounts
• DBS India Full Year 2010 Accounts
• DBS Indonesia Full Year 2010 Accounts

Third Quarter

• Presentation: Earnings at record, focused on execution
• Presentation: Our strategic priorities - an update
• Press Release: DBS third-quarter earnings rise 28% from year ago to a record SGD 722 million (4 Nov)
• Third quarter 2010 Financial Performance Summary
• Third quarter 2010 Financial Data Supplement

Second Quarter

• Presentation: Business trends further strengthen
• Presentation: Our strategic priorities - an update
• Press Release: DBS second-quarter earnings rise 30% to SGD 718 million before goodwill ... (30 July)
• Second quarter 2010 Financial Performance Summary
• Second quarter 2010 Financial Data Supplement

First Quarter

• Presentation: Operating trends strengthen
• Press Release: DBS first-quarter earnings at SGD 532 million, up 17% from year ago (07 May)
• First quarter 2010 Financial Performance Summary
• First quarter 2010 Financial Data Supplement

2009

Full Year

• Presentation: Our strategic priorities
• Presentation: Operating trends remain healthy
• Press Release: DBS fourth-quarter earnings rise 29% to SGD 493 million, bringing ... (05 February)
• Full-Year 2009 Financial Performance Summary
• DBS Group 2009 Annual Report
• Fourth quarter 2009 Financial Data Supplement
• DBS Bank Full Year 2009 Accounts
• DBS China Full Year 2009 Accounts
• DBS HK 2009 Full Year 2009 Accounts
• DBS Indonesia Full Year 2009 Accounts
• DBS India Full Year 2009 Accounts

Third Quarter

• Presentation: Operating trends remain healthy
• Press Release: DBS third-quarter earnings at SGD 563 million, up 40% year-on-year (06 November)
• Third quarter 2009 Financial Performance Summary

Second Quarter

• Presentation: Record quarterly revenues and cost discipline
• Press Release: DBS delivers stronger quarter-on-quarter performance with ... (07 August)
• Second quarter 2009 Financial Performance Summary

First Quarter

• Presentation: Strong operating performance in challenging environment
• Press Release: DBS' first-quarter earnings of SGD 456 million reflect strong revenue ... (08 May)
• First quarter 2009 Financial Performance Summary

2008

Full Year

• Presentation: Well-positioned to weather uncertainties
• Press Release: DBS achieves earnings of SGD 2.06 billion in 2008 - well-positioned to ... (13 Feb)
• Full-Year 2008 Financial Performance Summary
• DBS Group 2008 Annual Report
• DBS Bank 2008 Full Year Statutory Accounts
• DBS China Full Year 2008 Accounts
• DBS Hong Kong Full Year 2008 Accounts
• DBS Indonesia Full Year 2008 Accounts

Third Quarter

• Presentation: Earnings affected by market dislocations
• Press Release: DBS third-quarter earnings at SGD 402 million despite challenging ... (07 Nov)
• Third Quarter 2008 Financial Performance Summary

Second Quarter

• Presentation: Steady performance amid challenging conditions
• Press Release: DBS second-quarter earnings up 1% to SGD 668 million (07 Aug)
• Second Quarter 2008 Financial Performance Summary

First Quarter

• Presentation: Earnings resilience despite market volatility
• Press Release: DBS first quarter earnings at SGD 603 million (07 May)
• First Quarter 2008 Financial Performance Summary

2007

Full Year

• Presentation: Underlying business trends sustained
• Press Release: Full-year 2007 earnings up 14% to record SGD 2.49 billion before ... (15 Feb)
• Full-Year 2007 Financial Performance Summary
• DBS Group 2007 Annual Report
• DBS Bank 2007 Full Year Statutory Accounts
• DBS HK Full Year 2007 Accounts

Third Quarter

• Presentation: Solid results amid market disruptions
• Press Release: DBS third quarter earnings up 17% to SGD 648 million before one-time items (26 Oct)
• Third Quarter 2007 Financial Performance Summary

Second Quarter

• Press Release: DBS second quarter earnings up 21% to SGD 664 million before one-time items (27 July)
• Second Quarter 2007 Financial Performance Summary
• DBS HK 2007 Interim Accounts

First Quarter

• Presentation: Sustained growth despite margin pressure
• Press Release: DBS first-quarter earnings rise 19% to SGD617 million (4 May)
• First Quarter 2007 Financial Performance Summary

2006

Full Year

• Presentation: Franchise delivering higher returns
• Press Release: Full-Year 2006 earnings rise 32% to a record $2.18 billion as interest ... (15 Feb)
• Full-Year 2006 financial performance summary
• DBS Bank 2006 Full Year Statutory Account
• DBS HK Full Year 2006 Accounts

Third Quarter

• Presentation: Consistency and sustained growth
• Press Release: DBS Third-Quarter earnings up 32% to $552 million (27 Oct)
• Third quarter 2006 financial performance summary

Second Quarter

• Presentation: Sustained growth, better returns
• Press Release: DBS second-quarter earnings up 16% to $549 million; first half earnings ... (28 Jul)
• Second quarter 2006 financial performance summary
• DBS HK 2006 Interim Accounts

First Quarter

• Presentation: Sustained customer franchise growth
• Press Release: DBS First-Quarter earnings rise 39% to $518 Million (28 Apr)
• First Quarter 2006 Financial Performance Summary

2005

Full Year

• Presentation: Operating growth trends continue
• Press Release: DBS full year 2005 earnings fall 15% to $1.65 billion excluding one-time ... (17 Feb)
• Full Year 2005 Financial Performance Summary
• DBS Bank 2005 Full Year Statutory Accounts
• DBS HK Full Year 2005 Accounts

Third Quarter

• Presentation: Stronger recurring income offsets lower treasury income
• Press Release: DBS third-quarter GAAP earnings rise 28% to $446 million
• Third-Quarter 2005 Financial Performance Summary

Second Quarter

• Presentation: Sustained growth in recurring income businesses
• Press Release: DBS Second-Quarter earnings up 28% excluding last year's one-time gains (29 July)
• Second-Quarter 2005 Financial Performance Summary
• DBS HK 2005 Interim Accounts

First Quarter

• Presentation: Growth in core businesses offsets weaker non-interest income
• Press Release: First-Quarter earnings excluding goodwill fall 30% to $412 million;
• First Quarter 2005 Financial Performance Summary

2004

Full Year

• Presentation: Stronger Customer Earnings Underpin Record 2004 Results
• Press Release: DBS Full-Year 2004 Earnings Almost Double to Cross $2 Billion Mark
• Full Year 2004 Financial Performance Summary
• DBS Bank 2004 Full Year Statutory Accounts
• DBS HK Full Year 2004 Accounts

Third Quarter

• Presentation: Sustained Regional Growth Across Businesses
• Press Release: DBS Third Quarter 2004 Earnings Up 24% to $362 Million (29 Oct)
• DBS Third Quarter 2004 Financial Performance Summary

Second Quarter

• Presentation: Building momentum across businesses, geography
• Press Release: DBS Second-Quarter 2004 Earnings Rise To $847 Million (30 Jul)
• DBS Second-Quarter 2004 Financial Performance Summary
• DBS HK 2004 Interim Accounts

First Quarter

• Presentation: Delivering Results Across Businesses, Geography: DBS Group Holdings 1Q 2004 Financial
• Press Release: DBS Reports Record Quarterly Earnings with Growth in All Key Business ... (30 Apr)
• 2004 First Quarter Financial Performance Summary

2003

Full Year

• Presentation: Second half business momentum continues into the new year
• Press Release: DBS 2003 Full Year Net Profit Down 7% to $1.03 Billion; Fourth Quarter net Profit Up
• 2003 Full Year Financial Performance Summary
• DBS Bank 2003 Full Year Statutory Accounts
• DBS HK Full Year 2003 Accounts

Third Quarter

• Presentation: Upturn across most businesses
• Press Release: DBS third quarter net profit rises 70% to S$291 million; Nine month net profit down 4
• Third Quarter 2003 Financial Performance Summary
• Third Quarter 2003 Financial Results Appendix
• Third Quarter 2003 Results: SGX Release

Second Quarter

• Presentation: Growth in non-interest income offsets lower interest margins, higher provisions
• Press Release: DBS first half 2003 net profit down 13.1% to S$466 million (01 Aug)
• First Half 2003 Financial Performance Summary
• First Half 2003 Financial Results Appendix
• First Half 2003 Results: SGX Release / Chinese Version
• DBS HK 2003 Interim Accounts

First Quarter

• Presentation: Managing diversified businesses against challenging conditions
• Press Release: DBS First Quarter 2003 Net Profit Increased 0.4% to S$279 million (21 Apr)
• Unaudited Financial Results For First Quarter 2003
• First Quarter 2003 Results: SGX Release

2002

Full Year

• Presentation: DBS Group Holdings Full Year 2002 Financial Results
• Press Release: DBS Full Year 2002 Net Profit up 1.9% to S$1.017 billion (21 Feb)
• 2002 Full Year Financial Performance Summary
• 2002 Full Year Financial Results Appendix
• Financial Results for DBS Bank
• Financial Results for DBS Kwong On Bank
• Financial Results for Dao Heng Bank Ltd

Third Quarter

• Presentation: DBS Group Holdings Third Quarter 2002 Financial Results
• Press Release: DBS Third Quarter 2002 Net Profit Attributable to Members Declined 0.9% ... (28 Oct)
• Unaudited Financial Results For Third Quarter 2002
• Third Quarter 2002 Results: SGX Release

Second Quarter

• Presentation: DBS Group Holdings First Half 2002 Financial Results
• Press Release: DBS First Half Revenues up 32% to S$2.0 billion (22 Jul)
• Unaudited Financial Results For First Half 2002
• First Half 2002 Financial Results Appendix
• First Half 2002 Results: SGX Release

First Quarter

• Presentation: DBS Group Holdings 1Q 2002 Financial Results
• Press Release: DBS Posts First Quarter 2002 Net Profit Before Goodwill Of S$346 Million (29 Apr)
• Unaudited Financial Results For First Quarter 2002
• First Quarter 2002 Results: SGX Release

2001

Full Year

• Presentation: 2001 - A Year of Transformation
• Press Release: DBS Posts 2001 Net Profit of S$999 million
• 2001 Year End Financial Performance Summary
• 2001 Year End Financial Results Appendix
• 2001 Year End Results: SGX Release

Third Quarter

• Financial Performance 3Q 2001
• Appendix to Financial Peformance 3Q 2001
• Presentation: Analysts' Briefing

Second Quarter

• Presentation: Building the Best Bank in Asia
• Presentation: Completing the regional and wealth management platform
• Press Release: DBS Operating Revenues Grow 2.7% Despite Weak Economic Conditions (23 Jul)
• 2001 Interim Financial Performance Summary
• 2000 Interim Results: SGX Release

2000

Full Year

• Presentation: Building the Best Bank in Asia
• Presentation: FY2000 Results Briefing
• Press Release: DBS Net Profit Jumps 30% On Slightly Lower Revenues (05 Mar)
• 2000 Interim Financial Performance Summary
• 2000 Interim Results: SGX Release

Second Quarter

• 2000 Interim Results Briefing to Analysts & Investors