- Learn about your travel destination
The most important things to consider before going on vacation are vacation time and budget. Once you pick the time to travel and set your budget, it will be easy for you to decide the main destination, mode of transportation, lodging, meals, and the tourist attractions to visit. If you are interested in traveling abroad, it is recommended that you learn the basics of the local language. You can pick up some common phrases and words such as for asking for directions and greetings. If you don't know the language, you can rely on family, friends, or tour guides to help you communicate with locals. In addition, if you want to travel to domestic or international destinations, you should learn about the local customs and traditions to properly respect local rules and culture and avoid misunderstandings.
- Find discounts!
There are many ways to maximise your budget, including by taking advantage of discounts. You can go to travel fairs that offer attractive travel deals. If you don't have time to go to a travel fair, you can take advantage of the special offers made by various tourism service providers, such as airlines, restaurants, hotels, and credit cards that can reduce your expenses.
One of the special offers you can take advantage of is the 10% discount on Qatar Airways fares using the digibank credit card, valid for business and economy classes. The collaboration between Bank DBS Indonesia through the digibank credit card and Qatar Airways aims to provide easier and more affordable vacation options for travelers. The promo is valid until November 30, 2023 and available on various online travel agent (OTA) platforms and flight applications. You can enjoy discounts using the promo code DBSID23 when booking flight tickets from Jakarta or Denpasar to various destinations in Europe, Asia, and the US with 0% interest installment payments for up to 12 months using the digibank Pay Later feature. You can make reservations on the Qatar Airways page below.
In addition to Qatar Airways, digibank credit card users can also take advantage of special offers from Garuda Indonesia and Citilink, discounted transport fares using Grab and Blue Bird, as well as discounts on various OTA platforms, such as Agoda, Booking.com, Tiket.com, Traveloka, and Mister Aladin. For more information, please visit the following page.
- Prepare a "special wallet" for your trip
Have you ever found yourself overspending on vacation? If so, it might be time for you to plan your budget. You can set aside extra money for unexpected expenses or refrain from spending money when you have exceeded your budget. These expenses are hard to track if you don’t keep money for daily needs separate from your travel budget.
Nowadays you can allocate your budget more effectively using the Maxi Wallet feature in the digibank by DBS app. The feature enables users to create up to 20 wallets and personalise the names according to their allotments. In addition, you can also earn up to 7%* interest per year, thus allowing your vacation fund to grow faster. *T&Cs Apply1
- “Beware of "borrow now, pay later"
There are various credit facilities to increase your vacation budget. However, you need to determine the credibility of the lender so you won’t feel anxious and can enjoy your trip to the fullest. The personal loan scheme from digibank by DBS that offers up to IDR120 million of unsecured loan (KTA) can be an option. The feature is completed with different installment plans of up to 36 months and interest starting from 0.88% per month. You can also take advantage of the digibank credit card and pay in installments using the digibank by DBS application with installment tenors of up to 60 months.
- Enjoy your long-awaited trip
When you have everything ready, it's time to enjoy your trip! Cherish every moment of your vacation and leave your worries behind. To capture traveling moments, you can take photos, write a journal, or make a video so that you can look back and remember. It's also important to take care of yourself by getting enough rest, eating regularly, and staying hydrated. Don't overexert yourself and listen to your body and give it what it needs while on vacation.
In addition to the conveniences mentioned above, the digibank credit card also offers Starbucks Airport Treats to complete your holiday experience. Under the promotion programme, digibank credit card users can enjoy complementary food and drinks at Starbucks airport stores across Indonesia. An attractive offer to start your vacation, right?