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DBS Bank Annual Report 1998


Performance at a Glance

Financial Highlights

Letter to Shareholders

Corporate Governance

Operations Review

Financial Report

 

 


Operations Review

Institutional Banking, Treasury and Capital Markets  - Institutional Banking

Industrial Distribution of DBS Group's Loans and Advances, including Bills Financing (as at 31 December 1998)
Sectoral Distribution in %
1998 1997 1996 1995 1994
Manufacturing 10.8 14.3 12.8 14.3 15.4
Building and construction 15.2 19.3 18.5 17.2 18.5
Housing loans 25.0* 14.4 15.7 13.0 11.5
General commerce 5.9 7.5 7.7 8.6 8.7
Transport, storage and communication 6.7 8.5 7.9 8.0 8.0
Financial institutions 12.3 16.9 17.2 18.1 16.2
Professionals and private individuals 8.5 10.8 12.1 12.4 12.7
Others 15.6 8.3 8.1 8.4 9.0

Total 100 100 100 100 100

Total (S$ millions) 56,215.4 40,134.7 30,012.7 26,171.8 22,055.3
* The proportion of housing loans increased in 1998 due to the consolidation of POSBank's housing loans

Building a world-class bank
Individual and Enterprise Banking

Institutional Banking, Treasury and Capital Markets

Regional Development

Logistics

Supporting the community

Institutional Banking
Capital Markets and Advisory
Treasury and Markets