Visa Debit Card

So much more than an ATM card

Say goodbye to ATM cards forever with the DBS Visa Debit Card. Get the best debit card deals for no additional cost. You'll wonder why you didn't switch earlier.

Benefits

You can sign for purchases in Singapore and overseas. You can pay using your PIN through service providers such as NETS and at all AXS stations and withdraw money at over 900 DBS/POSB ATMs islandwide. You can even shop online or order via phone or mail. And since you are in Singapore, enjoy mouth-watering deals at over 600 outlets.

0.3% Cashback*
Worldwide access to cash (Activation required)
No annual fee
DBS Indulge - Dining deals at over 600 outlets islandwide
Over 60 special healthcare privileges at Singapore's top medical institutions

Read on to learn more about the card's benefits and privileges.

ATM plus features

Click here to find out how the DBS Visa Debit card compares to an ordinary ATM card.

Get 0.3% Cashback* on your purchases^

Every 3 months, 0.3% of your spending is credited back to your account whenever you sign for your purchases in Singapore or make any local online, mail and phone transactions. Signing for your purchases has never been more rewarding.

No bills. No interest. No charges. No annual fee.

Whenever you use the DBS Visa Debit Card for payments, you pay directly from your bank account and it will be reflected in your monthly account statement. So you won't have to worry about paying the monthly bills, increasing interest or racking up late charges. Plus, it's easy to keep up with all your transactions online using DBS iBanking.

Worldwide access to cash

Your DBS Visa Debit Card is the only Card you need for worldwide access to your bank account. Not only does it get you the best debit card deals, but you can also use your card overseas at:

Over 29 million Visa retail outlets
Over 1.5 million Visa/PLUS ATMs

You can enable the overseas cash withdrawal function at any DBS/POSB ATM:
1. Select "More Services" twice
2. Select "Change ATM Card Overseas Access"
3. Once the function has been enabled, a receipt will be printed
This function can be disabled in the same way.

Please note:

There's a charge of S$5 per cash withdrawal on overseas Visa/PLUS ATMs. You will enjoy a preferential flat service fee of S$2 if you use your Debit Card at the ATMs of Bank Danamon (Indonesia).
Cash withdrawal at DBS Hong Kong and DBS Taiwan ATMs will be free of charge.
The amount withdrawn in US dollars shall be converted to Singapore dollars on the date of conversion. The amount withdrawn in foreign currency other than US Dollars will be converted into US dollars before being converted into Singapore dollars. All conversions shall be based on the prevailing wholesale interbank rates or the government-mandated rate, as shall be determined by the respective card associations. The rate used for the conversion may be different from the rate in effect on the date of the transaction due to market fluctuation.
The amount withdrawn in foreign currency at overseas ATMs or purchases made in foreign currency at Visa terminals are subject to a charge imposed by the respective card associations, either as a reimbursement charge representing the charge imposed on us or as a direct charge to you. An administrative fee of 2.0% of the foreign currency withdrawal or transaction amount for services provided or actions taken by us in relation to such foreign currency transactions shall be payable by you and debited to your Card Account.

Sign your way to more benefits & privileges

The DBS Visa Debit Card makes shopping even more pleasurable. Just use it to sign for purchases and enjoy the best debit card deals with merchant benefits and privileges at your favourite retail stores and dining outlets, on top of 0.3% cashback*.

Enjoy DBS Indulge

You can now enjoy a hearty selection of dining deals of up to 50% off at over 600 outlets island-wide! Just check out your one-stop menu of privileges now!
More

*0.3% cashback is calculated based on Singapore dollar denominated transactions amount on transaction date. Cashback earned for the current quarter's transactions (e.g. January to March) will be credited in the following month (e.g. April) to the primary account linked to your DBS Visa Debit Card and reflected in your monthly Debit Card/bank account statement (e.g. May). Cashback is not valid for PIN-based transactions (e.g. NETS, ATM, AXS, etc), foreign currency transactions and bill payments. If the Card and/or Primary Account is terminated at anytime, for any reason, whether by the Cardmember or DBS, any cashback earned will not be credited to the Cardmember's account.
^Effective 1 October 2011, minimum spending of S$500 per quarter is required to be entitled to the cashback.

Important Notes

This ATM Card with the signature Debit Function can be used for PIN transactions locally and overseas at ATMs, NETS and AXS.
The signature Debit function of this card allows you to make online, mail or phone purchases in addition to signing for local and overseas purchases against this card. Purchase amounts will be deducted from your account when either the signature Debit function or PIN is used. This card has an additional risk of unauthorized signature-based or online transactions if the card is lost or stolen or if the PIN is disclosed without your authorization. However, you can set the daily spending limit to S$0 for signature-based transactions. When this spending limit is S$0, your card will function as an ATM card only.
The overseas cash withdrawal function for this card has been disabled. You can choose to enable it now or later as and when required. We strongly recommend that you turn off the overseas withdrawal option when you are in Singapore.
If your card is lost, stolen or if the PIN has been compromised, please notify the bank immediately.
1. Please make the necessary police report and avail the bank a copy
2. If the loss, theft or PIN compromise was not due to your fault or contributory negligence, your maximum liability is capped at S$100 for unauthorized transactions before you notify us of the loss, theft or PIN compromise.
3. You will not be liable for any fraudulent transactions carried out after you notify us.
4. Once we establish that the loss or theft of your card or unauthorized disclosure of PIN was not due to your fault or negligence, we will refund the amounts deducted from your bank account for unauthorized transactions in excess of $100 within 14 working days from the time you submit all necessary information to the Bank.
Before you use the card, please read the DBS Debit Card Agreement, the Terms and Conditions Governing Electronics Services and the Terms and Conditions Governing Accounts.

Not your card? Click here to find another.