POSB Loan Assist

Here is your opportunity to take control of your finances with a personal loan that comes with a low interest rate and up to 4 times your monthly income.

Better control of your finances

Spread your loan over fixed monthly instalments with your choice of loan tenure between 1 to 5 years.

Approved Loan Amount <S$3,000> <S$10,000> <S$25,000>
Less 3% Processing Fee 3%
Less 1% Insurance Fee 1%
Disbursed Loan Amount S$2,880 S$9,600 S$24,000
Loan Tenure AIR (% p.a.)^ EIR (% p.a.)* Your Monthly Repayment Amount
1-year 5.88 17.76 S$265 S$883 S$2,206
2-year 5.88 14.47 S$140 S$466 S$1,165
3-year 8.88 18.27 S$106 S$352 S$880
4-year 8.88 17.41 S$85 S$283 S$706
5-year 8.88 16.78 S$73 S$241 S$602

(These numbers are meant for illustrative purposes only and should not be taken to be a guarantee of the actual, future or likely figures.)

^Applied interest rate.
*Effective interest rate (inclusive of 3% processing fee and 1% insurance fee)
Processing fee of 3% and Insurance fee of 1% each will be deducted upfront from the approved loan amount

Loan Tenure Table

Loan Amount Loan Tenure
S$3,000 - S$150,000 1 - 5 years

Apply today, SMS to 76555 <POSBLA>space<Name>space<NRIC>

For enquiries, visit any POSB branch or call our 24-hour Customer Service Hotline at
(65) 1800 339 6666.