POSB Loan Assist

Here is your opportunity to take control of your finances with a personal loan that comes with a low interest rate and up to 2 times your monthly income.



Better control of your finances

Spread your loan over fixed monthly instalments with your choice of loan tenure between 1 to 5 years.

Approved Loan Amount <S$4,000> <S$10,000> <S$25,000>
Less 3% Processing Fee 3%
Less 1% Insurance Fee 1%
Disbursed Loan Amount S$3,840 S$9,600 S$24,000
Loan Tenure AIR (% p.a.)^ EIR (% p.a.)* Your Monthly Repayment Amount
1-year 5.88 17.76 S$353 S$883 S$2,206
2-year 5.88 14.47 S$187 S$466 S$1,165
3-year 8.88 18.27 S$141 S$352 S$880
4-year 8.88 17.41 - - S$706
5-year 8.88 16.78 - - S$602

(These numbers are meant for illustrative purposes only and should not be taken to be a guarantee of the actual, future or likely figures.)

^Applied interest rate.
*Effective interest rate (inclusive of 3% processing fee and 1% insurance fee)
Processing fee of 3% and Insurance fee of 1% each will be deducted upfront from the approved loan amount

Loan Tenure Table

Loan Amount Loan Term
S$4,000 - S$10,000 Max 36 months
S$10,001 - S$20,000 Max 48 months
S$20,001 - S$150,000 Max 60 months

Apply today, SMS to 76555 <POSBLA>space<Name>space<NRIC>

For enquiries, visit any POSB branch or call our 24-hour Customer Service Hotline at
(65) 1800 339 6666.