It all starts
with a Spark!

The most memorable unplanned trip with the family, the best day ever for your kids, the perfect date for your partner
and more… the magic of life starts with the DBS Spark Credit Card!

New monthly milestones start with a Spark!

Something extraordinary happens when you cross your monthly spend milestone with your DBS Spark Credit Card. Your Cash Points multiply 5X/10X/20X each month depending on your card!

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    You can then redeem these multiplied Cash Points for extra discounts and bigger savings!

Elevate your shopping experience
with a Spark on DBS Delights

Every indulgence is yours to enjoy, with exclusive offers from 50+ brands on dbsdelights.in – our very own rewards & redemption platform.

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    Special deals on flights, hotels and dining

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    Avail gift cards and memberships

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    Redeem Cash Points for added discounts

Enjoy something extraordinary
in every moment

We know you want more out of everything you do. And your DBS Spark Credit Card is here to deliver!

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    More comfort on every trip

    Up to 2 complimentary lounge access per quarter at select domestic airports*

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    More savings on your commute

    1% fuel surcharge waiver (up to ₹250)*

Enjoy something extraordinary
in every moment

We know you want more out of everything you do. And your DBS Spark Credit Card is here to deliver!

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  • comfort-icons

    More comfort on every trip

    Up to 2 complimentary lounge access per quarter at select domestic airports*

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    More savings on your commute

    1% fuel surcharge waiver (up to ₹250)*

Blockbuster entertainment
with a Spark on BookMyShow

Enjoy all the entertainment & new experiences with this exclusive offer!

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    More fun movie outings

    Buy 1 ticket, save up to ₹200 on the second one on BookMyShow*

Enjoy convenience with a Spark

Your DBS Spark Credit Card brings everything important right at your fingertips, so that you
live more, bank less!

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Easy EMIs

Easily convert your spends
above ₹2,500 into EMIs

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Instant benefits

Instantly redeem your Cash Points
for travel bookings, vouchers & more

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Tap and pay

Simply wave the card before
the payWave enabled reader
at the merchant store

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Interest-free cash withdrawals*

Withdraw up to the cash limit assigned
to you. Avail interest-free cash withdrawal
for up to 50 days*

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International acceptance

Effortlessly shop on international websites
or while you travel abroad

Experience more ease than ever
with the DBS Card+ mobile app

Be it the ease of instantly paying bills, grabbing the hottest offers or planning a fun day out with your family, the DBS Card+ mobile app has everything you need to add joy to your life!

Get the card that understands you

Find your perfect match or get the right upgrade – either way, it’s time to Spark up your life!

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Spark5

Spark10

Spark20

Check out all the awesome things the DBS Spark5 Credit Card
has in store for you!

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Earn 2 Cash Points on every ₹200
spent* (Where 1 CP = ₹0.20)

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Welcome bonus of 2,500 Cash Points
on your first transaction within 30 days
and payment of joining fee*

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Bonus 5X Cash Points
of up to 3,000 Cash Points on monthly offline spends
of over ₹10,000*

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Bonus 2,500 Cash Points on spends
of ₹50,000* in a calendar quarter*

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1 complimentary lounge access
per quarter at select domestic airports*

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Buy 1 ticket, save up to ₹200 on the second one on BookMyShow*

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1% fuel surcharge waiver
(up to ₹100 per month)*

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Annual fee waiver on spending
₹1,50,000 in an anniversary year

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Annual benefits
worth up to ₹11,000

(Cash Points can be redeemed for discounts on shopping, travel, dining, gifting etc. on dbsdelights.in)

Check out all the awesome things the DBS Spark10 Credit Card
has in store for you!

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Earn 2 Cash Points on every ₹200
spent* (Where 1 CP = ₹0.20)

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A welcome bonus of 5,000 Cash Points on your first transaction within 30 days and payment of joining fee*

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Bonus 10X Cash Points
of up to 5,000 Cash Points on monthly online spends
of over ₹15,000*

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Bonus 5X Cash Points
of up to 5,000 Cash Points on monthly offline spends
of over ₹15,000*

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Bonus 3,500 Cash Points on spends
of ₹75,000* in a calendar quarter*

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1 complimentary lounge access
per quarter at select domestic airports*

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Buy 1 ticket, save up to ₹200 on the second one on BookMyShow*

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1% fuel surcharge waiver
(up to ₹150 per month)*

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Annual fee waiver on spending
₹2,00,000 in an anniversary year

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Annual benefits
worth up to ₹17,000

(Cash Points can be redeemed for discounts on shopping, travel, dining, gifting etc. on dbsdelights.in)

Check out all the awesome things the DBS Spark20 Credit Card
has in store for you!

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Earn 2 Cash Points on every ₹200
spent* (Where 1 CP = ₹0.20)

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A welcome bonus of 7,500 Cash Points on your first transaction within 30 days and payment of joining fee*

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Bonus 20X Cash Points
of up to 7000 Cash Points on monthly spends of over
₹20,000 on Utility, Dining & Grocery*

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Bonus 10X Cash Points
of up to 7000 Cash Points on monthly online spends
of over ₹15,000*

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Bonus 5X Cash Points
of up to 7000 Cash Points on monthly offline spends
of over ₹15,000*

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Bonus 5,000 Cash Points on spends
of ₹1,00,000* in a calendar quarter*

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2 complimentary lounge access
per quarter at select domestic airports*

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Buy 1 ticket, save up to ₹200 on the second one on BookMyShow*

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1% fuel surcharge waiver
(up to ₹250 per month)*

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Annual fee waiver on spending
₹2,50,000 in an anniversary year

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Annual benefits
worth up to ₹30,000

(Cash Points can be redeemed for discounts on shopping, travel, dining, gifting etc. on dbsdelights.in)

Live your life with a Spark

Ready to Spark Up your life?

Apply Now
Apply Now