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Account Comparison

 

Digital Business
Account

Multi-Currency Account

Suitable for

  • start-ups with low minimum balances

  • Mostly transact online

Everything you need for a trading business

Minimum balance

IDR 500,000 or USD 50

IDR 10 mil

Minimum initial deposit

IDR 500,000 or USD 50

IDR 10 mil

Currencies available

IDR, USD

12 currencies including IDR, SGD, USD

Monthly account fee

NIL

NIL

Fall-below fee

IDR 50,000 or USD 50

IDR 100,000

Internet & Mobile banking
(IDEAL™) fee

FREE!

FREE!

Security Device

Unlimited FREE digital tokens (authentication using your iOS or Android device)

Unlimited FREE digital tokens (authentication using your iOS or Android device)

Transactions

100 FREE
local transactions via SKN on IDEAL™ per month via cashback

  • 2 free cheque/Giro books

  • 30 free SKN & RTGS, or

  • 50 free SKN & RTGS if bal > IDR 1bil

  • OTT: USD 25

Interest

< IDR 100mil: 0.75%
IDR 100mil to < IDR 250mil: 1.5%
IDR 250mil to < IDR 500mil: 1.75%
IDR 500mil to < IDR 1bil: 2%
IDR 1bil to < IDR 2bil: 2.25%
≥ IDR 2bil: 2.5%

< IDR 250mil: 0.5%
IDR 250mil to < IDR 1bil: 2%
IDR 1bil to < IDR 2.5bil: 3%
IDR 2.5bil to < IDR 5bil: 4%
≥ IDR 5bil: 5%

FX rates

Standard rates

Preferential rates on DealOnline, DBS FX Trading platform

Why Open An Account With Us

DBS IDEAL™

FREE access* to DBS IDEAL™ corporate online banking and mobile app

DBS PriorityPay

Beneficiary receives payment within 10 minutes when you transfer funds to your DBS Business Account in Singapore, China, Hong Kong, India and Taiwan on IDEAL™

DBS BusinessCare

DBS BusinessCare
Dedicated, award-winning service
with fast response

DBS BusinessClass

DBS BusinessClass
Invitations to exclusive networking events with global industry players and disruptors

Get in Touch

DBS BusinessCare: 1500-327

Get in Touch

DBS BusinessCare: 1500-327