At A Glance


​Open to degree holders with 0-2 years of working experience


To groom and develop future leaders of the SME Banking franchise, with a particular focus on equipping the Graduate Associates​ with the requisite skills of an SME Relationship Manager


The Programme

Graduate Associate – SME Banking (Singapore), is a specialized development programme that provides the perfect launch pad if you are keen on forging a successful career in SME banking. This 12-month programme for degree holders comprises classroom training in core credit and financial knowledge, front-to-back job rotations across different business areas, as well as on-the-job training as an SME Relationship Manager.

Being an SME Banking Graduate Associate with World’s best bank for SMEs in the World’s best bank, you will be equipped with all the requisite skills of a SME banker. Through accelerated professional development and networking opportunities, as well as personalized mentorship opportunities, you will be well on your way to helping SMEs grow their businesses.


Applicant & Application Period

We want determined self-starters like you who:

  • Have a degree from a reputable university with good academic results
  • Have less than two years of working experience, preferably in sales or any service-oriented industry
  • Possess strong leadership qualities and resilience, as shown in your participation in extracurricular activities or entrepreneurial initiatives
  • Are adaptable, show initiative and able to work well in a team

Apply Now


Application Process

Apply Online and complete Cognitive & Behavioral Assessments

November- January​

Video Interview

November- January​

8 hours Assessment Centre


Panel interviews with HR and Senior Management


Graduate Associate – SME Banking (Singapore)

Commences in third quarter of the year





GA SME Banking will commence in the third quarter of the year.​

GA SME Banking will start recruitment in the fourth quarter of the year.​

Our training is based on a mix of experience, education and exposure. The intensive curriculum includes banking and financial skills and concepts, business and personal effectiveness modules. DBS also values immersion and field trips. After the initial training, ongoing training and development opportunities will also be provided.

All new hires will go through a structured programme that comprises of training to build your banking knowledge and rotations to the specific functional areas. The Programme Manager will work together with you to customize your Individual Development Plan. Key considerations include your individual strengths and career interests, as well as business needs.

All Graduate Associate Programmes are broad-based development programmes designed for high-potential individuals with a passion to build successful and fast-tracked careers in DBS. You will be placed on fast-track progression within the programme period. Opportunities for regional exposure will also be available for outstanding individuals who have performed well, to further enhance their career development.

We offer a competitive compensation package. You will learn more about the package during our recruitment process.

This Graduate Associate Programme is open to graduates from all disciplines with less than 2 years of working experience (preferably in sales or any service-oriented industry). At the start of the programme, we will provide comprehensive training to help you build a good foundation for the banking industry before your rotations to the specific functional areas.

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