Convert to EMI is an exclusive programme under which you can convert all your eligible transactions (equal to and greater than INR 2,500 and performed in the last 50 days using your Bajaj Finserv DBS Bank SuperCard) into low-cost EMIs as per your choice!

You can choose between EMI tenures of 3, 6, 9, 12, 18 or 24 months as per your convenience. Interest rate and Processing Fee may vary according to the selected tenor and your profile.

Note: Fuel & Jewellery transaction cannot be converted to EMI. To know more visit.

You can convert all your eligible shopping transactions made using your Bajaj Finserv DBS Bank SuperCard into smart EMIs using our Convert to EMI facility.

To convert your transaction to EMI from App, follow these steps

• Login to the DBS Card+ Mobile App
• Click on "EMI” from the Cards dashboard section
• All eligible Unbilled and Billed transactions from your card will be listed on this screen.
• Select the transaction you wish to convert to EMI and click continue

Default tenure selected will be 3 months. Click on “Change Tenure” to see the other available tenure.

ROI and EMI details are available for consideration on tenure selection screen

Choose the required tenure and click on continue

Agree to the T&C and click on continue.

Successful EMI confirmation would be visible on the screen

• Alternatively, you can click on "Convert to EMI" quick link under eligible transactions in the Credit Card dashboard

Please Note: All transactions greater than & equal to INR 2,500 are eligible for EMI conversions except for specific exclusions such as jewellery transactions. Interest Rate and Processing Fee will vary according to the tenure and your profile.

You can place a request to pre-close your EMI at any time by reaching out to our 24*7 helpline on 1860 267 6789 (local), +91 4469046789 (international).

Please Note: A pre-closure fee of 3% + GST (as applicable) will be charged on the remaining Principal outstanding.

In case you opt for EMI facility, an amount equal to the purchase amount will be blocked proportionately on your Bajaj Finserv DBS Bank SuperCard limit. The blocked credit limit will be released proportionately to the EMI amount paid by you.

For example, if the Credit Card limit on your Bajaj Finserv DBS Bank SuperCard is INR 1 lakh and you've opted for a product worth INR 12,000 with EMI option of INR 1,000, then we will block INR 12,000 on your card limit, and the remaining INR 88,000 will be available for further expenses. After every INR 1,000 EMI payment, your credit limit will increase by INR 1,000.

Yes, you can see all the EMI you have applied for in the app itself. To view, follow these steps:

1. Login to the DBS Card+ Mobile App
2. Click on "EMI” from the Cards dashboard section
3. You will see a list of all convert to EMI transaction that you currently have