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Activate Your Card

Activate your credit card within 30 days of issuance to avoid card closure as per RBI regulations.

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Activate Your Card

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Billing Cycle

Keep an eye on your billing cycle which is the period between two statement dates to plan your expenses & avoid missed payments.

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Billing Cycle

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Card Controls

Manage transaction settings, limits, card PIN and more from the DBS Card+ IN mobile app.

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Card Controls

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DBS Card+ IN Mobile App

Manage your card with the DBS Card+ IN mobile app, control your spending, track transactions, set limits, and more with just a tap.

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DBS Card+ IN Mobile App

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Early Payment

Pay off your credit card dues before the due date to avoid interest charges, late fees, and reduce your overall debt.

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Early Payment

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Fraud Protection

Never share your OTP, CVV, card number and sensitive details with anyone. Click here to read all about safeguarding yourself from fraud.

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Fraud Protection

G    H    I    J    K    L   

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Grace Period

The period from the date of issue of your statement till the payment due date. No interest is charged on your outstanding dues during this period.

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Grace Period

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Hidden Charges

Credit card hidden charges are fees that aren't obvious upfront, so knowing them is key to managing your card well.

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Hidden Charges

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Interest Rate

The percentage charged on any outstanding credit card balance after the payment due date.

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Interest Rate

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Joining Fee

To apply for a credit card, you need to pay the joining fee as an initial cost for owning the card.

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Joining Fee

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KYC (Know Your Customer)

This is an important and essential process to verify your identity, as per regulatory requirements, when applying for a credit card.

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KYC (Know Your Customer)

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Late Fees

Avoid additional charges by making your credit card payments on time.

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Late Fees

M    N    O    P    Q    R   

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Minimum Amount Due

Lowest amount that you must pay by the due date to avoid late fees. Note, after clearing this you are liable to pay the interest on balance amount.

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Minimum Amount Due

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No Interest Cash Withdrawals

Withdraw cash from your DBS Bank Credit Card as per your cash limit, interest-free, for up to 50 days*.

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No Interest Cash Withdrawals

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One-Time Password (OTP)

One-Time Password (OTP) is a unique code used for a single login or transaction, providing an extra layer of security. Never share your OTP with anyone.

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One-Time Password (OTP)

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Payment Due Date

The date every month, on which the payment towards your card or loan account is due.

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Payment Due Date

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Quick Payments

You can make quick & contactless online payments with your DBS Bank Credit Card. Click here to read more

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Quick Payments

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Reward Points

Earn reward points on transactions^# you make with your DBS Bank Credit Card. Redeem these points for discounts at dbsdelights.in

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Reward Points

S    T    U    V    W    X    Y    Z   

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Statements

Opt for physical card statements at your registered address or e-statements via the DBS Card+ IN mobile app.

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Statements

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Tap & Pay

Tap and pay is a contactless payment method where you simply tap your card for payments.

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Tap & Pay

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Utilisation Limit

Keep track of your credit utilisation to manage your finances and improve your credit score.

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Utilisation Limit

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Value Added Benefits

Enjoy a range of additional services like card protection plans , DBS Delights , lounge access and more.

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Value Added Benefits

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Welcome Benefits

Earn bonus Cash Points when you sign up for a DBS Bank Credit Card and make your first transaction.

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Welcome Benefits

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X Multiplied Returns

Get multiplied Cash Points on crossing monthly & quarterly spend milestones & rewards on select categories.

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X Multiplied Returns

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Year-Round Offers

Enjoy discounts and special offers across categories round the year. Click here to know more.

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Year-Round Offers

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Zero Annual Fee

Reach spend milestones within the year to have your annual fee waived. Check your card details to know more

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Zero Annual Fee