Loans

Dana Bantuan Sahabat (Personal Loan)

Benefits of Dana Bantuan Sahabat Online Facility (Personal Loan Online Facility) which only available on PT Bank DBS Indonesia (the “Bank”) website. Valid for those who live in Jabodetabek, Bandung and Surabaya.

Just attach your copy of active credit card with member since more than 1 (one) year, You may enjoy low interest up to 0.99% flat/month* (Jabodetabek) or 1.49% flat/month* (Bandung or Surabaya).
Enjoy the benefits:
  • Low interest rate

AreaApproved Loan Amount by BankInterest rate (flat/month)*
JabodetabekIDR 5 – < IDR 50 Mio

1,29%

IDR 50 – IDR 200 Mio

0,99%

Bandung, SurabayaIDR 5 – IDR 200 Mio

1,49%

  • Flexible repayment terms : 12, 24 and 36 months
  • Loan amount IDR 200 Mio

* Interest rate is indicative. The calculation of real interest is daily interest based on effective interest divided by 360 (three hundred and sixty) days as listed on Welcome Letter after Dana Bantuan Sahabat Online Facility has been approved.

For more detail of terms and conditions, please refer to link

** Information & product requirement

How To Apply

If you wish to apply easier, please click the "Apply Easier" button now

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Or if you wish to apply faster, please click the "Apply Faster"

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PT Bank DBS Indonesia is registered and supervised by Financial Services Authority (OJK – Otoritas Jasa Keuangan).


Product Detail

 

General Criteria and Document

General CriteriaEmployeeSelf EmployedProfessional
Indonesian Citizen with age between 21 – 55 years oldvvv
Minimum monthly gross incomeIDR 3,000,000IDR 5,000,000IDR 5,000,000
Minimum credit card limitIDR 6,000,000IDR 7,000,000IDR 7,000,000
Minimum length of employment1 year with permanent status2 years2 year
Minimum credit card's active period from another Bank1 year2 years2 years

 

Document*EmployeeSelf EmployedProfessional
Original Applicationvvv
Photocopy of ID (KTP)vvv
Photocopy of Credit Cardvvv
Photocopy of NPWP/ SPT PPH 21vvv
*If necessary Bank has the right to request additional documents.

 



AreaApproved Loan Amount by BankInterest rate (flat/month)*
JabodetabekIDR 5 – < IDR 50 Mio

1,29%

IDR 50 – IDR 200 Mio

0,99%

Bandung, SurabayaIDR 5 – IDR 200 Mio

1,49%

* Interest rate is indicative. The calculation of real interest is daily interest based on effective interest divided by 360 (three hundred and sixty) days as listed on Welcome Letter after Dana Bantuan Sahabat Online Facility has been approved

Fees
Annual Fee1styear**1.75% from the approved amount of KTA DBS
2ndyear onwards***IDR 65,000 per year
Administration Fee**IDR 399,000
Transfer Fee**IDR 30,000
Late FeeIDR 250,000 per late payment
Early Redemption Fee8% from the outstanding loan and other fees
Cancellation Fee8% from the outstanding loan and other fees

** Fees will be deducted one time from approved loan amount

*** Annual fee second year onwards will be charged on installment 13th and/or 25th for active customer

 

We provide you with various payment channels for your monthly installment.

Payment Channel

Transaction Fees

ATM BCA (Transfer Menu)

Based on the policy of the Bank

ALTO*

IDR 5,000

ATM Bersama*

Based on each Bank's regulation

Transfer / Kliring*

Based on each Bank's regulation

PT Bank DBS Indonesia Counter (Teller)*

IDR 50,000

* Transaction fee needs to be added to the monthly installment

 

How to calculate montly instalment from DBS Personal Loan:

Monthly installment = (loan amount + (amount x monthly flat interest rate x tenor))/tenor

Example:
Loan Amount                  = IDR 20 million
Tenor                             = 24 months (2 years)
Monthly interest rate        = 0.99% (flat)

Monthly installment calculation:
(IDR 20 mio + (IDR 20 mio x 0.99% x 24 ))/24 = IDR 1,031,333.-

Then, monthly installment are = Rp 1, 031,333.-


If you wish to apply easier, please click the "Apply Easier" button now

Apply Easier

Or if you wish to apply faster, please click the "Apply Faster"

Apply Faster

PT Bank DBS Indonesia is registered and supervised by Financial Services Authority (OJK – Otoritas Jasa Keuangan).


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