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Enjoy The Benefits

  • Competitive interest rate
  • Quick and easy processing
  • Free administration fee for early repayment
  • Get DBS Treasures special services with minimum loan amount Rp 500 million
  • Easy access information: your loan amount can be viewed through an integrated monthly report (beginning January 2015)

*Terms & conditions apply.

Product Detail

    Personal Documents

    Collateral Documents

    Form of Application

    Photocopy of HM / HGB / SHMSRS Certificate

    Photocopy of applicant KTP / Passport

    Photocopy of IMB

    Photocopy of husband / wife KTP / Passport

    Photocopy of latest PBB

    Photocopy of Marriage/Divorce/Dead Certificate (if any)

     

    Photocopy of Kartu Keluarga

     

    Photocopy of Akta Perjanjian Pisah Harta (if any)

     

    Photocopy of Surat Ganti Nama (if any)

     

    Photocopy of yearly NPWP / SPT

     

    Photocopy of Bank Statement / Savings / Deposits for the last 3 months

     

    Photocopy of last 3 months payslip (employee only)

     

    Photocopy of SIUP / TDP / Domisili / Surat Keterangan Usaha Lain (entrepreneur only)

     

    Cost Type

    Estimated Cost

    Interest Rate Fee

     

    Credit Administration Fee

    Credit limit < IDR 1 billion = IDR 500,000

    Credit limit ≥ IDR 1 billion = IDR 1,000,000

    Account Administration Fee

    According to provision of products

    First Year Annual Fee

    1% from credit limit

    Second Year Onwards Annual Fee

    IDR 50,000,-

    Appraisal Cost (paid at the loan application submission)

    IDR 750,000,-

    Life Insurance Fee

    As per the provisions of the insurance company partner Bank

    Fire Insurance Fee

    As per the provisions of the insurance company partner Bank

    Notary Fee :

    • Credit Agreement
    • APHT/SKMHT
    • Check Certificate
    • Roya
    • Tax Validation
    • PNBP

     

    Pursuant partner notary bank

    Early repayment penalty (if done within lock-in period)

    2% of the paid loan

    Early repayment administration fee

    Partial repayment of min. IDR 50 mio = IDR 500,000,-

    Full repayment = IDR 1,000,000,-

    Late fee

    0,15% per day

    Document storage costs when if collateral documents are not taken 1 month after facilities settlement

    Depends on the daily rental fee of DBS Safe Deposit Box (SDB) which can be seen in website

    Stamp Duty

     

    The costs above is paid after the loan application is approved , unless otherwise stated.

Home Loan Calculator

Loan Details

  

Expected Results

Simulation is based on assumption of 10.50% per year and designed for comparative purposes only. PT Bank DBS Indonesia is not responsible for any errors or misinterpretations.