Investments

Currency-Linked Investment

Invest in the foreign exchange market for a potentially higher return

This short-term investment product features a yield enhancement structure that allows you to benefit from your view of exchange rate movements between a pair of currencies. Deposits are tailored to your specific needs, and you can choose from a range of currency pairs, tenures and FX conversion rates.

 

Example:

 

Why choose DBS Currency-Linked Investments?

  • Grow your wealth with the wide range of innovative investment products offered by DBS
  • Identify the most suitable products for your needs with strategic advice from our investment professionals
  • Stay informed of the latest market developments through our invaluable insights, in-depth analysis and timely updates developed by more than 100 DBS research analysts in Asia
  • Be assured that our expertise and award-winning capabilities make DBS one of the best wealth management banks in Asia

Risk-Benefit Analysis


  • Yields are potentially higher than traditional fixed deposits
  • Deposits are tailored to your specific needs with respect to currency pairs, tenures and FX conversion rates

  • Deposit repayment will always be the weaker currency of the pair
  • Potential capital losses in base currency (i.e. deposit currency) may occur if the base currency depreciates
  • Principal amount may be affected if early redemption of deposit occurs

FAQs

How do you determine the best products for me?

We have a thorough and robust process in place to recommend suitable products for you upon evaluating your investment experience and risk tolerance level.

Are Currency-Linked Investments capital protected?

Currency-Linked Investments are not capital protected, however we offer capital-protected products if they are a better fit for your portfolio. The right product will depend on your risk tolerance level and suitability.

Do you offer longer-term products?

Yes, we do. Please contact us at +62 21 2988 4000 and our dedicated team will advise you.

Do you provide a mark-to-market report so clients know the value of each investment product?

Yes, we will provide a mark-to-market report on a regular basis, disclosing the value of your investments.

What market information does DBS have?

We have more than 100 research analysts who produce research reports and market updates on a daily basis. We also publish a Quarterly Strategy and Asset Allocation report.

 

How do I apply?

Please call us at +62 21 2988 4000 and we will arrange for a treasury specialist to speak with you.