The Covid-19 pandemic has not only affected people financially but also the national economy. As an investment instrument designed for Indonesian citizens, the proceeds from the sale of ORI017 will be used by the government to build and restore the national economy. In one stroke, people get several benefits.
As an investment instrument that is offered and guaranteed by the government, ORI017 allows people to invest money safely with minimum risk. People lend money to the government and the government pays it back with interest on maturity date.
In addition to government guarantee, ORI017 is an investment instrument that can be traded at secondary market prices past its minimum holding period on 15 September 2020. Thus, people can sell ORI017 and get their money back in an emergency. Reversely, people can earn profit if they hold the bond until maturity date. So, there is no need to worry about the fund being idle and it's not a fraud.
People without large capital should not hesitate to invest their money. ORI017 could be the right answer for first-time investors. People can purchase ORI017 starting from IDR1 million and its multiplication thereare with a maximum ampount of purchase of IDR3 billion. Even with a small capital, people can start investing in ORI017 and still gain profit.
The purchasing process is one ot the things that must be considered when planning to invest money. ORI017 can be purchased online through midis in the primary market through four phases, namely registration, ordering, payment, and settlement. As one of the distribution partners of ORI017, digibank by DBS as a full-fledged digital banking service presents simplicity through the e-SBN feature with a branchless, paperless, signatureless system so that the ORI017 purchase process is fully digital, from beginning to end.
Using the digibank by DBS application, people obtain a single investor identification (SID) by filling out the personal information column in the application. Their SID will be sent through email within a day. After obtaining their SID, people can register by clicking on the ‘e-SBN registration’ option in the digibank by DBS application and the ‘continue order’ option to receive a billing code. The billing code can be used to process payment using fund in the ‘digibank savings’ account. The process is complete after the State Revenue Transaction Number (NTPN) and a completed order notification is received with proof of ownership of ORI via the digibank by DBS application and email.
People have different needs, purposes and personalities. Every single person has his/her own considerations regarding investment. The key factor to consider when starting an investment is the return from the risks incurred, considering that the principle of prudence must be applied.
With its comparatively low risk, ORI017 offers a promising return, with a fixed coupon rate of 6.4 percent per year and a three-year maturity that ends on 15 July 2023. This makes ORI017 the right investment option, especially for purposes of emergency fund since it could be traded on the secondary market anytime, particularly in the future due to the uncertainty caused by the pandemic.
If there's an opportunity to make an investment more profitable, why not? By investing in ORI017, customers not only get a 6.4 percent yield but will also get extra incentives. By purchasing ORI017 via the digibank by DBS application, people can get cash rewards of up to IDR4.5 million. People also have the opportunity to get cash rewards of up to IDR3 million for purchases made after 18 June 2020.
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About DBS
DBS is a leading financial services group in Asia with a presence in 18 markets. Headquartered and listed in Singapore, DBS is in the three key Asian axes of growth: Greater China, Southeast Asia and South Asia. The bank's "AA-" and "Aa1" credit ratings are among the highest in the world.
Recognised for its global leadership, DBS has been named “World’s Best Bank” by Euromoney, “Global Bank of the Year” by The Banker and “Best Bank in the World” by Global Finance. The bank is at the forefront of leveraging digital technology to shape the future of banking, having been named “World’s Best Digital Bank” by Euromoney. In addition, DBS has been accorded the “Safest Bank in Asia” award by Global Finance for 11 consecutive years from 2009 to 2019.
DBS provides a full range of services in consumer, SME and corporate banking. As a bank born and bred in Asia, DBS understands the intricacies of doing business in the region’s most dynamic markets. DBS is committed to building lasting relationships with customers, and positively impacting communities through supporting social enterprises, as it banks the Asian way. It has also established a SGD 50 million foundation to strengthen its corporate social responsibility efforts in Singapore and across Asia.
With its extensive network of operations in Asia and emphasis on engaging and empowering its staff, DBS presents exciting career opportunities. The bank acknowledges the passion, commitment and can-do spirit in all of our 28,000 staff, representing over 40 nationalities. For more information, please visit www.dbs.com.
