digibank
Refer & Earn

The digibank Mobile Transfer Program

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Refer a friend and get ₹250 cashback!

Invite your friends to digibank to start earning cashback!

Just send a mobile transfer to a friend’s mobile number and you will both get ₹250 cashback when they open a digibank Savings Account and spend ₹5,000 on their digibank debit card. You can invite up to 20 friends every month and earn up to ₹5,000. So get started now!

How It Works

  1. Transfer ₹1 or more to your friend using the ‘Refer and Earn’ option in the digibank app. Select ‘Refer & Earn’ and simply enter the mobile number of your friend to transfer money (‘Mobile Transfer’)
  2. The mobile transfer must be sent during the promotional period (see FAQs below)
  3. Your friend must be a non-existing digibank customer and should open a new digibank Savings Account within 15 days of receiving the mobile transfer
  4. To qualify for cashback, your friend must spend ₹5,000 in one or multiple transactions using their physical digibank debit card within 30 days of opening the digibank Savings Account
  5. This offer is only available for digibank Savings Account customers

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Frequently Asked Questions

What is the promotion period for the Refer & Earn Program?

The program will be effective from 1st April, 2022 to 31st March, 2024, both days inclusive.

Who can I transfer funds to under this program and receive cashback?

You can transfer funds to all friends and relatives who are over 18 years old and residing in India (i.e., anyone who is eligible to open a digibank Savings Account). If your friend is an existing digibank account holder (e-wallet or digibank Savings Account) or the transfer was made outside of the promotion period, you will not be eligible for cashback.

When will I receive the cashback?

The invitation is complete when the friends you have sent a mobile transfer to open a new digibank Savings Account and spend ₹5,000 using their physical digibank debit card within 30 days of opening their account. ₹250 will be credited to your digibank Savings Account within 15 working days of this date.

When will my friend receive the cashback?

The invitation is complete when the friends you have sent a mobile transfer to open a new digibank Savings Account and spend ₹5,000 using their physical digibank debit card within 30 days of opening their account. ₹250 will be credited to your friends' digibank Savings Account within 15 working days of this date.

Who will get the cashback if two people have transferred funds to the same friend?

The person who transferred funds first will receive the cashback.

Can I still get cashback if I transfer funds to existing digibank account holders?

No. You are eligible for cashback only if you transfer money to friends who are new to digibank. Transfers made to existing digibank account holders under the Mobile Transfer Program are not eligible for cashback.

Once I have sent the mobile transfer to my friends, how soon must they open a digibank Savings Account to be eligible for cashback?

Your friends must open a digibank Savings Account within 15 days of receiving the mobile transfer. If they do not open a digibank Savings Account within 15 days, the transferred funds will be credited back to your account. If the date of reversal as per the stated reversal period, turns out to be a public holiday* or a weekend, the reversal shall be processed on the next working day.

*Public Holiday published by Maharashtra government.

What happens if my friends open a digibank Savings Account more than 15 days after I transfer funds to them?

You will not be eligible for cashback if your friends open an account after the 15-day limit, even if this occurs during the promotion period.