FAQs for Credit Card Payments

  1. What’s credit card payment on digibank app?
    The credit card payment option on digibank allows you to make credit card payments for cards issued by any bank.
  2. Which all banks credit card payments can be done using digibank app?
    Through digibank, you can make payments for credit cards issued by any bank. If you’d like to confirm, take a look at the list of banks under the credit card payment option on digibank.
  3. How much time it will takes to reflect the payment in my credit card account?
    We’ll need to share some information to explain when your payment will reflect in your credit card account. All NEFT payments operate in half-hourly batches. So, the beneficiary can expect to get the credit for the transactions put through between 8 am to 4.30 pm on all working days including working Saturdays on the same day. If you make your payment after that time, your payment will reflect on the next working day. But, the issuing bank may take more time to update payment status according to their own processes. To avoid any penalties, we recommend that you should make all payments at least three working days before your due date.
  4. Why it’s take 3 working day for processing?
    We’ll need to share some information to explain when your payment will reflect in your credit card account. All NEFT payments operate in half-hourly batches. So, the beneficiary can expect to get the credit for the transactions put through between 8 am to 4.30 pm on all working days including working Saturdays on the same day. If you make your payment after that time, your payment will reflect on the next working day. But, the issuing bank may take more time to update payment status according to their own processes. To avoid any penalties, we recommend that you should make all payments at least three working days before your due date.
  5. What’s the maximum limit of processing the transaction?
    There isn’t a maximum limit for processing credit card payments. However, the Rs 5 lakh limit for transferring funds from a mobile banking app will apply.
  6. How can I pay credit card outstanding through digibank?
    Here’s how you carry out credit card payments through digibank:
    • Login to digibank
    • Tap on ‘Pay bills’ on the dashboard
    • Go to the ‘Billers’ section
    • Tap on ‘Pay new biller’
    • Select ‘Credit Cards’ as your category
    • Choose your Credit Card’s issuing bank from the list
    • Enter your Credit Card details and tap ‘Continue’
    • Enter the amount and select payment date
    • Tap ‘Pay bill’ and confirm payment details
    • And you’re done
  7. How will the credit card payment will be processed?
    Your credit card payment will be processed through NEFT. To avoid any penalties, we recommend that you should make all payments at least three working days before your due date.