API Journey




Planning around finances for a home purchase can be frustrating, especially after you’ve spent a lot of time finding the right property. Whether is a private property or HDB purchase, DBS mortgage loan APIs help customers to assess their loan affordability by inputting basic customer/property data. Also, enable your customers to initiate a home loan application directly via their DBS accounts.

Things to note

  • Online loan affordability assessment is currently limited to a single applicant and existing DBS Bank customers.
  • Customers will be provided key information such as the maximum loan and maximum tenure after inputting the following data
    1. Personal demographic
    2. Monthly income
    3. Financial commitments
  • Customers will be emailed with the application ID, and be requested to provide further details to continue with the online loan assessment and the loan application.

The Customer Experience

API Journeys in Action



Home purchase made easy through direct access to home loan information and application

PropertyGuru is one of the largest property search portal’s in the region. With over two million listings and 50,000 agents, PropertyGuru compiles the property demand and supply data to help home owners make smart property decisions. Integrating DBS’ PropertyGuru now speeds up the process of applying for home loans. After customers have identified their ideal homes, they can calculate loan affordability or initiate a home loan application directly from the search portal’s site. This simplifies the buying journey for customers all within a single user experience.


Other API Journeys you may be interested in

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Fund Transfer

Customers can now transfer funds seamlessly from their DBS bank accounts to other parties. We provide account verification features to ensure there’s no security risk to your business.

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Benefits of signing up

  • Access over 150 APIs that help your customers complete their jobs to be done
  • Experiment and test new features in our secure API sandbox