Bank of

2018 marks DBS’ 50th anniversary. We trace our roots back to 1968, when as the Development Bank of Singapore we played a key role in financing the industrialisation of a newly independent nation. As Singapore grew, so did we. Today, we are not only Southeast Asia’s largest bank, but also one of the safest and best. We are excited about the future. At 50, it is a coming of age. By reimagining and innovating banking, we believe banking can be simpler, faster and more effortless for all. And as the Digital Bank of Singapore, we are committed to enabling all who deal with us to Live more, Bank less.

Deeper. Broader. Smarter.

Cementing our position in core markets

Through our digital strategy, DBS continues to deepen wallet share of consumer and institutional customers in our core markets of Singapore and Hong Kong.

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Deeper. Broader. Smarter.

Expanding in growth markets and fostering collaboration

Our digital strategy has helped us broaden our reach in growth markets like India and Indonesia. In these large geographies, digital has enabled the creation of new distribution models which reduce dependency on expensive brick and mortar outlets.

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Deeper. Broader. Smarter.

Sharpening our performance with bright solutions

Digitalisation has helped DBS work smarter, reducing manual processes, and increasing productivity. From improving the way our customers pay for their everyday coffee to growing and preserving their wealth and business for the next generation, DBS understands that our customers want to live more, bank less.

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2017 was a great year for DBS’ business franchise. However, it was not without challenges. With technology continuing to disrupt the business of banking, the need to stay on top of the digital agenda was keenly felt.

Read more about how we met our business challenges to turn in a strong performance in 2017.


Chief Executive Officer Piyush Gupta shares his thoughts on some pertinent matters.


Our record performance underscores the quality of our customer franchise enhanced by digital transformation.

Read what our Chief Financial Officer Chng Sok Hui has to say about our financial results in the CFO statement.

CFO Statement

Business Model

This section discusses our business model and provides details on how we use our resources and distribute value to our stakeholders.



This section provides information on our financials, 2017 priorities and performance by customer segments.