| |
 |
| Ten-Year Summary |
 |
|
| |
|
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
2001 |
2000 |
1999 |
1998 |
 |
Selected Income Items ($ millions)
|
| Total income |
6,163 |
5,344 |
4,338 |
4,479 |
4,265 |
4,143 |
3,387 |
2,931 |
2,855 |
1,876 |
| Profit before allowances |
3,545 |
2,975 |
2,312 |
2,523 |
2,473 |
2,333 |
1,670 |
1,686 |
1,791 |
1,121 |
| Allowances |
431 |
135 |
203 |
63 |
541 |
544 |
379 |
54 |
1,063 |
996 |
| Profit before tax |
3,224 |
2,910 |
2,163 |
2,509 |
1,992 |
1,797 |
1,469 |
1,675 |
866 |
44 |
| Net profit excluding one-time items and goodwill charges |
2,487 |
2,175 |
1,649 |
1,938 |
1,491 |
1,285 |
907 |
1,389 |
897 |
112 |
| One-time items(1) |
(209) |
94 |
303 |
497 |
– |
96 |
212 |
– |
175 |
– |
| Goodwill charges |
– |
– |
1,128 |
440 |
430 |
278 |
133 |
– |
– |
– |
| Net profit |
2,278 |
2,269 |
824 |
1,995 |
1,061 |
1,103 |
986 |
1,389 |
1,072 |
112 |
Selected Balance Sheet Items ($ millions)
|
| Total assets |
233,591 |
197,372 |
180,204 |
175,671 |
159,479 |
149,425 |
151,429 |
111,208 |
106,465 |
100,037 |
| Customer loans(1) |
108,433 |
86,630 |
79,462 |
69,659 |
64,330 |
60,704 |
68,202 |
52,024 |
54,370 |
56,215 |
| Total liabilities |
210,433 |
176,326 |
161,014 |
156,796 |
143,574 |
133,935 |
135,802 |
100,839 |
95,840 |
90,296 |
| Customer deposits(2) |
153,572 |
131,373 |
116,884 |
113,206 |
108,041 |
101,315 |
106,771 |
80,721 |
82,268 |
73,858 |
| Ordinary shareholders’ funds |
20,048 |
18,242 |
16,291 |
16,011 |
14,259 |
13,681 |
13,007 |
9,899 |
9,921 |
7,800 |
| Shareholders' funds (ordinary and preference) |
20,481 |
18,675 |
16,724 |
16,444 |
14,818 |
14,241 |
13,602 |
10,495 |
10,876 |
9,812 |
Per Ordinary Share ($)
|
| Earnings excluding one-time
items and goodwill charges |
1.64 |
1.44 |
1.10 |
1.30 |
1.00 |
0.87 |
0.71 |
1.13 |
0.80 |
0.10 |
| Earnings |
1.50 |
1.50 |
0.54 |
1.33 |
0.71 |
0.75 |
0.77 |
1.13 |
0.97 |
0.10 |
| Net tangible assets |
9.35 |
8.21 |
6.99 |
6.08 |
4.67 |
4.07 |
5.38 |
8.14 |
8.42 |
7.68 |
| Net asset value |
13.20 |
12.08 |
10.87 |
10.72 |
9.69 |
9.30 |
8.98 |
8.14 |
8.42 |
7.68 |
| Dividends(4) |
0.80 |
0.76 |
0.58 |
0.40 |
0.30 |
0.30 |
0.30 |
0.45 |
0.26 |
0.16 |
Selected Ratios (%)
|
| Dividend cover for ordinary
shares (number of times) |
2.15 |
2.46 |
1.17 |
4.14 |
3.03 |
3.15 |
3.18 |
3.32 |
5.05 |
1.65 |
| Cost-to-income |
42.5 |
44.3 |
46.7 |
43.7 |
42.0 |
43.7 |
50.7 |
42.5 |
37.3 |
40.2 |
| Return on assets excluding
one-time items and
goodwill charges |
1.15 |
1.15 |
0.93 |
1.16 |
0.97 |
0.85 |
0.69 |
1.28 |
0.87 |
0.13 |
| Return on assets |
1.15 |
1.20 |
0.46 |
1.19 |
0.69 |
0.73 |
0.75 |
1.28 |
1.04 |
0.13 |
| Return on shareholders’ funds
excluding one-time items
and goodwill charges |
12.7 |
12.3 |
9.8 |
12.5 |
10.1 |
9.1 |
8.1 |
12.9 |
8.7 |
1.3 |
| Return on shareholders’ funds |
11.7 |
12.8 |
5.0 |
12.8 |
7.3 |
7.9 |
8.8 |
12.9 |
10.4 |
1.3 |
| Non-performing loans rate |
1.1 |
1.7 |
2.1 |
2.5 |
5.2 |
6.1 |
5.7 |
7.6 |
13.0 |
11.8 |
| Loss allowance coverage |
135 |
115 |
97 |
89 |
63 |
59 |
60 |
52 |
53 |
44 |
Capital adequacy
Tier I |
8.9 |
10.2 |
10.6 |
11.3 |
10.5 |
10.3 |
12.2 |
14.4 |
15.7 |
14.6 |
| Total |
13.4 |
14.5 |
14.8 |
15.8 |
15.1 |
15.5 |
17.4 |
18.9 |
19.2 |
15.8 |
|
Prior years’ figures have been restated to reflect the effects on adoption of new or revised Financial Reporting Standards
(1) One-time items arise from gains from sale of properties and/or investments. 2007 includes allowance write-back for a Singapore
property and impairment charges for a Thai investment
(2) Including financial assets/liabilities at fair value through profit and loss
(3) Per ordinary share figures have been adjusted for bonus issues in 1998 and 1999, and a rights issue in 1998
(4) Dividend amounts are on a gross basis prior to the fourth quarter of 2007 and on a one-tier tax-exempt basis thereafter. 2000 and
2006 include special
dividends of 15 cents and 5 cents respectively |
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